DE KRAAIBERG
ActiveDE KRAAIBERG has been active since 2001 and the Belgian State Gazette contains no insolvency or warning signals. The 2026 annual accounts show equity of €6.53M and a net result of €414k. Equity remains stable across the filed fiscal years (±0.5% per year). Its solvency ranks better than 45% of 103 sector peers (fiscal year 2026). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2026
68
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2025
Profitability44▼-39
Solvency66▲+2
Growth80▲+7
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €190k at 30 days acceptable
Liquidity ample (current ratio 1.95 against 2.82 in 2025; short-term debt: 2.4% and cash: 0.8% of total assets), but 59.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 82
Relative position
BE, all sectors
reference
Sector 82
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2026Solvency, return and age of the figures
Solvency
40.8%
Return on assets
2.6%
Age of the figures
8 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Growing equity
Reported equity is higher than in 2024 and did not fall compared with 2025. These amounts do not establish the cause of the change.
NBB · annual accounts 2026Equity per financial year
1920212223242526
2019 to 2026 · latest year €6.53M
neutral · Latest accounts filed on time
The financial year that closed on 31-01-2026 was due by 31-08-2026 and was filed on 11-08-2026, 20 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2026
20 d early
2025
34 d early
2024
47 d early
2023
38 d early
2022
13 d early
2021
18 d early
2020
46 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-01-2027 and is due by 31-08-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
19-09-2026 today31-01-2027 close31-08-2027 deadline
Financials · fiscal year 2026, full schema
Turnover
€1.93M▲ 63.2%
2025 · €1.18M
2019: €709k
2020: €750k
2021: €717k
2022: €765k
2023: €825k
2024: €861k
2025: €1.18M
2019 → 2026
EBIT margin
13.4%▼ 20.7pp
2025 · 34.2%
2019: 40.6%
2020: 36.0%
2021: 38.8%
2022: 39.1%
2023: 46.9%
2024: 43.3%
2025: 34.2%
2019 → 2026
Net result
€414k▼ 85.6%
2025 · €2.89M
2019: €630
2020: €11k
2021: €1k
2022: €14k
2023: €15k
2024: €12k
2025: €2.89M
2019 → 2026
Working capital
€368k▲ 11.6%
2025 · €330k
2019: €-963k
2020: €-792k
2021: €-630k
2022: €959k
2023: €1.11M
2024: €1.32M
2025: €330k
2019 → 2026
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20222023202420252026Trend
Turnover€765k-€825k▲ 7.8%€861k▲ 4.4%€1.18M▲ 37.5%€1.93M▲ 63.2%
Equity€3.21M-€3.22M▲ 0.5%€3.23M▲ 0.4%€6.12M▲ 89.3%€6.53M▲ 6.8%
Operating result€299k-€387k▲ 29.2%€373k▼ 3.5%€404k▲ 8.3%€260k▼ 35.8%
Net result€14k-€15k▲ 4.0%€12k▼ 22.7%€2.89M▲ 24,968%€414k▼ 85.6%
Result per fiscal year
Operating resultNet result
The operating result falls in 2026; 2026 is 36% below 2025 and is the lowest result in the available series.
Balance-sheet composition
2026 in colour, 2025 as the grey bar beneath
Assets €16.00M
Fixed assets
€15.24M=
Current assets
€757k▲ 48.1%
Equity and liabilities €16.00M
Equity
€6.53M▲ 6.8%
Debt
€9.47M▼ 1.7%
The debt ratio falls from 61.2% to 59.2%. Equity is higher and debt is lower.
Key figures and ratios
Solvency
40.8%▲
2025 · 38.8%
Current ratio
1.95▼
2025 · 2.82
Quick ratio
1.95▼
2025 · 2.82
Debt / equity
1.45▼
2025 · 1.57
ROE
6.3%▼
2025 · 47.2%
ROA
2.6%▼
2025 · 18.3%
Debt
€9.47M▼
2025 · €9.63M
Debt ≤ 1 year
€389k▲
2025 · €181k
Debt > 1 year
€8.04M▼
2025 · €8.23M
Staff costs
€351k▲
2025 · €17k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2026 against 2025
Balance sheet
Code20252026
Assets
Total assets20/58€15.75M€16.00M▲
Fixed assets21/28€15.24M€15.24M=
Financial fixed assets28€15.24M€15.24M=
Affiliated companies280/1€15.24M€15.24M=
Participating interests280€15.24M€15.24M=
Current assets29/58€511k€757k▲
Amounts receivable within one year40/41€477k€633k▲
Trade receivables40€477k€633k▲
Cash at bank and in hand54/58€20k€120k▲
Deferred charges and accrued income490/1€15k€4k▼
Equity and liabilities
Total equity and liabilities10/49€15.75M€16.00M▲
Equity10/15€6.12M€6.53M▲
Contributions10/11€2.17M€2.17M=
Capital10€2.17M€2.17M=
Issued capital100€2.17M€2.17M=
Reserves13€217k€217k=
Non-distributable reserves130/1€217k€217k=
Legal reserve130€217k€217k=
Profit (loss) carried forward14€3.73M€4.15M▲
Amounts payable17/49€9.63M€9.47M▼
Amounts payable after more than one year17€8.23M€8.04M▼
Financial debts170/4€3.53M€3.53M=
Subordinated loans170€3.53M€3.53M=
Other amounts payable178/9€4.70M€4.51M▼
Amounts payable within one year42/48€181k€389k▲
Trade debts44€157k€298k▲
Suppliers440/4€157k€298k▲
Taxes, remuneration and social security45€24k€90k▲
Taxes450/3€20k€29k▲
Remuneration and social security454/9€4k€61k▲
Accrued charges and deferred income492/3€1.22M€1.03M▼
Income statement
Code20252026
Operating income70/76A€1.18M€1.93M▲
Turnover70€1.18M€1.93M▲
Operating charges60/66A€780k€1.67M▲
Services and other goods61€752k€1.32M▲
Remuneration, social security and pensions62€17k€351k▲
Other operating charges640/8€1k€1k▲
Non-recurring operating charges66A€9k-
Operating profit (loss)9901€404k€260k▼
Financial income75/76B€3.00M€499k▼
Recurring financial income75€3.00M€499k▼
Income from financial fixed assets750€3.00M€499k▼
Other financial income752/9-€109
Financial charges65/66B€498k€345k▼
Recurring financial charges65€498k€345k▼
Debt charges650€496k€344k▼
Other financial charges652/9€2k€1k▼
Profit (loss) for the period before taxes9903€2.90M€414k▼
Income taxes67/77€16k-
Taxes670/3€16k-
Profit (loss) for the period9904€2.89M€414k▼
Profit (loss) for the period to be appropriated9905€2.89M€414k▼
Appropriation of the result
Profit (loss) to be appropriated9906€3.73M€4.15M▲
Profit (loss) brought forward from the previous period14P€846k€3.73M▲
Social balance
Average headcount (FTE)9087-3.2
The notes to these accounts (33 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2027, expected by
2026
11-08
NBB filing
Annual accounts filed
fiscal year 2026 · full schema
2025
28-07
NBB filing
Annual accounts filed
fiscal year 2025 · full schema
31-01
Financial
Highest result since 2019net €2.89M ▲24968%
Operating result €404k, net result €2.89M, both a record.
31-01
Financial
Equity above €5MEq €6.12M ▲89.3%
7 profitable years in a row build equity to €6.12M.
2024
15-07
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
31-01
Financial
Liquidity triplescurrent ratio 17.10
Current ratio from 6.08 to 17.10; short-term debt falls from €218k to €82k.
2023
24-07
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
2022
18-08
NBB filing
Annual accounts filed
fiscal year 2022 · full schema
31-01
Financial
Liquidity times 10current ratio 5.98
Current ratio from 0.61 to 5.98; short-term debt falls from €1.60M to €193k.
2021
13-08
NBB filing
Annual accounts filed
fiscal year 2021 · full schema
2020
16-10
NBB filing
Annual accounts filed
fiscal year 2020 · full schema · 46 days late
2019
27-09
NBB filing
Annual accounts filed
fiscal year 2019 · full schema · 27 days late
2018
06-11
NBB filing
Annual accounts filed
fiscal year 2018 · full schema · 67 days late
2017
20-07
NBB filing
Annual accounts filed
fiscal year 2017 · full schema
2010
29-12
State Gazette act
General meeting · Board meeting
Director resignation · Director reappointment
12-01
State Gazette act
General meeting · Director resignation
Director discharge · Director appointment · Patrick PIEN
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
Location & real-estate footprint
Registered office, Beveren-Kruibeke-Zwijndrecht · 1 establishment unit since 2001
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Patrijzenweg 99150 Beveren-Kruibeke-ZwijndrechtGround area
1,227 m²
Building footprint
180 m²
Volume, LiDAR
1,130 m³
Parcel 46001B0047/00S002, Flanders · tallest building 10.2 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
NOVA HOLDING
since 20012.101.294.172
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 46001B0047/00S002 | Flanders | 1,227 m² | 1 · 180 m² | 10.2 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Statutory auditor
1 auditor| AD - MINISTERIE Statutory auditor · represented by Leen Defoer | - → 29-03-2017 |
Structure & network
Connections & network
3 connected companiesNetwork connections
Shared director
→
Shared director
→
Shared director
→
Ownership & control
1 partyDE KRAAIBERGBE 0474.401.858
controls
Where this company holds controlthis company sits on their board1
1 location
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Of 24,501 companies in sector 82990 we hold annual accounts for 9,402. 1,537 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded23-03-2001
Fiscal year end31-01
Activities, NACEBEL
52241Warehousing and support activities for transportation
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 34 filingsAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.