CREADOMUS PROJECTONTWIKKELING
ActiveCREADOMUS PROJECTONTWIKKELING is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show negative equity (€-220k) and a net result of €-31k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 5% of 1457 sector peers (fiscal year 2025). The company has been active since 2017 and the Belgian State Gazette contains no insolvency or warning signals.
Signals
Four signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 5% of 1457 sector peers (2025).
NBB · sector comparisonPosition among 1457 sector peers
Solvency
better than 5%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 13-07-2026, 18 days ahead of the deadline.
NBB · 8 filingsDeviation from the deadline
2025
18 d early
2024
59 d early
2023
14 d early
2022
55 d early
2021
4 d early
2020
46 d early
2019
36 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
16-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€-220k▼ 16.7%
2024 · €-188k
2018: €308k
2019: €-50k
2020: €-225k
2021: €-288k
2022: €-305k
2023: €-321k
2024: €-188k
2018 → 2025
Net result
€-31k
2024 · €133k
2018: €8k
2019: €-357k
2020: €-175k
2021: €-64k
2022: €-17k
2023: €-16k
2024: €133k
2018 → 2025
Total assets
€63k▼ 72.7%
2024 · €230k
2018: €1.21M
2019: €405k
2020: €794k
2021: €188k
2022: €102k
2023: €71k
2024: €230k
2018 → 2025
Solvency
-349.8%▼ 268.0pp
2024 · -81.8%
2018: 25.4%
2019: -12.2%
2020: -28.3%
2021: -153.6%
2022: -297.9%
2023: -451.8%
2024: -81.8%
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€-288k-€-305k▼ 5.7%€-321k▼ 5.3%€-188k▲ 41.4%€-220k▼ 16.7%
Operating result€-27k-€-957▲ 96.4%€7k€156k▲ 2,117%€-11k
Net result€-64k-€-17k▲ 74.0%€-16k▲ 3.1%€133k€-31k
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €11k after €156k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €63k
Fixed assets
€23k▼ 26.0%
Current assets
€40k▼ 79.8%
Key figures and ratios
Solvency
-349.8%▼
2024 · -81.8%
ROE
14.3%▲
2024 · -70.7%
ROA
-50.0%▼
2024 · 57.9%
Debt
€282k▼
2024 · €418k
Debt ≤ 1 year
€282k▼
2024 · €418k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€230k€63k▼
Fixed assets21/28€30k€23k▼
Tangible fixed assets22/27€8k€0▼
Furniture and vehicles24€8k€0▼
Financial fixed assets28€23k€23k=
Current assets29/58€199k€40k▼
Amounts receivable within one year40/41€171k€3k▼
Trade receivables40€168k€88▼
Other amounts receivable41€3k€3k▲
Cash at bank and in hand54/58€25k€36k▲
Deferred charges and accrued income490/1€4k€929▼
Equity and liabilities
Total equity and liabilities10/49€230k€63k▼
Equity10/15€-188k€-220k▼
Contributions10/11€300k€300k=
Reserves13€389€389=
Non-distributable reserves130/1€389€0▼
Reserves not available under the articles1311€389€0▼
Distributable reserves133-€389
Profit (loss) carried forward14€-488k€-520k▼
Amounts payable17/49€418k€282k▼
Amounts payable within one year42/48€418k€282k▼
Trade debts44€8k€1k▼
Suppliers440/4€8k€1k▼
Taxes, remuneration and social security45-€778
Taxes450/3-€778
Other amounts payable47/48€410k€280k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€8k€8k▼
Other operating charges640/8€2k€2k▲
Gross operating margin9900€166k€-1k▼
Operating profit (loss)9901€156k€-11k▼
Financial charges65/66B€23k€20k▼
Recurring financial charges65€23k€20k▼
Profit (loss) for the period before taxes9903€133k€-31k▼
Income taxes67/77€0-
Profit (loss) for the period9904€133k€-31k▼
Profit (loss) for the period to be appropriated9905€133k€-31k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-488k€-520k▼
Profit (loss) brought forward from the previous period14P€-621k€-488k▲
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
13-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
02-06
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
31-12
Financial
Back to profitnet €133k
Net result €133k after 5 loss-making years.
17-07
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
06-06
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
27-07
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
15-06
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
25-06
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
31-12
Financial
Weakest financial yearnet €-357k ▼4693%
Net result drops to €-357k, the lowest in the series; recovery starts the following year.
25-07
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Gent · 1 establishment unit since 2017
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Kortrijksesteenweg 10419051 GentGround area
1,074 m²
Building footprint
160 m²
Volume, LiDAR
966 m³
Parcel 44062B0356/00S003, Flanders · tallest building 10.1 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
CREADOMUS PROJECTONTWIKKELING
since 20172.265.745.202
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44062B0356/00S003 | Flanders | 1,074 m² | 1 · 160 m² | 10.1 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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BUILD ADDICT
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Of 1,505 companies in sector 66199 we hold annual accounts for 913. 628 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded22-06-2017
Fiscal year end31-12
Abbreviation NL
CPO
Activities, NACEBEL
66199Other activities auxiliary to financial services, excluding insurance and pension funding
68110Buying and selling of own real estate
91042Libraries, archives, museums and other cultural activities
91420Libraries, archives, museums and other cultural activities
Sources
Crossroads Bank for EnterprisesNational Bank · 8 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryPhone:09/336.40.30