De Eigenaarsbond

Active

Non-profit associationfounded 197650 yrs activeJan Van Rijswijcklaan 36, 2018 Antwerpen, BelgiumKBO/BCE: BE 0416.433.470

De Eigenaarsbond has been active since 1976 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €62k and a net result of €36k. Its solvency ranks better than 28% of 470 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is < 0.1% (very low).

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Checked score

Score 2024

84 / 100

Excellent

The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.

Axes

Profitability96

Solvency63

Growth-

Track record85

Bankruptcy probability, 12 months

< 0.1% Very low

0%0.5%1.5%4%10%≥ 25%

Credit up to €5k at 30 days acceptable

Liquidity tight (current ratio 1.24; short-term debt: 62.3% and cash: 39.8% of total assets), and 62.3% of the assets are financed with debt.

How do we compute the score and the probability?

Credit advice for your own amount and term

Signals

Seven signals. The signal on the left, the evidence on the right.

−lowers risk+raises risk○neutral

Lower-risk legal form

Companies with this legal form statistically fail less often than a BV.

KBO · legal form

Lower-failure-rate sector

In this sector companies fail less often than the Belgian average.

Gazette · bankruptcies per sector, NACE 94

Relative position

BE, all sectors

reference

Sector 94

lower

← fewer bankruptcies more bankruptcies →

Long track record

A company with a long track record statistically fails less often than a young one.

KBO · incorporation date

Age against the risk zone

Multiple establishment units

Several establishment units mean more fixed costs, and such companies fail more often than a company with one establishment.

KBO · establishment units

Annual accounts: weaker financial profile

The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.

NBB · annual accounts 2024

Solvency, return and age of the figures

Solvency

37.7%

Return on assets

21.8%

Age of the figures

21 mo

Latest accounts filed on time

The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 27-06-2025, 34 days ahead of the deadline.

NBB · 1 filing

Deviation from the deadline

2024

34 d early

← before the deadline after the deadline →

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage

Financials · fiscal year 2024, micro schema

Equity

€62k

Total assets

€166k

Net result

€36k

Working capital

€25k

Turnover and EBIT margin not published: the micro schema does not require them.

Balance-sheet composition

Assets €162k

20.5%

79.5%

Fixed assets €33k

Current assets €129k

Equity and liabilities €166k

37.7%

62.3%

Equity €62k

Debt €103k

Debt finances 62.3% of the balance-sheet total.

Key figures and ratios

2024 value

EBITDA

€60k

Cash flow

€59k

Solvency

37.7%

Current ratio

1.24

Quick ratio

1.24

Debt / equity

1.65

ROE

57.9%

ROA

21.8%

Interest coverage

46.07

Debt

€103k

Debt ≤ 1 year

€103k

Debt > 1 year

€0

Staff costs

€121k

Filed annual accounts

As filed with the NBB · 2024

Balance sheet Code2024

Assets

Total assets20/58€166k

Formation expenses20€4k

Fixed assets21/28€33k

Intangible fixed assets21€15k

Tangible fixed assets22/27€9k

Land and buildings22€4k

Furniture and vehicles24€5k

Leasing and similar rights25€0

Financial fixed assets28€9k

Current assets29/58€129k

Amounts receivable within one year40/41€60k

Trade receivables40€4k

Other amounts receivable41€56k

Cash at bank and in hand54/58€66k

Deferred charges and accrued income490/1€3k

Equity and liabilities

Total equity and liabilities10/49€166k

Equity10/15€62k

Profit (loss) carried forward14€62k

Amounts payable17/49€103k

Amounts payable after more than one year17€0

Financial debts170/4€0

Amounts payable within one year42/48€103k

Current portion of amounts payable after more than one year42€6k

Trade debts44€79k

Suppliers440/4€79k

Taxes, remuneration and social security45€18k

Taxes450/3€3k

Remuneration and social security454/9€15k

Income statement Code2024

Non-recurring operating income76A€0

Remuneration, social security and pensions62€121k

Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€23k

Other operating charges640/8€2k

Non-recurring operating charges66A€0

Gross operating margin9900€183k

Operating profit (loss)9901€37k

Financial income75/76B€0

Recurring financial income75€0

Financial charges65/66B€1k

Recurring financial charges65€1k

Profit (loss) for the period before taxes9903€36k

Profit (loss) for the period9904€36k

Profit (loss) for the period to be appropriated9905€36k

Appropriation of the result

Profit (loss) to be appropriated9906€62k

Profit (loss) brought forward from the previous period14P€26k

The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

All 1Filings 1

2025

27-06

NBB filing Annual accounts filed

fiscal year 2024 · micro schema

NBB filing

Directors · office · real estate

Directors

10 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.

Location & real-estate footprint

Registered office, Antwerpen · 2 establishment units since 2007

establishment All 2 establishment units on the map

Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Jan Van Rijswijcklaan 362018 Antwerpen

Ground area

993 m²

Building footprint

667 m²

Volume, LiDAR

17,175 m³