CREDIMO HOLDING

Active

Public limited companyfounded 1996active for 29 yearsWeversstraat 6-10, 1730 Asse, BelgiumKBO/BCE: BE 0459.322.021

From the official registers: KBO 53 annual accounts at the National Bank publications in the Belgian Official Gazette

Summary

CREDIMO HOLDING has been active since 1996 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €29.6m and a net result of €2.1m. Equity remains stable across the filed financial years (±0.1% per year). The computed 12-month bankruptcy probability is 0.1% (very low).

Risk analysisFollow Report Compare

CREDIMO HOLDINGActiveChecked score 95/100

Risk analysis Report Compare

Official details

KBO

Status: Active since 27-11-1996 Normal situation
Legal form: Public limited company
Registered office: Weversstraat 6-10, 1730 Asse
Activity: “De verwerving,het bezit,het beheer en de overdracht van deelnemingen in het kapitaal van andere…” (deed in Dutch)From the articles, 8 activitiesNo NACE code in the KBO yet
Establishment unit: 2.079.677.723 1730 Asse, since 27-12-1996
Financial year end: 31 December
Peppol: Reachable since 14-01-2026

Company details

Who decides

Board

De Keersmaeker ErikDirector · since 10-06-2021
De Mey JozefDirector · since 10-06-2021
Neyens MarcDirector · since 10-06-2021
Prins RobertusDirector · since 10-06-2021

and 5 other directors

Auditor: EY Bedrijfsrevisoren BV

Shareholders

PARTNERS IN INSURANCE10.2%annual accounts 2025

Holdings: Shares in 1 company Credimo

Board & ownership

How it is doing

95 Excellent Checked score 2025

Bankruptcy probabilitywithin 12 months: 0.1%

Annual accounts 2025

Profit: €2.1m; ▲ 17.1%
Equity: €29.6m; ▲ 0.5%
Total assets: €31.7m; ▲ 1.3%

Standalone figures, without subsidiaries2025 accounts 35 days early

Filed on 26-06-2026at the National Bank

Financials

Why 95raises riskLiquidity: current ratio 0.50, cash €49,336lowers riskSize: total assets €31.7m, files consolidated accountsFounded in 1996Equity €29.6m (93.3% of total assets)Show the evidence

Checked score

Score 2025

95 / 100

Excellent

Probability in this band: under 0.55%

Financially better than 61% of its sector peers (no NACE code, medium-sized)

Every signal that counts is listed under Signals.

Financial strength · tick = 2024

Strong

Solvency 100=

equity 93.3% of total assets

Liquidity 50=

short-term debt 6.6% · cash 0.2%

Profitability 54+2

return on assets 6.7%

Bankruptcy probability, 12 months

0.1% Very low

0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Last 24 months 11-2024: 0.1% 12-2024: 0.1%● unchanged vs 11-2024 01-2025: 0.1%● unchanged vs 12-2024 02-2025: 0.1%● unchanged vs 01-2025 03-2025: 0.1%● unchanged vs 02-2025 04-2025: 0.1%● unchanged vs 03-2025 05-2025: 0.1%● unchanged vs 04-2025 06-2025: 0.1%● unchanged vs 05-2025 07-2025: < 0.1%▼ -0.1 percentage points vs 06-2025 08-2025: < 0.1%● unchanged vs 07-2025 09-2025: < 0.1%● unchanged vs 08-2025 10-2025: < 0.1%● unchanged vs 09-2025 11-2025: < 0.1%● unchanged vs 10-2025 12-2025: < 0.1%● unchanged vs 11-2025 01-2026: < 0.1%● unchanged vs 12-2025 02-2026: < 0.1%● unchanged vs 01-2026 03-2026: 0.1%▲ +0.1 percentage points vs 02-2026 04-2026: < 0.1%▼ -0.1 percentage points vs 03-2026 05-2026: < 0.1%● unchanged vs 04-2026 06-2026: < 0.1%● unchanged vs 05-2026lowest value 07-2026: 0.1%▲ +0.1 percentage points vs 06-2026 08-2026: 0.1%● unchanged vs 07-2026 09-2026: 0.2%▲ +0.1 percentage points vs 08-2026highest value 10-2026: 0.1%▼ -0.1 percentage points vs 09-2026

Credit of up to €2,800,000 on 30-day terms is acceptable

Liquidity insufficient (current ratio 0.5, compared with 0.36 in 2024, below 1; short-term debt: 6.6% and cash: 0.2% of total assets), and 6.7% of the assets are financed with debt and provisions.

How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100	Excellent	under 0.55%
60-74	Healthy	0.55% to 1.5%
45-59	Fair	1.5% to 4.2%
25-44	Weak	4.2% to 15.0%
0-24	Critical	over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (no NACE code, medium-sized): better than 74% on solvency, 49% on liquidity, 76% on profitability and 46% on growth.

The bankruptcy probability was computed on 31-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Five signals.

lowers riskraises riskneutral

Size: total assets €31.7m, files consolidated accounts

Companies of this size fail less often; how much that weighs depends on the rest of its profile.

NBB · annual accounts

Liquidity: current ratio 0.50, cash €49,336

NBB · annual accounts

Founded in 1996

Companies that have existed this long fail less often; how much that weighs depends on the rest of its profile.

KBO

Equity €29.6m (93.3% of total assets)

NBB · annual accounts

Latest accounts filed on time

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 26-06-2026, 35 days ahead of the deadline.

NBB · 5 filings

Deviation from the deadline

2025

35 days early

2024

37 days early

2023

37 days early

2022

35 days early

2021

34 days early

← before the deadline after the deadline →

tick = median of all Belgian filings

This company filed its last 5 accounts on average 36 days before the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.

Searched, nothing found (2)

Next filing not due yet

The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 26 June (5 of the last 5 filed years within 30 days of that day).

Companies Code · seven months

Where today falls in the filing period

01-11-2026 today31-12-2026 year end31-07-2027 deadline

No strike-offs in the KBO publications

Searched since 2021.

KBO publications · our coverage

Key points

Positive: 7 profitable years in a rowprofit 2025: €2.1m 7 years View
Positive: Always filed on timeaccounts within the deadline every year 5 years View

Documents

Key facts about CREDIMO HOLDING

What is the company number of CREDIMO HOLDING?: 0459.322.021. In Belgium the VAT number is the company number with BE in front: BE 0459.322.021.
Where is CREDIMO HOLDING based?: The registered office is at Weversstraat 6-10, 1730 Asse.Company details
What is the legal form of CREDIMO HOLDING?: Public limited company (NV).
When was CREDIMO HOLDING founded?: On 27-11-1996.
Is CREDIMO HOLDING still active?: Yes, CREDIMO HOLDING is an active enterprise in the KBO register.
What is the turnover of CREDIMO HOLDING?: The annual accounts for financial year 2025 state no turnover.Financials
Is CREDIMO HOLDING profitable?: In financial year 2025, CREDIMO HOLDING made a profit of €2.1m.
Where can I find the annual accounts of CREDIMO HOLDING?: CREDIMO HOLDING filed 53 annual accounts with the National Bank of Belgium, the latest for financial year 2025.Annual accounts at the National Bank
When are the next annual accounts of CREDIMO HOLDING due?: By 31-07-2027, for financial year 2026.Timeline