Equity
€60,575 from €1.4m in 2010
Equity fell by 96% in 15 years.
CUIJPERS
Lifetime
19 annual accounts with figures on one time axisGross marginpeak €174,805 (2019)
€36,068▲ 65.5%
Resultlowest -€298,280 (2018)
€9,615▲ €12,220
Equitypeak €1.4m (2010)
€60,575▼ 62.4%
Debts
€140,333▲ 206%
Board1 name since 2016
1 directorDE CALUWÉ Pieter Albert Kamiel
Documentsfilings and deeds
17-07-202614 days before the deadline
2025abbreviated format
Gross margin from €21,794 to €36,068Back to profit: €9,615Dividend €110,281Equity from €161,242 to €60,575Debts from €45,831 to €140,333
Key points
from the 2025 annual accountsChecked score
92
Excellent
Financially stronger than 36% of micro companies in office administrative support (NACE 82)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.2% across 12,669 companies (NACE 82, micro).
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: < 0.1%
01-2025: < 0.1%● unchanged vs 12-2024
02-2025: < 0.1%● unchanged vs 01-2025
03-2025: < 0.1%● unchanged vs 02-2025
04-2025: < 0.1%● unchanged vs 03-2025
05-2025: < 0.1%● unchanged vs 04-2025lowest value
06-2025: < 0.1%● unchanged vs 05-2025
07-2025: < 0.1%● unchanged vs 06-2025
08-2025: < 0.1%● unchanged vs 07-2025
09-2025: < 0.1%● unchanged vs 08-2025
10-2025: < 0.1%● unchanged vs 09-2025
11-2025: < 0.1%● unchanged vs 10-2025
12-2025: < 0.1%● unchanged vs 11-2025
01-2026: < 0.1%● unchanged vs 12-2025
02-2026: < 0.1%● unchanged vs 01-2026
03-2026: < 0.1%● unchanged vs 02-2026
04-2026: < 0.1%● unchanged vs 03-2026
05-2026: < 0.1%● unchanged vs 04-2026
06-2026: < 0.1%● unchanged vs 05-2026
07-2026: < 0.1%● unchanged vs 06-2026
08-2026: 0.1%▲ +0.1 percentage points vs 07-2026highest value
09-2026: 0.1%● unchanged vs 08-2026highest value
10-2026: 0.1%● unchanged vs 09-2026highest value
11-2026: 0.1%● unchanged vs 10-2026
Financial strengthStrong
Score breakdown
lowers risk
Liquidity: current ratio 1.19, cash €70,254
Size: total assets €200,908
Sector: Office administrative, office support and other business support activities (NACE 82)
Founded in 2007
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 82, micro). It does better than 36% of them on solvency, 54% on liquidity, 45% on profitability and 10% on growth.
The bankruptcy probability was computed on 05-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 10,904 companies had the same profile as CUIJPERS has now. Each dot stands for 28 companies, two years later.
95.2%
were still trading
4.0%
stopped another way
0.7%
went bankrupt
That fits the bankruptcy probability of CUIJPERS itself: 0.1% within 12 months.
Test of the method
The method was tested on the 497,446 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 10,904 companies, not a prediction for CUIJPERS. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €5,000 on 30-day terms is acceptable
Liquidity is tight, with a current ratio of 1.19 (6.6 in 2024), below the usual 1.5. Short-term debt is 64% and cash 35% of total assets. 69.8% of the assets are financed with debt and provisions.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
5 signals, none raises the risk
Five signals.
lowers riskneutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 17-07-2026, 14 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
14 days early
2024
on the day
2023
19 days early
2022
2 days early
2021
10 days early
2020
38 days early
2019
1 day early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 12 days before the deadline. In the sector (NACE 82), the median for financial year 2024 was 7 days before the deadline, and 35% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsWhere today falls in the filing period
06-11-2026 today31-12-2026 year end31-07-2027 deadline
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0894575966
Change of role: DE CALUWÉ Pieter Albert Kamiel, from manager to director
1,000 shares · Director discharge: DE CALUWÉ Pieter Albert Kamiel · General meeting of 24-05-2022 · Gazette deed
Incorporation
published on 09-01-2008 · Gazette deed
First establishment
Schijndallei 23, Schoten
Comparable companies
same main activity, similar in size and age| Company | Total assets | Gross margin | Solvency | Staff |
|---|---|---|---|---|
| CUIJPERS Schoten | €200,908 | €36,068 | 30.2% | - |
| RAFFCO Ranst | €192,577 | €41,819 | 84.9% | - |
| IUSTE INVEST Bonheiden | €229,946 | €44,064 | 73.3% | - |
| MARANN Ghent | €191,193 | €32,855 | 67.0% | - |
| HD ACCOUNTING Frasnes-lez-Anvaing | €195,199 | €34,838 | 84.7% | - |
| NOBILO Anderlecht | €163,139 | €41,499 | 77.1% | - |
| ALSINGEN Lennik | €209,761 | €47,124 | 77.9% | - |
These companies have the same main activity as CUIJPERS: office administrative and support services (NACE 82100). They are comparable in size and age: total assets between €163,000 and €230,000, founded between 2004 and 2011.
Official details
Source: KBO- Status
- Active since 31-12-2007Normal situation
- Activity
- Office administrative and support servicesNACE 82100and 4 others
- Establishment unit
- 2.168.324.7362900 Schoten, since 31-12-2007
- Financial year end
- 31 December
- Peppol
- Reachable since 13-10-2025
Annual accounts 2025
- Turnover
- ≈ €70,000estimated
- Total assets
- €200,908▼ 3.0%
- Filing
- Filed on 17-07-2026, 14 days before the end of the filing period
Insights on CUIJPERS
CUIJPERS files the abbreviated format. That format states no turnover. The gross margin rose from -€573 in 2007 to €36,068 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about CUIJPERS
- What is the company number of CUIJPERS?
- The company number of CUIJPERS is 0894.575.966. The VAT number is the same number with BE in front: BE 0894.575.966.
- Where is CUIJPERS based?
- The registered office is at Schijndallei 23, 2900 Schoten.Company details
- What does CUIJPERS do?
- According to the KBO register, the main activity is office administrative and support services (NACE 82100).
- What is the legal form of CUIJPERS?
- CUIJPERS is a private limited company (BV).
- When was CUIJPERS founded?
- CUIJPERS was founded on 31-12-2007.
- Is CUIJPERS still active?
- Yes, CUIJPERS is an active enterprise in the KBO register.
- What is the turnover of CUIJPERS?
- The turnover in financial year 2025 is ≈ €70,000. This figure is estimated from the gross margin of €36,068 and 37 comparable companies (NACE 82100). It probably lies between €56,000 and €110,000.Financials
- Is CUIJPERS profitable?
- In financial year 2025, CUIJPERS made a profit of €9,615.
- Where can I find the annual accounts of CUIJPERS?
- CUIJPERS filed 19 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of CUIJPERS due?
- CUIJPERS must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
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