CREALLIANCE
Open bankruptcyA bankruptcy procedure is open for CREALLIANCE according to publications in the Belgian State Gazette; curator: MéLANIE VALLES RUIS. The 2023 annual accounts show equity of €1.65M and a net result of €-117k.
Signals
Four signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Persistent losses
Two consecutive loss-making years (2022 and 2023); equity fell accordingly. May indicate structural pressure on profitability.
NBB · annual accounts 2023Net result per financial year
181920212223
2018 to 2023 · latest year -€117k
Financials · fiscal year 2023, full schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€-117k▲ 5.0%
2022 · €-123k
2018: €-5k
2019: €-12k
2020: €-71k
2021: €-30k
2022: €-123k
2018 → 2023
Working capital
€-99k
2022 · €12k
2018: €631
2019: €234k
2020: €164k
2021: €135k
2022: €12k
2018 → 2023
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20192020202120222023Trend
Equity€1.99M-€1.92M▼ 3.6%€1.89M▼ 1.6%€1.76M▼ 6.6%€1.65M▼ 6.6%
Operating result€-12k-€-71k▼ 481%€-29k▲ 58.9%€-122k▼ 318%€-113k▲ 6.8%
Net result€-12k-€-71k▼ 476%€-30k▲ 57.7%€-123k▼ 308%€-117k▲ 5.0%
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €113k in 2023 against €122k in 2022; the loss shrinks.
Balance-sheet composition
2023 in colour, 2022 as the grey bar beneath
Assets €1.96M
Fixed assets
€1.75M=
Current assets
€204k▼ 40.0%
Equity and liabilities €1.96M
Equity
€1.65M▼ 6.6%
Debt
€309k▼ 6.1%
The debt ratio rises from 15.7% to 15.8%: equity shrinks faster than debt is paid down.
Key figures and ratios
EBITDA
€-113k▲
2022 · €-121k
Cash flow
€-116k▲
2022 · €-122k
Solvency
84.2%▼
2022 · 84.3%
Current ratio
0.67▼
2022 · 1.04
Quick ratio
0.67▼
2022 · 1.03
Debt / equity
0.19▲
2022 · 0.19
ROE
-7.1%▼
2022 · -7.0%
ROA
-6.0%▼
2022 · -5.9%
Interest coverage
-34.88▲
2022 · -111.07
Debt
€309k▼
2022 · €329k
Debt ≤ 1 year
€304k▼
2022 · €329k
Staff costs
€109k▲
2022 · €106k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2023 against 2022
Balance sheet
Code20222023
Assets
Total assets20/58€2.09M€1.96M▼
Fixed assets21/28€1.75M€1.75M=
Tangible fixed assets22/27€397-
Furniture and vehicles24€397-
Financial fixed assets28€1.75M€1.75M=
Current assets29/58€341k€204k▼
Stocks and contracts in progress3€3k-
Stocks30/36€3k-
Amounts receivable within one year40/41€210k€197k▼
Trade receivables40€209k€157k▼
Other amounts receivable41€654€40k▲
Cash at bank and in hand54/58€127k€7k▼
Deferred charges and accrued income490/1€368-
Equity and liabilities
Total equity and liabilities10/49€2.09M€1.96M▼
Equity10/15€1.76M€1.65M▼
Contributions10/11€2.02M€2.02M=
Profit (loss) carried forward14€-255k€-372k▼
Amounts payable17/49€329k€309k▼
Amounts payable within one year42/48€329k€304k▼
Trade debts44€122k€71k▼
Suppliers440/4€122k€71k▼
Taxes, remuneration and social security45€23k€49k▲
Taxes450/3€4k€25k▲
Remuneration and social security454/9€20k€23k▲
Other amounts payable47/48€184k€184k=
Accrued charges and deferred income492/3€67€5k▲
Income statement
Code20222023
Remuneration, social security and pensions62€106k€109k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€738€397▼
Other operating charges640/8€868€1k▲
Gross operating margin9900€-14k€-3k▲
Operating profit (loss)9901€-122k€-113k▲
Financial income75/76B€7€1▼
Recurring financial income75€7€1▼
Financial charges65/66B€1k€3k▲
Recurring financial charges65€1k€3k▲
Profit (loss) for the period before taxes9903€-123k€-117k▲
Profit (loss) for the period9904€-123k€-117k▲
Profit (loss) for the period to be appropriated9905€-123k€-117k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-255k€-372k▼
Profit (loss) brought forward from the previous period14P€-133k€-255k▼
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
02-05
Bankruptcy
Opening
Tribunal de l’entreprise francophone de Bruxelles · SRL CREALLIANCE RUE DU MONAS- TERE 12, 1000 BRUXELLES · event 25-04-2025
15-01
NBB filing
Annual accounts filed
fiscal year 2023 · full schema · 168 days late
2024
05-04
NBB filing
Annual accounts filed
fiscal year 2022 · full schema · 249 days late
2022
31-12
Financial
Weakest financial yearnet €-123k
Net result drops to €-123k, the lowest in the series.
05-12
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 127 days late
2021
26-10
NBB filing
Annual accounts filed
fiscal year 2020 · full schema · 87 days late
2020
30-10
NBB filing
Annual accounts filed
fiscal year 2019 · full schema · 91 days late
2019
31-12
Financial
Liquidity quadruplescurrent ratio 3.85
Current ratio from 1.01 to 3.85; short-term debt falls from €86k to €82k.
31-12
Financial
Equity above €1MEq €1.99M ▲314934%
Equity rises from €631 to €1.99M.
22-10
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 83 days late
2018
16-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
17-07
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
SignalFinancial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Brussel · 1 establishment unit since 2015
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Munsterstraat 121000 BrusselGround area
1,015 m²
Building footprint
419 m²
Volume, LiDAR
3,019 m³
2 parcels, Brussels · tallest building 17.4 m, ±5 floors. Linked by address, not a title deed.
1 establishment unit
Crealliance
since 20152.250.026.450
2 parcels
Brussels
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21821B0379/00Y000 | Brussels | 873 m² | 1 · 335 m² | 7.9 m · 2 fl. |
| 21807G0218/00R017 | Brussels | 141 m² | 1 · 85 m² | 17.4 m · 5 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Insolvency mandates
1 mandate| Role | Name | Tenure |
|---|---|---|
| Curator | MéLANIE VALLES RUIS DREVE DES RENARDS 8,
1180 UCCLE |
25-04-2025 → present |
Similar companies · same sector, comparable size
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MEDEXEL
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Of 1,064 companies in sector 47741 we hold annual accounts for 640. 323 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded22-12-2015
Fiscal year end31-12
Activities, NACEBEL
47740Retail trade
47741Retail sale of medical and orthopaedic goods, excluding prescription glasses and lenses
47750Retail sale of cosmetics and toilet articles
Sources
Crossroads Bank for EnterprisesNational Bank · 8 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.