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D&D Office

Open bankruptcy
Private limited companyfounded 2002Allée des Plantains(Cha) 14, 5650 Walcourt, BelgiumKBO/BCE: BE 0478.603.740

A bankruptcy procedure is open for D&D Office according to publications in the Belgian State Gazette; curator: CELINE LEBLANC.

Summary

The file additionally contains 2 judicial reorganisations. The 2024 annual accounts show equity of €37k and a net result of €77k.

Signals

Four signals. The signal on the left, the evidence on the right.
+raises riskneutral
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 10% of 37956 sector peers (2024).
NBB · sector comparison
Position among 37956 sector peers
Solvency
better than 10%
← weakest strongest →
raises risk · Register: open bankruptcy
The KBO register records the legal situation: open bankruptcy. This is today's state according to the register itself; the register carries no start date.
KBO · legal situation
raises risk · Open bankruptcy
Active bankruptcy procedure in the Belgisch Staatsblad. Claims are handled by the appointed curator.
Belgian State Gazette
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 27-08-2025, 27 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filings
Deviation from the deadline
2024
27 d late
2023
150 d late
2022
1 d early
2021
47 d early
2020
3 d early
2019
39 d early
2018
23 d early
← before the deadline after the deadline →
Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2024, micro schema

Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€77k
2023 · €-74k
2019: €65k 2020: €16k 2021: €-54k 2022: €-33k 2023: €-74k
2019 → 2024
Working capital
€-224k▼ 72.3%
2023 · €-130k
2019: €10k 2020: €34k 2021: €-23k 2022: €-70k 2023: €-130k
2019 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line20202021202220232024Trend
Equity€121k-€66k▼ 44.8%€34k▼ 49.3%€-40k€37k
Operating result€77k-€-36k€-11k▲ 69.2%€-50k▼ 347%€173k
Net result€16k-€-54k€-33k▲ 39.4%€-74k▼ 125%€77k
Result per fiscal year
Operating resultNet result
€-100k€0€100k€200kOperating result 2020: €77k€77kNet result 2020: €16k€16kOperating result 2021: €-36k€-36kNet result 2021: €-54k€-54kOperating result 2022: €-11k€-11kNet result 2022: €-33k€-33kOperating result 2023: €-50k€-50kNet result 2023: €-74k€-74kOperating result 2024: €173k€173kNet result 2024: €77k€77k20202021202220232024€-100k€0€100k€200kOperating result 2022: €-11k€-11kNet result 2022: €-33k€-33kOperating result 2023: €-50k€-50kNet result 2023: €-74k€-74kOperating result 2024: €173k€173kNet result 2024: €77k€77k202220232024
The operating result returns to profit in 2024: €173k after a loss of €50k in 2023, the highest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €1.16M
Fixed assets €263k ▲ 189%
Current assets €899k ▼ 17.3%
Equity and liabilities €1.16M
Equity €37k
Debt €1.13M
Debt finances 96.8% of the balance-sheet total.
Key figures and ratios
2024 value · change against 2023
EBITDA
€211k
2023 · €-26k
Cash flow
€115k
2023 · €-49k
Current ratio
0.80
2023 · 0.89
Quick ratio
0.61
2023 · 0.75
Debt to equity
30.65
2023 · -30.33
ROE
209.4%
ROA
6.6%
2023 · -6.3%
Interest coverage
2.90
2023 · -1.14
Debt ≤ 1 year
€1.12M
2023 · €1.22M
Income taxes
€32k
2023 · €1k
Staff costs
€508k
2023 · €304k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2024 against 2023 · 55 lines
Balance sheet Code20232024
Assets
Total assets20/58€1.18M€1.16M
Fixed assets21/28€91k€263k
Intangible fixed assets21€3k€866
Tangible fixed assets22/27€86k€259k
Land and buildings22-€82k
Furniture and vehicles24€432€72k
Other tangible fixed assets26€85k€105k
Financial fixed assets28€3k€4k
Current assets29/58€1.09M€899k
Amounts receivable after more than one year29€416k-
Other amounts receivable291€416k-
Stocks and contracts in progress3€175k€215k
Stocks30/36€175k€215k
Amounts receivable within one year40/41€325k€588k
Trade receivables40€325k€240k
Other amounts receivable41-€348k
Cash at bank and in hand54/58€13k€2k
Deferred charges and accrued income490/1€158k€94k
Equity and liabilities
Total equity and liabilities10/49€1.18M€1.16M
Equity10/15€-40k€37k
Contributions10/11€19k€19k=
Reserves13€2k€2k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Profit (loss) carried forward14€-61k€16k
Amounts payable17/49€1.22M€1.13M
Amounts payable after more than one year17€1k-
Financial debts170/4€1k-
Amounts payable within one year42/48€1.22M€1.12M
Current portion of amounts payable after more than one year42€13k€2k
Financial debts43€407k€411k
Credit institutions430/8€407k€411k
Trade debts44€401k€291k
Suppliers440/4€401k€291k
Taxes, remuneration and social security45€396k€418k
Taxes450/3€314k€395k
Remuneration and social security454/9€82k€23k
Accrued charges and deferred income492/3-€3k
Income statement Code20232024
Remuneration, social security and pensions62€304k€508k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€24k€38k
Provisions for liabilities and charges: additions (uses and reversals)635/8€-12k-
Other operating charges640/8€2k€11k
Non-recurring operating charges66A-€24k
Gross operating margin9900€268k€755k
Operating profit (loss)9901€-50k€173k
Financial income75/76B-€8k
Recurring financial income75-€8k
Financial charges65/66B€23k€73k
Recurring financial charges65€23k€73k
Profit (loss) for the period before taxes9903€-73k€109k
Income taxes67/77€1k€32k
Profit (loss) for the period9904€-74k€77k
Profit (loss) for the period to be appropriated9905€-74k€77k
Appropriation of the result
Profit (loss) to be appropriated9906€-61k€16k
Profit (loss) brought forward from the previous period14P€13k€-61k

The notes to these accounts (11 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Download as CSV

Timeline · acts, filings and financial milestones

2026
06-05
Bankruptcy Opening
Tribunal de l’entreprise de Liège, division Namur · D&D OFFICE SRL ALLEE DES PLANTAINS 14, 5650 CHASTRES · event 30-04-2026
2025
27-08
NBB filing Annual accounts filed
fiscal year 2024 · micro schema · 27 days late
2024
31-12
Financial Back to profitnet €77k
Net result €77k after 3 loss-making years.
29-06
NBB filing Annual accounts filed
fiscal year 2023 · micro schema · 150 days late
2023
30-06
Financial Weakest financial yearnet €-74k
Net result drops to €-74k, the lowest in the series.
13-06
Judicial reorganisation Plan homologation
Tribunal de l’entreprise de Liège · 20230002 · event 06-06-2023
17-03
Judicial reorganisation Opening
Tribunal de l’entreprise de Liège · collectif · event 10-03-2023
30-01
NBB filing Annual accounts filed
fiscal year 2022 · full schema
2021
15-12
NBB filing Annual accounts filed
fiscal year 2021 · full schema
28-01
NBB filing Annual accounts filed
fiscal year 2020 · full schema
2019
23-12
NBB filing Annual accounts filed
fiscal year 2019 · full schema
08-01
NBB filing Annual accounts filed
fiscal year 2018 · full schema
Show earlier events
2017
12-12
NBB filing Annual accounts filed
fiscal year 2017 · full schema
2016
19-12
NBB filing Annual accounts filed
fiscal year 2016 · full schema
2015
09-12
NBB filing Annual accounts filed
fiscal year 2015 · full schema
SignalFinancial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Walcourt · 1 establishment unit since 2015
establishment approximate The establishment unit on the map
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Allée des Plantains(Cha) 145650 Walcourt
Ground area
2,549 m²
Building footprint
443 m²
Parcel 93011A0383/00Z000, Wallonia. Linked by address, not a title deed.
1 establishment unit
D&D OFFICE
Allée des Plantains(Cha) 14, 5650 WalcourtWholesale trade
since 20152.240.310.020
1 parcel
Wallonia 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
93011A0383/00Z000 Wallonia 2,549 m² 1 · 443 m² -
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Insolvency mandates

1 mandate
Role Name Tenure
Curator CELINE LEBLANC
RUE THéMIS 10, 5000 NAMUR-
30-04-2026present

Similar companies · same sector, comparable size

Of 82,562 companies in sector 70200 we hold annual accounts for 52,574. 36,055 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Company data · Crossroads Bank

Identification
Legal formPrivate limited company
Founded18-10-2002
Fiscal year end31-12
Activities, NACEBEL 2025
70200Business and other management consultancy
47789Other retail sale of new goods
69109Other legal services
Sources
Crossroads Bank for EnterprisesNational Bank · 21 filingsAddress and cadastre registers

Scores and ratios are computed by Checked and are not a credit decision.