Crocodile Invest
ActiveCrocodile Invest has been active since 2014 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €811k and a net result of €-66k. Equity is growing by ~2.9% per year across the filed fiscal years. Its solvency ranks better than 84% of 9099 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
62
/ 100
Healthy▲ +15 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability0=
Solvency100=
Growth52=
Stability100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €50k at 30 days acceptable
Liquidity ample (current ratio 4.81 against 3.01 in 2024), and 20.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
79.4%
Return on assets
-6.4%
Age of the figures
9 mo
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity fell accordingly. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
1819202122232425
2018 to 2025 · latest year -€66k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-07-2026, 3 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
3 d early
2024
31 d late
2023
23 d late
2022
30 d late
2021
143 d late
2020
117 d late
2019
31 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
16-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€811k▼ 7.5%
2024 · €876k
2018: €508k
2019: €1.06M
2020: €1.38M
2021: €1.47M
2022: €1.40M
2023: €1.52M
2024: €876k
2018 → 2025
Total assets
€1.02M▼ 22.0%
2024 · €1.31M
2018: €6.03M
2019: €3.29M
2020: €2.32M
2021: €1.56M
2022: €2.77M
2023: €2.52M
2024: €1.31M
2018 → 2025
Net result
€-66k▼ 36.3%
2024 · €-48k
2018: €98k
2019: €514k
2020: €311k
2021: €87k
2022: €-73k
2023: €128k
2024: €-48k
2018 → 2025
Working capital
€803k▼ 7.6%
2024 · €868k
2018: €5.10M
2019: €1.48M
2020: €1.79M
2021: €1.46M
2022: €2.60M
2023: €1.54M
2024: €868k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€1.47M-€1.40M▼ 5.0%€1.52M▲ 9.2%€876k▼ 42.5%€811k▼ 7.5%
Operating result€115k-€-93k€194k€-12k€-57k▼ 357%
Net result€87k-€-73k€128k€-48k€-66k▼ 36.3%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €57k in 2025 against €12k in 2024; the loss grows.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.02M
Fixed assets
€8k=
Current assets
€1.01M▼ 22.1%
Equity and liabilities €1.02M
Equity
€811k▼ 7.5%
Debt
€211k▼ 51.3%
The debt ratio falls from 33.1% to 20.6%: debt falls faster than equity shrinks.
Key figures and ratios
Solvency
79.4%▲
2024 · 66.9%
Current ratio
4.81▲
2024 · 3.01
Quick ratio
3.24▲
2024 · 1.00
Debt / equity
0.26▼
2024 · 0.49
ROE
-8.1%▼
2024 · -5.5%
ROA
-6.4%▼
2024 · -3.7%
Debt
€211k▼
2024 · €433k
Debt ≤ 1 year
€211k▼
2024 · €433k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€1.31M€1.02M▼
Fixed assets21/28€8k€8k=
Tangible fixed assets22/27€8k€8k=
Land and buildings22€8k€8k=
Current assets29/58€1.30M€1.01M▼
Stocks and contracts in progress3€869k€331k▼
Stocks30/36€869k€331k▼
Amounts receivable within one year40/41€428k€678k▲
Trade receivables40€25k-
Other amounts receivable41€403k€678k▲
Cash at bank and in hand54/58€4k€5k▲
Equity and liabilities
Total equity and liabilities10/49€1.31M€1.02M▼
Equity10/15€876k€811k▼
Contributions10/11€6k€6k=
Reserves13€870k€804k▼
Distributable reserves133€870k€804k▼
Amounts payable17/49€433k€211k▼
Amounts payable within one year42/48€433k€211k▼
Current portion of amounts payable after more than one year42€234k-
Trade debts44€775€13k▲
Suppliers440/4€775€13k▲
Other amounts payable47/48€197k€198k▲
Accrued charges and deferred income492/3€213-
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1k-
Provisions for liabilities and charges: additions (uses and reversals)635/8€-25k-
Other operating charges640/8€7k€28k▲
Gross operating margin9900€-29k€-29k▲
Operating profit (loss)9901€-12k€-57k▼
Financial income75/76B€20k€13k▼
Recurring financial income75€20k€13k▼
Financial charges65/66B€56k€22k▼
Recurring financial charges65€56k€22k▼
Profit (loss) for the period before taxes9903€-48k€-66k▼
Income taxes67/77€160-
Profit (loss) for the period9904€-48k€-66k▼
Profit (loss) for the period to be appropriated9905€-48k€-66k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-48k€-66k▼
Transfer from equity791/2€648k€66k▼
Profit to be distributed694/7€600k-
Return on contributions (dividend)694€600k-
The notes to these accounts (3 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
28-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
31-08
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema · 31 days late
2024
23-08
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema · 23 days late
2023
31-12
Financial
Back to profitnet €128k
Net result €128k after one loss-making year.
30-08
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema · 30 days late
2022
31-12
Financial
Weakest financial yearnet €-73k ▼184%
Net result drops to €-73k, the lowest in the series; recovery starts the following year.
21-12
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema · 143 days late
2021
31-12
Financial
Liquidity quadruplescurrent ratio 16.96
Current ratio from 4.35 to 16.96; short-term debt falls from €533k to €92k.
25-11
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 117 days late
2020
31-12
Financial
Liquidity doublescurrent ratio 4.35
Current ratio from 1.82 to 4.35; short-term debt falls from €1.81M to €533k.
31-08
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 31 days late
2019
31-12
Financial
Highest result since 2018net €514k ▲427%
Operating result €809k, net result €514k, both a record.
31-12
Financial
Equity above €1MEq €1.06M ▲108%
2 profitable years in a row build equity to €1.06M.
31-07
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
24-08
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema · 24 days late
2017
27-02
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 27 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
no sitting director, no change since 2018
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
22-03-2018
Go-Up bvba: Resigned as Manager
22-03-2018
Mt-Cino bvba: Resigned as Manager
28-05-2015
Jef Kegels: Resigned as Manager
28-05-2015
Marnik Verdonck: Resigned as Manager
Location & real-estate footprint
Registered office, Antwerpen · 1 establishment unit since 2014
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Leuvenstraat 32000 AntwerpenGround area
3,727 m²
Building footprint
721 m²
Volume, LiDAR
12,603 m³
Parcel 11811L3973/00B002, Flanders · tallest building 21.3 m, ±6 floors. Linked by address, not a title deed.
1 establishment unit
Antvest
since 20142.230.391.076
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11811L3973/00B002 | Flanders | 3,727 m² | 1 · 721 m² | 21.3 m · 6 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
1 of these parcels carry protected heritage (source: regional heritage registers, Onroerend Erfgoed / patrimoine.brussels).
Structure & network
Connections & network
23 connected companiesNetwork connections
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Of 9,633 companies in sector 68121 we hold annual accounts for 7,328. 4,150 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded01-04-2014
Fiscal year end31-12
Activities, NACEBEL
68121Development of residential building projects
Sources
Crossroads Bank for EnterprisesNational Bank · 11 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.