De Zwerver
ActiveSummary
De Zwerver has been active since 1960 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €678,765 and a net result of -€99,496. Equity has been stable since 2018 (±0.1% per year). Its solvency ranks better than 95% of 1,081 sector peers (NACE 49, financial year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Overview
Official details
Source: KBO- Status
- Active since 22-01-1960 Normal situation
- Activity
- Non-scheduled passenger transport by road NACE 49320and 1 other
- Establishment unit
- 2.005.835.383 3550 Heusden-Zolder, since 01-01-1960
- Financial year end
- 31 December
- Peppol
- Reachable since 04-11-2025
Board and ownership
- Claes RonaldManaging director
- Claes AlainDirector
- Quitens MathildeDirector
Financial position
- Bankruptcy probabilitywithin 12 months
- 0.2%
- Gross margin
- €530,686
- ▲ 328%
- Turnover
- ≈ €1.0m
- estimated
- Loss
- €99,496
- Equity
- €678,765
- ▼ 12.8%
- Total assets
- €735,123
- ▼ 10.9%
- Staff
- ≈ 0 FTE
- estimated
Score breakdownraises riskLoss of €99,496 (financial year 2025)Sector: Land transport and transport via pipelines (NACE 49)lowers riskLiquidity: current ratio 13.00, cash €153,266Equity €678,765 (92.3% of total assets)Show the evidence
Checked score
About 2 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 49, micro). It does better than 92% of them on solvency, 81% on liquidity, 13% on profitability and 24% on growth.
The bankruptcy probability was computed on 02-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
The company filed its last 7 accounts on average 13 days before the deadline. In the sector (NACE 49), the median for financial year 2024 was on the deadline day, and 49% of those companies filed late.
Searched, nothing found (2)
Key points
Recent changes
- · Gazette deed 4 directors appointed, 2 directors resigningAppointments: Quitens Mathilde, Claes Alain and Claes Ronald · Resignations: Reynders Maria (director) and Schoofs Maria (director)
Comparable companies
These companies have the same main activity as De Zwerver: non-scheduled passenger transport by road (NACE 49320). They are comparable in size and age: total assets between €611,000 and €1.1m, founded between 1968 and 1990.
| Company | Total assets | Gross margin |
|---|---|---|
| De Zwerver Heusden-Zolder | €0.7m | €0.5m |
| REIZEN DE SCHELDEVALLEI Oudenaarde | €1.1m | €0.6m |
| LIMBURG INTERNATIONAL II Pelt | €0.9m | €0.6m |
| TEMPO CARS Mol | €0.6m | €0.3m |
| Télé - Entraide Herve Herve | €0.9m | €0.8m |
| Noël Demuynck-De Rudder Avelgem | €0.9m | €0.8m |
| Quo Vadis Willebroek | €1.1m | €0.3m |
Key facts about De Zwerver
- What is the company number of De Zwerver?
- The company number of De Zwerver is 0401.368.875. The VAT number is the same number with BE in front: BE 0401.368.875.
- Where is De Zwerver based?
- The registered office is at Sint-Quirinusstraat 50, 3550 Heusden-Zolder.Company details
- What does De Zwerver do?
- According to the KBO register, the main activity is non-scheduled passenger transport by road (NACE 49320).
- What is the legal form of De Zwerver?
- The legal form of De Zwerver is Public limited company (NV).
- When was De Zwerver founded?
- De Zwerver was founded on 22-01-1960.
- Is De Zwerver still active?
- Yes, De Zwerver is an active enterprise in the KBO register.
- How many employees does De Zwerver have?
- De Zwerver had an average of 4.3 full-time equivalents in financial year 2023, according to the filed annual accounts.Financials
- What is the turnover of De Zwerver?
- The turnover in financial year 2025 is ≈ €1.0m. This figure is estimated from the gross margin of €530,686 and 30 comparable companies (NACE 493). It probably lies between €850,000 and €1.3m.
- Is De Zwerver profitable?
- In financial year 2025, De Zwerver made a loss of €99,496.
- Where can I find the annual accounts of De Zwerver?
- De Zwerver filed 49 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of De Zwerver due?
- De Zwerver must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
See how customers, suppliers and banks see your own company and what to improve first.