Curious Architects

Active

Private limited companyfounded 20224 yrs activeKersenstraat(Veul.) 21, 3870 Heers, BelgiumKBO/BCE: BE 0781.458.130

Curious Architects has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €26k and a net result of €1k. Equity is growing by ~15.7% per year across the filed fiscal years. Its solvency ranks better than 30% of 9438 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).

Watch Print / PDF

Checked score

Score 2025

69 / 100

Healthy

The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.

Axes · tick = 2024

Profitability71▼-8

Solvency56▼-7

Growth52=

Track record94

Bankruptcy probability, 12 months

0.6% Low

0%0.5%1.5%4%10%≥ 25%

Credit up to €1.5k at 30 days acceptable

Liquidity tight (current ratio 1.41 against 1.62 in 2024; short-term debt: 68.5% and cash: 66.2% of total assets), and 68.8% of the assets are financed with debt.

How do we compute the score and the probability?

Credit advice for your own amount and term

Signals

Six signals. The signal on the left, the evidence on the right.

−lowers risk+raises risk○neutral

Limited track record

This company has not been active as long as an established one and statistically fails somewhat more often.

KBO · incorporation date

Age against the risk zone

Lower-failure-rate sector

In this sector companies fail less often than the Belgian average.

Gazette · bankruptcies per sector, NACE 71

Relative position

BE, all sectors

reference

Sector 71

lower

← fewer bankruptcies more bankruptcies →

Annual accounts: healthy financial profile

The latest annual accounts show a healthy profile in solvency, result and liquidity.

NBB · annual accounts 2025

Solvency, return and age of the figures

Solvency

31.2%

Return on assets

1.7%

Age of the figures

9 mo

Latest accounts filed on time

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 08-06-2026, 53 days ahead of the deadline.

NBB · 4 filings

Deviation from the deadline

2025

53 d early

2024

51 d early

2023

50 d early

2022

55 d early

← before the deadline after the deadline →

The next deadline is still running

The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.

Companies Code · seven months

Position in the running window

20-09-2026 today31-12-2026 close31-07-2027 deadline

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Equity

€26k▲ 5.7%

2024 · €24k

2022: €17k 2023: €19k 2024: €24k

2022 → 2025

Total assets

€83k▲ 28.2%

2024 · €65k

2022: €53k 2023: €60k 2024: €65k

2022 → 2025

Net result

€1k▼ 72.9%

2024 · €5k

2022: €8k 2023: €3k 2024: €5k

2022 → 2025

Working capital

€23k▼ 6.2%

2024 · €25k

2022: €17k 2023: €19k 2024: €25k

2022 → 2025

Multi-year overview

Every figure with its change against the year before

▲ rise ▼ fall

Line2022202320242025Trend

Equity€17k-€19k▲ 15.8%€24k▲ 26.3%€26k▲ 5.7%

Operating result€11k-€3k▼ 70.1%€7k▲ 98.9%€2k▼ 68.9%

Net result€8k-€3k▼ 68.3%€5k▲ 92.7%€1k▼ 72.9%

Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.

Result per fiscal year

Operating resultNet result

The operating result falls in 2025; 2025 is 69% below 2024 and is the lowest result in the available series.

Balance-sheet composition

2025 in colour, 2024 as the grey bar beneath

Assets €83k

96.5%

Fixed assets €3k▲ 18,532%

Current assets €80k▲ 23.7%

Equity and liabilities €83k

31.2%

68.8%

Equity €26k▲ 5.7%

Debt €57k▲ 42.0%

The debt ratio rises from 62.1% to 68.8%. Equity and debt are higher.

Key figures and ratios

2025 value · change against 2024

EBITDA

€2k▼

2024 · €7k

Cash flow

€2k▼

2024 · €5k

Solvency

31.2%▼

2024 · 37.9%

Current ratio

1.41▼

2024 · 1.62

Quick ratio

1.41▼

2024 · 1.62

Debt / equity

2.21▲

2024 · 1.64

ROE

5.3%▼

2024 · 20.8%

ROA

1.7%▼

2024 · 7.9%

Interest coverage

11.06▼

2024 · 38.00

Debt

€57k▲

2024 · €40k

Debt ≤ 1 year

€57k▲

2024 · €40k

Income taxes

€460▼

2024 · €1k

Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.

Filed annual accounts

As filed with the NBB · 2025 against 2024

Balance sheet Code20242025

Assets

Total assets20/58€65k€83k▲

Fixed assets21/28€16€3k▲

Tangible fixed assets22/27€16€3k▲

Furniture and vehicles24€16€3k▲

Current assets29/58€65k€80k▲

Amounts receivable within one year40/41€20k€17k▼

Trade receivables40€20k€16k▼

Other amounts receivable41-€1k

Cash at bank and in hand54/58€38k€55k▲

Deferred charges and accrued income490/1€7k€8k▲

Equity and liabilities

Total equity and liabilities10/49€65k€83k▲

Equity10/15€24k€26k▲

Contributions10/11€8k€8k=

Reserves13€16k€17k▲

Distributable reserves133€16k€17k▲

Amounts payable17/49€40k€57k▲

Amounts payable within one year42/48€40k€57k▲

Financial debts43€0€138▲

Other loans439€0€138▲

Trade debts44€33k€49k▲

Suppliers440/4€33k€49k▲

Taxes, remuneration and social security45€7k€7k▼

Taxes450/3€7k€7k▼

Accrued charges and deferred income492/3€250€250=

Income statement Code20242025

Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€143€393▲

Other operating charges640/8€449€462▲

Gross operating margin9900€7k€3k▼

Operating profit (loss)9901€7k€2k▼

Financial income75/76B€0€0▼

Recurring financial income75€0€0▼

Financial charges65/66B€179€222▲

Recurring financial charges65€179€222▲

Profit (loss) for the period before taxes9903€6k€2k▼

Income taxes67/77€1k€460▼

Profit (loss) for the period9904€5k€1k▼

Profit (loss) for the period to be appropriated9905€5k€1k▼

Appropriation of the result

Profit (loss) to be appropriated9906€5k€1k▼

Transfer to equity691/2€5k€1k▼

To other reserves6921€5k€1k▼

The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Download as CSV

Timeline · acts, filings and financial milestones

All 5Financial 1Filings 4

Next filing, fiscal year 2026, expected by 31-07-2027

2026

08-06

NBB filing Annual accounts filed

fiscal year 2025 · micro schema

2025

31-12

Financial Weakest financial yearnet €1k ▼72.9%

Net result drops to €1k, the lowest in the series.

10-06

NBB filing Annual accounts filed

fiscal year 2024 · micro schema

2024

11-06

NBB filing Annual accounts filed

fiscal year 2023 · abbreviated schema

2023

06-06

NBB filing Annual accounts filed

fiscal year 2022 · micro schema

Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors

1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.

Location & real-estate footprint

Registered office, Heers · 1 establishment unit since 2022

establishment The establishment unit on the map

Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Kersenstraat(Veul.) 213870 Heers

Ground area

918 m²

Building footprint

168 m²

Parcel 73089B0428/00E000, Flanders · tallest building 0.1 m. Linked by address, not a title deed.

1 establishment unit

Curious Architects

Kersenstraat(Veul.) 21, 3870 HeersActivities of building architects

since 20222.327.189.257

1 parcel

Flanders 1 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
73089B0428/00E000	Flanders	918 m²	1 · 168 m²	0.1 m

Linked by address, not proof of ownership

Methodology

via registered seat: 1

1 of 1 parcel with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

Public money · subsidies and aid

Flemish government

2024 · 1 entry · 156 EUR awarded · 156 EUR paid

Year	Entries	awarded	paid
2024	1	156 EUR	156 EUR

Schemes

Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)

1 entry · 156 EUR · 156 EUR paid · Fonds voor Innoveren en Ondernemen

Similar companies · same sector, comparable size

ARCHITECTENBUREAU KÜRT VERSTRAETE

BE 0819.075.027

Waregem · Eq €26k

Architect Katrien Delespaul

Of 18,255 companies in sector 71111 we hold annual accounts for 6,320. 4,782 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification

Legal formPrivate limited company

Founded01-02-2022

Fiscal year end31-12

Activities, NACEBEL

71111Activities of building architects

71112Activities of interior architects

71121Engineering and related technical consultancy, excluding land surveyors

74909Other professional, scientific and technical activities

74999Other professional, scientific and technical activities

82990Other business support services

Sources

Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers

Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.