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DDA zijnde de

abbreviatedvan Decroos Desschans Autosport
Active Private limited company (pre-2019)founded 2008active for 18 yearsMinister Liebaertlaan 21A, 8500 KortrijkKBO/BCE: BE 0894.942.883

Lifetime

16 annual accounts with figures on one time axis
peak €154,073 (2025)
€154,073▲ 4.1%
lowest -€8,063 (2011)
€70,159▲ 6.3%
peak €215,067 (2025)
€215,067▲ 5.5%
€601,705▼ 4.4%
peak 0.2 FTE (2009)
-not published
Board3 names since 2021
3 directorsLagae Christopher and 2 others
Owners
  
Documentsfilings and deeds
27-04-20263 days before the deadline
2025micro format
Dividend €50,000

Key points

from the 2025 annual accounts

Equity

€215,067 ▲ 5.5%
203,9082024+70,159Profit-50,000Dividend-9,000Other215,0672025

DDA zijnde de paid out €50,000 in dividends. That is 71% of the 2025 profit.

Debts

€601,705 74% of the balance sheet
Financial debts 49%Suppliers 1%Taxes and wages 2%Other 48%

Of this, €305,465 falls due within a year.

Filings

16 annual accounts since 2009
deadline2010201520202025

Six of the last ten came late. The 2017 accounts came latest: 31 days after the end of the period.

Checked score

69
Healthy
Financially stronger than 50% of micro companies in rental and leasing (NACE 77)
Probability in this band: 0.55% to 1.5%
Bankruptcy probability within 12 months
0.7% Low
0%0.5%1.5%4%10%≥ 25%

The dashed line is the sector median: 0.5% across 3,168 companies (NACE 77, micro).

About 7 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Last 24 months 12-2024: 1.0% 01-2025: 1.0%● unchanged vs 12-2024 02-2025: 0.9%▼ -0.1 percentage points vs 01-2025 03-2025: 0.9%● unchanged vs 02-2025 04-2025: 1.1%▲ +0.2 percentage points vs 03-2025 05-2025: 1.7%▲ +0.6 percentage points vs 04-2025 06-2025: 2.0%▲ +0.3 percentage points vs 05-2025highest value 07-2025: 0.7%▼ -1.3 percentage points vs 06-2025 08-2025: 0.7%● unchanged vs 07-2025 09-2025: 0.7%● unchanged vs 08-2025 10-2025: 0.7%● unchanged vs 09-2025 11-2025: 0.7%● unchanged vs 10-2025 12-2025: 0.8%▲ +0.1 percentage points vs 11-2025 01-2026: 0.7%▼ -0.1 percentage points vs 12-2025 02-2026: 0.7%● unchanged vs 01-2026 03-2026: 0.8%▲ +0.1 percentage points vs 02-2026 04-2026: 0.9%▲ +0.1 percentage points vs 03-2026 05-2026: 0.7%▼ -0.2 percentage points vs 04-2026 06-2026: 0.7%● unchanged vs 05-2026 07-2026: 0.7%● unchanged vs 06-2026 08-2026: 0.7%● unchanged vs 07-2026 09-2026: 0.7%● unchanged vs 08-2026lowest value 10-2026: 0.7%● unchanged vs 09-2026 11-2026: 0.7%● unchanged vs 10-2026

Financial strength
Average

51+2equity 26.3% of total assets
33-2short-term debt 37.4% · cash 0.2%
79+1return on assets 8.6%

Score breakdown

raises risk
Liquidity: current ratio 1.05, cash €1,587
2 of the last 3 accounts late
lowers risk
Size: total assets €816,772
Founded in 2008
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 77, micro). It does better than 43% of them on solvency, 30% on liquidity, 72% on profitability and 55% on growth.

The bankruptcy probability was computed on 07-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

The probability rests on the annual accounts with balance sheet date 30-09-2025.

Of the companies with a bankruptcy probability in the low class on 30-06-2025, 0.8% went bankrupt within twelve months.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

Comparable companies, two years later

In July 2024, 2,609 companies had the same profile as DDA zijnde de has now. Each dot stands for 7 companies, two years later.

96.8%
were still trading
2.1%
stopped another way
1.0%
went bankrupt
  • Small
  • 10 to 20 years old
  • solvency 10 to 30%
  • a profit of 5% of the balance sheet or more

That fits the bankruptcy probability of DDA zijnde de itself: 0.7% within 12 months.

Test of the method

The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.

The companies in ten equal groups, from the lowest to the highest expected share
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 0.9%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.

This is an observation about 2,609 companies, not a prediction for DDA zijnde de. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.

Credit verdict

Credit of up to €14,000 on 30-day terms is acceptable

Liquidity is tight, with a current ratio of 1.05 (1.12 in 2024), below the usual 1.5. Short-term debt is 37.4% and cash 0.2% of total assets. 73.7% of the assets are financed with debt and provisions.

Credit check for an amount and term of your choice

Show the recommended maximum and see how the verdict changes with amount, term and advance.

The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
lowers riskraises riskneutral
raises risk · Liquidity: current ratio 1.05, cash €1,587
NBB · annual accounts
raises risk · 2 of the last 3 accounts late
NBB · filings
lowers risk · Size: total assets €816,772
Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
lowers risk · Founded in 2008
Companies that have existed this long fail less often. How much that weighs depends on the rest of the company's profile.
KBO
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 27-04-2026, 3 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
3 days early
2024
31 days late
2023
31 days late
2022
17 days late
2021
on the day
2020
on the day
2019
on the day
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 11 days after the deadline. In the sector (NACE 77), the median for financial year 2024 was 3 days before the deadline, and 39% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The financial year that closed on 30-09-2026 is due by 30-04-2027. Nothing is late today. The company usually files around 17 May (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
30-09-2026 year end08-11-2026 today30-04-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Board and ownership

LC
Lagae Christopher
Director
LP
Lagae Patrick
Director
LS
Lagae Sebastian
Director
Board & ownership

Recent changes

Registered in the Peppol Directory Reachable for e-invoices through 0208:0894942883
Incorporation published on 25-01-2008 · Gazette deed
First establishment Minister Liebaertlaan 21A, Kortrijk
All 28 events

Comparable companies

same main activity, similar in size and age
Company
DDA zijnde de Kortrijk €0.8m €154,073 26.3% -
GUILLAUME RENT Charleroi €0.9m €150,379 53.3% -
Res Q Geel €0.7m €161,594 45.4% -
HUUR MIJ Dendermonde €1.0m €158,305 2.5% -
ITALZ Lier €1.2m €163,233 6.1% -
RMC NEW Steenokkerzeel €0.6m €109,085 20.6% -
PRISCA Glabbeek €0.7m €254,687 34.0% -

These companies have the same main activity as DDA zijnde de: renting and leasing of cars and light motor vehicles (NACE 77110). They are comparable in size and age: total assets between €625,000 and €1.2m, founded between 2004 and 2012.

Official details

Source: KBO
Status
Active since 11-01-2008Normal situation
Activity
Renting and leasing of cars and light motor vehiclesNACE 77110and 5 others
Establishment unit
2.167.841.7168500 Kortrijk, since 11-01-2008
Financial year end
30 September
Peppol
Reachable since 09-10-2025
Company details

Annual accounts to 30-09-2025

≈ €390,000estimated
€816,772▼ 2.0%
Filing
Filed on 27-04-2026, 3 days before the end of the filing period
Financials

Insights on DDA zijnde de

DDA zijnde de files the micro format. That format states no turnover. The gross margin rose from €59,202 in 2009 to €154,073 in 2025.

Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.

Key facts about DDA zijnde de

What is the company number of DDA zijnde de?
The company number of DDA zijnde de is 0894.942.883. The VAT number is the same number with BE in front: BE 0894.942.883.
Where is DDA zijnde de based?
The registered office is at Minister Liebaertlaan 21A, 8500 Kortrijk.Company details
What does DDA zijnde de do?
According to the KBO register, the main activity is renting and leasing of cars and light motor vehicles (NACE 77110).
What is the legal form of DDA zijnde de?
DDA zijnde de is a private limited company (pre-2019) (BVBA).
When was DDA zijnde de founded?
DDA zijnde de was founded on 11-01-2008.
Is DDA zijnde de still active?
Yes, DDA zijnde de is an active enterprise in the KBO register.
What is the turnover of DDA zijnde de?
The turnover in financial year 2025 is ≈ €390,000. This figure is estimated from the gross margin of €154,073 and 2,207 comparable companies of the same size. It probably lies between €260,000 and €600,000. It is a rough estimate.Financials
Is DDA zijnde de profitable?
In financial year 2025, DDA zijnde de made a profit of €70,159.
Where can I find the annual accounts of DDA zijnde de?
DDA zijnde de filed 16 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of DDA zijnde de due?
DDA zijnde de must file the annual accounts for financial year 2026 by 30-04-2027.Timeline

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