CREATELIER GOURMAND
ActiveThe computed 12-month bankruptcy probability of CREATELIER GOURMAND is 1.9% (moderate). The 2024 annual accounts show equity of €22k and a net result of €102. Equity remains stable across the filed fiscal years (±1% per year). Its solvency ranks better than 95% of 18938 sector peers (fiscal year 2024). The company has been active since 2012 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2024
83
/ 100
Excellent▼ -11 vs 2023
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability2▼-1
Solvency100=
Growth32=
Stability100
Bankruptcy probability, 12 months
1.9%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €2k at 30 days acceptable
Liquidity ample (current ratio 12.51 against 59.25 in 2023), and 8.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Sector 56
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
91.1%
Return on assets
0.4%
Age of the figures
20 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 30-09-2025, 61 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 7 filingsDeviation from the deadline
2025
not confirmed
2024
61 d late
2023
52 d late
2022
140 d late
2021
107 d late
2017
106 d late
2016
471 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€22k▼ 0.1%
2023 · €22k
2021: €23k
2022: €21k
2023: €22k
2021 → 2024
Total assets
€24k▲ 4.4%
2023 · €23k
2021: €23k
2022: €22k
2023: €23k
2021 → 2024
Net result
€102▼ 17.1%
2023 · €123
2021: €5k
2022: €-3k
2023: €123
2021 → 2024
Working capital
€21k▼ 0.2%
2023 · €21k
2021: €21k
2022: €20k
2023: €21k
2021 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2021202220232024Trend
Equity€23k-€21k▼ 6.1%€22k▲ 0.6%€22k▼ 0.1%
Operating result€-7k-€-3k▲ 61.6%€314€267▼ 15.0%
Net result€5k-€-3k€123€102▼ 17.1%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2024; 2024 is 15% below 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €24k
Fixed assets
€1k▼ 26.3%
Current assets
€23k▲ 6.7%
Equity and liabilities €24k
Equity
€22k▼ 0.1%
Debt
€2k▲ 95.0%
The debt ratio rises from 4.8% to 8.9%: debt grows while equity shrinks.
Key figures and ratios
EBITDA
€671▲
2023 · €632
Cash flow
€506▲
2023 · €442
Solvency
91.1%▼
2023 · 95.2%
Current ratio
12.51▼
2023 · 59.25
Quick ratio
9.84▼
2023 · 47.22
Debt / equity
0.10▲
2023 · 0.05
ROE
0.5%▼
2023 · 0.6%
ROA
0.4%▼
2023 · 0.5%
Interest coverage
4.08▲
2023 · 3.32
Debt
€2k▲
2023 · €1k
Debt ≤ 1 year
€2k▲
2023 · €357
Debt > 1 year
€309▼
2023 · €726
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€23k€24k▲
Fixed assets21/28€2k€1k▼
Tangible fixed assets22/27€2k€1k▼
Land and buildings22€1k€1k▼
Plant, machinery and equipment23€270€76▼
Current assets29/58€21k€23k▲
Stocks and contracts in progress3€4k€5k▲
Stocks30/36€4k€5k▲
Amounts receivable within one year40/41€13k€14k▲
Trade receivables40€12k€14k▲
Other amounts receivable41€1k-
Cash at bank and in hand54/58€1k€879▼
Deferred charges and accrued income490/1€2k€2k=
Equity and liabilities
Total equity and liabilities10/49€23k€24k▲
Equity10/15€22k€22k▼
Contributions10/11€17k€17k=
Capital10€17k€17k=
Issued capital100€19k€19k=
Uncalled capital101€2k€2k=
Reserves13€3k€3k=
Non-distributable reserves130/1€900€900=
Legal reserve130€900€900=
Tax-exempt reserves132€2k€2k=
Distributable reserves133€750€750=
Profit (loss) carried forward14€1k€1k▼
Amounts payable17/49€1k€2k▲
Amounts payable after more than one year17€726€309▼
Financial debts170/4€726€309▼
Amounts payable within one year42/48€357€2k▲
Trade debts44€357€2k▲
Suppliers440/4€357€2k▲
Taxes, remuneration and social security45-€154
Taxes450/3-€154
Income statement
Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€319€404▲
Other operating charges640/8€384€384=
Gross operating margin9900€1k€1k▲
Operating profit (loss)9901€314€267▼
Financial charges65/66B€191€165▼
Recurring financial charges65€191€165▼
Profit (loss) for the period before taxes9903€123€102▼
Profit (loss) for the period9904€123€102▼
Profit (loss) for the period to be appropriated9905€123€102▼
Appropriation of the result
Profit (loss) to be appropriated9906€1k€1k▼
Profit (loss) brought forward from the previous period14P€1k€1k=
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
30-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 61 days late
2024
21-09
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 52 days late
2023
31-12
Financial
Back to profitnet €123
Net result €123 after one loss-making year.
18-12
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 140 days late
2022
31-12
Financial
Weakest financial yearnet €-3k ▼161%
Net result drops to €-3k, the lowest in the series; recovery starts the following year.
15-11
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 107 days late
2018
14-11
NBB filing
Annual accounts filed
fiscal year 2017 · full schema · 106 days late
14-11
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 471 days late
14-11
NBB filing
Annual accounts filed
fiscal year 2015 · full schema · 836 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sprimont · 1 establishment unit since 2016
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue Vieille Voie de Liège 304140 SprimontGround area
2,747 m²
Building footprint
68 m²
Volume, LiDAR
584 m³
Parcel 62100H0558/00M000, Wallonia · tallest building 11.0 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
CREATELIER GOURMAND
since 20162.284.542.515
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 62100H0558/00M000 | Wallonia | 2,747 m² | 1 · 68 m² | 11.0 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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MAZEN CHICKEN
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Of 1,344 companies in sector 56220 we hold annual accounts for 402. 278 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded20-12-2012
Fiscal year end31-12
Activities, NACEBEL
56220Contract catering and other food service activities
56290Food and beverage service activities
Sources
Crossroads Bank for EnterprisesNational Bank · 7 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.