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DANIEL'S VISBEDRIJF

Active Public limited companyfounded 1993active for 33 yearsSchaapstraat 98, 8370 BlankenbergeKBO/BCE: BE 0451.004.072 subsidiary of FOX HOLDINGS#3 employer in Blankenberge, Wholesale and retail trade sector

Lifetime

19 annual accounts with figures on one time axis, 32 filings since 1993
peak €1.6m (2023)
€1.3m▼ 18.7%
lowest -€296,993 (2008)
-€38,343▼ €114,534
peak €2.3m (2019)
€2.0m▼ 1.9%
€1.8m▼ 8.7%
peak 32.1 FTE (2021)
20.5 FTE▼ 27.3%
Board3 names since 2020
- 
Owners2 names in the annual accounts
99.98%FOX HOLDINGS and 1 other
Documentsfilings and deeds
06-11-202598 days late
2024abbreviated format
Gross margin from €1.6m to €1.3mLoss of €38,343Staff from 28.2 FTE to 20.5 FTEAmendment of the articles 30-01

Key points

from the 2024 annual accounts

Result

-€38,343 -€38,343
€76,2002023-€38,3002024

From profit to loss in 2024, after a profit of €76,191 in 2023.

Staff

21 employees on 31-12-2024
37312021353420226063202330272024

In 2024, 30 people joined and 27 left.

Filings

32 annual accounts 33 filings, 102 days past the deadline
AprilJune31 JulyOctober200020102020

2025 accounts not filed: deadline was 31-07-2026.

Checked score

55
Fair
Financially stronger than 40% of small companies in wholesale trade (NACE 46)
Probability in this band: 1.5% to 4.2%

A confirmed filing finding caps the score at 59.

Bankruptcy probability within 12 months
1.5% Moderate
0%0.5%1.5%4%10%≥ 25%

The dashed line is the sector median: 0.2% across 4,374 companies (NACE 46, small).

About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).

Last 24 months 12-2024: 2.9% 01-2025: 5.3%▲ +2.4 percentage points vs 12-2024highest value 02-2025: 5.3%● unchanged vs 01-2025highest value 03-2025: 0.9%▼ -4.4 percentage points vs 02-2025 04-2025: 0.9%● unchanged vs 03-2025 05-2025: 0.9%● unchanged vs 04-2025 06-2025: 0.9%● unchanged vs 05-2025 07-2025: 1.1%▲ +0.2 percentage points vs 06-2025 08-2025: 1.5%▲ +0.4 percentage points vs 07-2025 09-2025: 1.7%▲ +0.2 percentage points vs 08-2025 10-2025: 2.3%▲ +0.6 percentage points vs 09-2025 11-2025: 2.2%▼ -0.1 percentage points vs 10-2025 12-2025: 0.5%▼ -1.7 percentage points vs 11-2025 01-2026: 0.5%● unchanged vs 12-2025lowest value 02-2026: 0.5%● unchanged vs 01-2026lowest value 03-2026: 0.6%▲ +0.1 percentage points vs 02-2026 04-2026: 0.6%● unchanged vs 03-2026 05-2026: 0.7%▲ +0.1 percentage points vs 04-2026 06-2026: 0.7%● unchanged vs 05-2026 07-2026: 0.7%● unchanged vs 06-2026 08-2026: 1.0%▲ +0.3 percentage points vs 07-2026 09-2026: 1.2%▲ +0.2 percentage points vs 08-2026 10-2026: 1.5%▲ +0.3 percentage points vs 09-2026 11-2026: 1.5%● unchanged vs 10-2026

Financial strength
Average

76=equity 50.8% of total assets
44-1short-term debt 27.5% · cash 3.9%
38-33return on assets -1.0%

Score breakdown

raises risk
Capped at 59: a confirmed filing finding
Figures for financial year 2024 (filed on 08-11-2025)
Size: 20.5 FTE, total assets €3.9m
1 financial year not filed after the legal deadline; last filed accounts filed 98 days late; 3 of the last 3 accounts late
lowers risk
Founded in 1993
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 46, small). It does better than 60% of them on solvency, 51% on liquidity, 24% on profitability and 27% on growth.

The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

The probability rests on the annual accounts with balance sheet date 31-12-2024.

Of the companies with a bankruptcy probability in the moderate class on 30-06-2025, 2.4% went bankrupt within twelve months.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

Comparable companies, two years later

In July 2024, 8,617 companies had the same profile as DANIEL'S VISBEDRIJF has now. Each dot stands for 22 companies, two years later.

94.2%
were still trading
5.2%
stopped another way
0.4%
went bankrupt
  • Small
  • 20 years or older
  • solvency 30% or more
  • a small loss

Another 0.2% stopped without a precise date, possibly only after those two years.

The bankruptcy probability of DANIEL'S VISBEDRIJF itself is higher: 1.5% within 12 months. It rests on far more data about DANIEL'S VISBEDRIJF than the profile alone.

Test of the method

The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.

The companies in ten equal groups, from the lowest to the highest expected share
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 0.9%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.

This is an observation about 8,617 companies, not a prediction for DANIEL'S VISBEDRIJF. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.

Credit verdict

Credit of up to €100,000 on 30-day terms, only on tighter conditions: an expected filing is missing beyond Checked's processing allowance

Liquidity is ample, with a current ratio of 2.77 (2.63 in 2023), above the usual 1.5. Short-term debt is 27.5% and cash 3.9% of total assets. 49.2% of the assets are financed with debt and provisions.

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Six signals.
lowers riskraises risk
raises risk · Figures for financial year 2024 (filed on 08-11-2025)
NBB · annual accounts
lowers risk · Founded in 1993
Companies that have existed this long fail less often. How much that weighs depends on the rest of the company's profile.
KBO
raises risk · Size: 20.5 FTE, total assets €3.9m
Companies of this size fail more often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
raises risk · 1 financial year not filed after the legal deadline; last filed accounts filed 98 days late; 3 of the last 3 accounts late
NBB · filings
raises risk · Annual accounts not filed
The financial year that closed on 31-12-2025 was due at the National Bank by 31-07-2026. Nothing is on record, 102 days later.
NBB · 9 filings
Position against the passed deadline
31-12-2025 year end31-07-2026 deadline10-11-2026 today
raises risk · 2024 accounts filed 98 days late
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 06-11-2025, 98 days past the deadline. Measured on financial year 2023: of the companies more than 90 days late, 5.61% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers.
NBB · 9 filings
Deviation from the deadline
2025
not filed
2024
98 days late
2023
191 days late
2022
74 days late
2021
317 days late
2020
88 days late
2019
68 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 6 accounts on average 139 days after the deadline. In the sector (NACE 46), the median for financial year 2024 was 3 days before the deadline, and 39% of those companies filed late.

Searched, nothing found (1)
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Board and ownership

last known board
FH
Director, last mentioned in 2020
MF
Director, last mentioned in 2020
Board & ownership

Recent changes

Registered in the Peppol Directory Reachable for e-invoices through 0208:0451004072
1 statutory auditor reappointed RSM InterAudit BV (statutory auditor) · Permanent representatives: Inge Saeys, Jonas Uytterhaegen and Rosemarie van Duijn · General meeting of 03-10-2024 · Gazette deed
Amendment of the articles Gazette deed
1 statutory auditor appointed RSM InterAudit CV (statutory auditor) · Permanent representatives: Inge Saeys and Rosemarie Van Duijn · General meeting of 29-05-2021 · Gazette deed
All 46 events

Comparable companies

same main activity, similar in size and age
Company
DANIEL'S VISBEDRIJF Blankenberge - - 50.8% 20.5
Borremans Puurs-Sint-Amands - - 11.8% 22.8
GRANDES MAREES Brussels €12.7m -1.6% 56.5% 16.8
MOUL'APPETIT Beauraing €4.9m 0.3% 35.5% 13.6
BRUGSE VISROKERIJ F. ALLOO Bruges - - 52.7% 9.9
WANG LI Anderlecht - - 33.9% 11.5
MOSSELCENTRALE LAEVERS Diest - - 64.4% 10.5

These companies have the same main activity as DANIEL'S VISBEDRIJF: wholesale trade (NACE 46323). They are comparable in size and age: total assets between €2.4m and €4.8m, founded between 1981 and 1999.

Official details

Source: KBO
Status
Active since 30-09-1993Normal situation
Activity
Wholesale tradeNACE 46323and 1 other
Joint committees
200Auxiliary committee for white-collar workers
201Independent retail
143Sea fishing · annual accounts 2024
Establishment unit
2.064.329.0568370 Blankenberge, since 16-11-1993
Financial year end
31 December
Peppol
Reachable since 20-11-2025
Company details

Annual accounts 2024

≈ €5.5mestimated
€3.9m▼ 1.9%
Employeeson 31-12-2024
21▼ 8.7%
Filing
Filed on 06-11-2025
Financials

Insights on DANIEL'S VISBEDRIJF

DANIEL'S VISBEDRIJF files the abbreviated format. That format states no turnover. The gross margin rose from €603,245 in 2006 to €1.3m in 2024.

FOX HOLDINGS holds all the shares.

Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.

Key facts about DANIEL'S VISBEDRIJF

What is the company number of DANIEL'S VISBEDRIJF?
The company number of DANIEL'S VISBEDRIJF is 0451.004.072. The VAT number is the same number with BE in front: BE 0451.004.072.
Where is DANIEL'S VISBEDRIJF based?
The registered office is at Schaapstraat 98, 8370 Blankenberge.Company details
What does DANIEL'S VISBEDRIJF do?
According to the KBO register, the main activity is wholesale trade (NACE 46323).
What is the legal form of DANIEL'S VISBEDRIJF?
DANIEL'S VISBEDRIJF is a public limited company (NV).
When was DANIEL'S VISBEDRIJF founded?
DANIEL'S VISBEDRIJF was founded on 30-09-1993.
Is DANIEL'S VISBEDRIJF still active?
Yes, DANIEL'S VISBEDRIJF is an active enterprise in the KBO register.
How many employees does DANIEL'S VISBEDRIJF have?
DANIEL'S VISBEDRIJF had an average of 20.5 full-time equivalents in financial year 2024, according to the filed annual accounts.Financials
Which joint committee does DANIEL'S VISBEDRIJF fall under?
In its 2024 annual accounts, DANIEL'S VISBEDRIJF states joint committees 200 (Auxiliary committee for white-collar workers), 201 (Independent retail) and 143 (Sea fishing).
What is the turnover of DANIEL'S VISBEDRIJF?
The turnover in financial year 2024 is ≈ €5.5m. This figure is estimated from the gross margin of €1.3m and 98 comparable companies (NACE 46). It probably lies between €3.3m and €9.3m.
Is DANIEL'S VISBEDRIJF profitable?
In financial year 2024, DANIEL'S VISBEDRIJF made a loss of €38,343.
Where can I find the annual accounts of DANIEL'S VISBEDRIJF?
DANIEL'S VISBEDRIJF filed 33 annual accounts with the National Bank of Belgium, the latest for financial year 2024.

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