Result
€1.3m €1.3m
Back in profit in 2025, after a loss of €139,018 in 2024.
DE TORF HEIDE
Lifetime
20 annual accounts with figures on one time axis, 32 filings since 1994Gross marginpeak €2.3m (2025)
€2.3m▲ 458%
Resultlowest -€348,481 (2011)
€1.3m▲ €1.4m
Equitypeak €7.4m (2025)
€7.4m▲ 17.5%
Debts
€10.2m▼ 29.2%
Board4 names since 2017
4 directorsComoodis and 3 others
Documentsfilings and deeds
12-06-202649 days before the deadline
2025abbreviated format
Gross margin from €406,534 to €2.3mBack to profit: €1.3mEquity from €6.3m to €7.4mDebts from €14.4m to €10.2mInvestments €3.0mCash from €51,013 to €127,193
Key points
from the 2025 annual accountsChecked score
94
Excellent
Financially stronger than 53% of medium-sized companies without a NACE code
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 0.2%
01-2025: 0.2%● unchanged vs 12-2024
02-2025: 0.2%● unchanged vs 01-2025
03-2025: 0.2%● unchanged vs 02-2025
04-2025: 0.2%● unchanged vs 03-2025
05-2025: 0.2%● unchanged vs 04-2025
06-2025: 0.2%● unchanged vs 05-2025
07-2025: 0.3%▲ +0.1 percentage points vs 06-2025highest value
08-2025: 0.1%▼ -0.2 percentage points vs 07-2025
09-2025: 0.1%● unchanged vs 08-2025
10-2025: 0.1%● unchanged vs 09-2025
11-2025: 0.1%● unchanged vs 10-2025
12-2025: 0.1%● unchanged vs 11-2025
01-2026: 0.1%● unchanged vs 12-2025
02-2026: 0.1%● unchanged vs 01-2026
03-2026: 0.1%● unchanged vs 02-2026
04-2026: 0.1%● unchanged vs 03-2026
05-2026: 0.1%● unchanged vs 04-2026
06-2026: 0.1%● unchanged vs 05-2026
07-2026: 0.1%● unchanged vs 06-2026lowest value
08-2026: 0.1%● unchanged vs 07-2026lowest value
09-2026: 0.1%● unchanged vs 08-2026lowest value
10-2026: 0.1%● unchanged vs 09-2026lowest value
11-2026: 0.1%● unchanged vs 10-2026lowest value
Financial strengthAverage
Score breakdown
raises risk
Liquidity: current ratio 0.89, cash €127,193
No main activity registered
lowers risk
Size: total assets €17.6m
Figures for financial year 2025 (filed on 12-06-2026)
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (no NACE code, medium-sized). It does better than 33% of them on solvency, 14% on liquidity, 82% on profitability and 82% on growth.
The bankruptcy probability was computed on 05-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 1,579 companies had the same profile as DE TORF HEIDE has now. Each dot stands for 4 companies, two years later.
96.7%
were still trading
3.2%
stopped another way
0.1%
went bankrupt
That fits the bankruptcy probability of DE TORF HEIDE itself: 0.1% within 12 months.
Test of the method
The method was tested on the 497,446 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 1,579 companies, not a prediction for DE TORF HEIDE. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €650,000 on 30-day terms is acceptable
Liquidity is insufficient, with a current ratio of 0.89 (1.09 in 2024), below 1. Short-term debt is 55.2% and cash 0.7% of total assets. 57.9% of the assets are financed with debt and provisions.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
lowers riskraises riskneutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 12-06-2026, 49 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
49 days early
2024
13 days early
2023
43 days early
2022
13 days early
2021
10 days late
2020
30 days late
2019
46 days early
← before the deadline
after the deadline →
tick = median of all Belgian filings
The company filed its last 7 accounts on average 18 days before the deadline. The Belgian median for financial year 2024 was 4 days before the deadline, and 38% of all filings were late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 18 July (4 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
06-11-2026 today31-12-2026 year end31-07-2027 deadline
Recent changes
2 directors appointed, 3 reappointments
Reappointments: COMOODIS, DE STEYNHOEVE and SEGERS Annemie Christiane Jeannine Inneke · Appointments: COMOODIS (managing director) and DE STEYNHOEVE (managing director) · General meeting of 18-12-2023 · Gazette deed
3 directors reappointed
Comoodis BV (managing director), De Steynhoeve BV (managing director) and Segers Annemie · Permanent representatives: Costermans David and Costermans Stefan · General meeting of 31-05-2023 · Gazette deed
First establishment
Turnhoutsebaan 400, Wijnegem
Incorporation
published on 19-11-1993 · Gazette deed
Official details
Source: KBO- Status
- Active since 27-10-1993Normal situation
- Registered office
- 11 active companies are registered at this addressSource: KBO register, as of 6 November 2026.
- Activity
- “De onderneming in onroerende goederen, omvattende de aankoop, de verkaveling, verkoop en verhuring van…” (deed in Dutch)From the articles, 5 activitiesNo NACE code in the KBO yet
- Establishment unit
- 2.064.613.8212110 Wijnegem, since 07-12-1993
- Financial year end
- 31 December
- Peppol
- Not found in the Peppol Directory
Annual accounts 2025
- Total assets
- €17.6m▼ 15.0%
- Filing
- Filed on 12-06-2026, 49 days before the end of the filing period
Insights on DE TORF HEIDE
DE TORF HEIDE files the abbreviated format. That format states no turnover. The gross margin rose from €328,378 in 2006 to €2.3m in 2025.
In August 2023, the Official Gazette published the appointment of Comoodis as managing director.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about DE TORF HEIDE
- What is the company number of DE TORF HEIDE?
- The company number of DE TORF HEIDE is 0451.220.343. The VAT number is the same number with BE in front: BE 0451.220.343.
- Where is DE TORF HEIDE based?
- The registered office is at Turnhoutsebaan 400, 2110 Wijnegem.Company details
- What is the legal form of DE TORF HEIDE?
- DE TORF HEIDE is a public limited company (NV).
- When was DE TORF HEIDE founded?
- DE TORF HEIDE was founded on 27-10-1993.
- Is DE TORF HEIDE still active?
- Yes, DE TORF HEIDE is an active enterprise in the KBO register.
- What is the turnover of DE TORF HEIDE?
- The turnover in financial year 2025 is ≈ €3.9m. This figure is estimated from the gross margin of €2.3m and 1,584 comparable companies of the same size. It probably lies between €2.6m and €6.4m. It is a rough estimate.Financials
- Is DE TORF HEIDE profitable?
- In financial year 2025, DE TORF HEIDE made a profit of €1.3m.
- Where can I find the annual accounts of DE TORF HEIDE?
- DE TORF HEIDE filed 32 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of DE TORF HEIDE due?
- DE TORF HEIDE must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
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