CrushCommerce
ActiveThe computed 12-month bankruptcy probability of CrushCommerce is 1.8% (moderate). The 2024 annual accounts show equity of €190k and a net result of €75k. Equity is growing by ~66.8% per year across the filed fiscal years. Its solvency ranks better than 95% of 26049 sector peers (fiscal year 2024). The company has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2024
85
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability100=
Solvency100=
Growth78=
Track record94
Bankruptcy probability, 12 months
1.8%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €16k at 30 days acceptable
Liquidity ample (current ratio 46.38 against 47.71 in 2023; short-term debt: 2.1% and cash: 97.8% of total assets), and 2.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
97.9%
Return on assets
38.6%
Age of the figures
21 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 06-06-2025, 55 days ahead of the deadline.
NBB · 3 filingsDeviation from the deadline
2025
not confirmed
2024
55 d early
2023
51 d early
2022
52 d early
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€190k▲ 65.2%
2023 · €115k
2022: €36k
2023: €115k
2022 → 2024
Total assets
€194k▲ 65.4%
2023 · €117k
2022: €47k
2023: €117k
2022 → 2024
Net result
€75k▼ 4.7%
2023 · €79k
2022: €32k
2023: €79k
2022 → 2024
Working capital
€189k▲ 66.5%
2023 · €114k
2022: €35k
2023: €114k
2022 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202220232024Trend
Equity€36k-€115k▲ 217%€190k▲ 65.2%
Operating result€41k-€99k▲ 142%€92k▼ 6.7%
Net result€32k-€79k▲ 144%€75k▼ 4.7%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2024; 2024 is 7% below 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €194k
Fixed assets
€748▼ 43.4%
Current assets
€193k▲ 66.6%
Equity and liabilities €194k
Equity
€190k▲ 65.2%
Debt
€4k▲ 71.4%
The debt ratio rises from 2.1% to 2.1%. Equity and debt are higher.
Key figures and ratios
EBITDA
€93k▼
2023 · €99k
Cash flow
€76k▼
2023 · €79k
Solvency
97.9%▼
2023 · 97.9%
Current ratio
46.38▼
2023 · 47.71
Quick ratio
46.38▼
2023 · 47.71
Debt / equity
0.02▲
2023 · 0.02
ROE
39.5%▼
2023 · 68.5%
ROA
38.6%▼
2023 · 67.0%
Interest coverage
353.20▲
2023 · 186.88
Debt
€4k▲
2023 · €2k
Debt ≤ 1 year
€4k▲
2023 · €2k
Income taxes
€19k▼
2023 · €20k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€117k€194k▲
Fixed assets21/28€1k€748▼
Tangible fixed assets22/27€1k€748▼
Furniture and vehicles24€1k€748▼
Current assets29/58€116k€193k▲
Amounts receivable within one year40/41€5k€3k▼
Trade receivables40€4k-
Other amounts receivable41€1k€3k▲
Current investments50/53€75k-
Cash at bank and in hand54/58€36k€190k▲
Equity and liabilities
Total equity and liabilities10/49€117k€194k▲
Equity10/15€115k€190k▲
Contributions10/11€4k€4k=
Reserves13€111k€186k▲
Distributable reserves133€111k€186k▲
Amounts payable17/49€2k€4k▲
Amounts payable within one year42/48€2k€4k▲
Trade debts44€46€302▲
Suppliers440/4€46€302▲
Taxes, remuneration and social security45€1k€2k▲
Taxes450/3€1k€2k▲
Other amounts payable47/48€1k€1k▲
Income statement
Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€358€574▲
Other operating charges640/8€382€141▼
Gross operating margin9900€100k€93k▼
Operating profit (loss)9901€99k€92k▼
Financial income75/76B-€2k
Recurring financial income75-€2k
Financial charges65/66B€531€263▼
Recurring financial charges65€531€263▼
Profit (loss) for the period before taxes9903€98k€94k▼
Income taxes67/77€20k€19k▼
Profit (loss) for the period9904€79k€75k▼
Profit (loss) for the period to be appropriated9905€79k€75k▼
Appropriation of the result
Profit (loss) to be appropriated9906€79k€75k▼
Transfer to equity691/2€79k€75k▼
To other reserves6921€79k€75k▼
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
06-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Equity above €150kEq €190k ▲65.2%
3 profitable years in a row build equity to €190k.
10-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Highest result since 2022net €79k ▲144%
Operating result €99k, net result €79k, both a record.
31-12
Financial
Liquidity times 11current ratio 47.71
Current ratio from 4.36 to 47.71; short-term debt falls from €11k to €2k.
31-12
Financial
Equity above €100kEq €115k ▲217%
2 profitable years in a row build equity to €115k.
09-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Lievens-Houtem · 1 establishment unit since 2021
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Morelgem 929520 Sint-Lievens-HoutemGround area
224 m²
Building footprint
84 m²
Volume, LiDAR
560 m³
Parcel 41072F0104/00F000, Flanders · tallest building 9.9 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
CrushCommerce
since 20212.322.826.930
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 41072F0104/00F000 | Flanders | 224 m² | 1 · 84 m² | 9.9 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
SCCP
BE 0754.792.335
Bilzen-Hoeselt · Eq €190k
FDL GROUP
BE 0773.376.842
Charleroi · Eq €190k
HOMELAND
BE 0420.721.563
Antwerpen · Eq €190k
BBQbase
BE 0681.486.861
Halen · Eq €189k
VDM
BE 0423.956.118
Merelbeke-Melle · Eq €189k
Of 12,962 companies in sector 47120 we hold annual accounts for 2,187. 1,401 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded12-10-2021
Fiscal year end31-12
Activities, NACEBEL
47120Other non-specialised retail sale
47910Retail trade
62020IT consultancy
62200Computer consultancy and computer facilities management
73110Advertising agencies
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.