Equity
€97,501 from €800,741 in 2018
Equity fell by 88% in 7 years.
CRAFT - UNIQUE CRAFTING SOLUTIONS
Lifetime
20 annual accounts with figures on one time axis, 49 filings since 1977peak €1.2m (2022)
€738,109▲ 34.4%
lowest -€264,579 (2024)
-€61,331▲ €203,248
peak €800,741 (2018)
€97,501▼ 38.6%
€1.3m▲ 7.6%
peak 14 FTE (2022)
11 FTE▼ 11.3%
Board2 names since 2019
2 directorsAddingmoore and 1 other
Owners
100%O-mar
Documentsfilings and deeds
23-07-20268 days before the deadline
2025financial year
Gross margin from €549,390 to €738,109Loss of €61,331Staff from 12.4 FTE to 11 FTEEquity from €158,832 to €97,501Cash from €75,452 to €43,676
Key points
from the 2025 annual accountsLosses
-€574,843 in three years
Every financial year from 2023 to 2025 closed with a loss. 2024 was the heaviest.
Debts
€1.3m 93% of the balance sheet
Financial debts 30%Suppliers 27%Taxes and wages 21%Other 23%
Of this, €1.1m falls due within a year.
Securities
€357,500
Pledge on the business, new in 2025. 3.7 times equity · not in the 2024 accounts.
Staff
12 employees on 31-12-2025
In 2025, 3 people joined and 5 left.
Position in the sector
7.0%
Lower solvency than 90% of companies in other manufacturing. Sector median 49.0% · 144 companies.
Net result +77%: other schema
Checked score
61
Healthy
Financially stronger than 14% of small companies in other manufacturing (NACE 32)
Probability in this band: 0.55% to 1.5%
Bankruptcy probability within 12 months
1.6% Moderate
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.3% across 112 companies (NACE 32, small).
About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 1.6%
01-2025: 1.6%● unchanged vs 12-2024
02-2025: 1.6%● unchanged vs 01-2025
03-2025: 1.6%● unchanged vs 02-2025
04-2025: 1.7%▲ +0.1 percentage points vs 03-2025
05-2025: 1.8%▲ +0.1 percentage points vs 04-2025
06-2025: 1.7%▼ -0.1 percentage points vs 05-2025
07-2025: 1.8%▲ +0.1 percentage points vs 06-2025
08-2025: 2.4%▲ +0.6 percentage points vs 07-2025
09-2025: 2.9%▲ +0.5 percentage points vs 08-2025
10-2025: 3.9%▲ +1.0 percentage point vs 09-2025highest value
11-2025: 3.9%● unchanged vs 10-2025highest value
12-2025: 3.9%● unchanged vs 11-2025highest value
01-2026: 3.8%▼ -0.1 percentage points vs 12-2025
02-2026: 2.7%▼ -1.1 percentage points vs 01-2026
03-2026: 2.7%● unchanged vs 02-2026
04-2026: 2.7%● unchanged vs 03-2026
05-2026: 2.7%● unchanged vs 04-2026
06-2026: 2.7%● unchanged vs 05-2026
07-2026: 2.8%▲ +0.1 percentage points vs 06-2026
08-2026: 1.6%▼ -1.2 percentage points vs 07-2026lowest value
09-2026: 1.6%● unchanged vs 08-2026lowest value
10-2026: 1.6%● unchanged vs 09-2026lowest value
11-2026: 1.6%● unchanged vs 10-2026lowest value
Financial strengthWeak
Score breakdown
raises risk
Equity €97,501 (7.0% of total assets)
Liquidity: current ratio 0.96, cash €43,676
Size: 11 FTE, total assets €1.4m
1 of the last 3 accounts late
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 32, small). It does better than 7% of them on solvency, 8% on liquidity, 22% on profitability and 17% on growth.
The bankruptcy probability was computed on 08-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the moderate class on 30-06-2025, 2.4% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 1,104 companies had the same profile as CRAFT - UNIQUE CRAFTING SOLUTIONS has now. Each dot stands for 3 companies, two years later.
94.2%
were still trading
3.6%
stopped another way
1.8%
went bankrupt
Another 0.4% stopped without a precise date, possibly only after those two years.
That fits the bankruptcy probability of CRAFT - UNIQUE CRAFTING SOLUTIONS itself: 1.6% within 12 months.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 1,104 companies, not a prediction for CRAFT - UNIQUE CRAFTING SOLUTIONS. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €5,000 on 30-day terms is acceptable
Liquidity is insufficient, with a current ratio of 0.96 (1.01 in 2024), below 1. Short-term debt is 77.8% and cash 3.1% of total assets. 93% of the assets are financed with debt and provisions.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Seven signals.
raises riskneutral
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
1819202122232425
2018 to 2025 · latest year -€61,331
raises risk · Weak solvency compared with the sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 10% of 144 sector peers (2025).
NBB · sector comparisonPosition among 144 sector peers
Solvency
better than 10%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 23-07-2026, 8 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
8 days early
2024
44 days late
2023
30 days late
2022
17 days early
2021
30 days late
2020
95 days early
2019
54 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 5 days after the deadline. In the sector (NACE 32), the median for financial year 2024 was 2 days before the deadline, and 39% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 30 August (4 of the last 5 accounts filed within 38 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
08-11-2026 today31-12-2026 year end31-07-2027 deadline
Recent changes
Company renamed from HOMARIUM to CRAFT - UNIQUE CRAFTING SOLUTIONS
Reappointments: ADDINGMOORE (director) and FINSOLA (director) · Permanent representatives: VAN GELUWE Harald and LAMAIRE Jurgen · “aansluiting bij voorgenomen activiteiten zoals omschreven in verslag bestuursorgaan en zoals blijkt in…” (deed in Dutch) · General meeting of 07-12-2023 · Gazette deed
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0416745058
First establishment
Craft, Populierstraat 73, Roeselare
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| CRAFT - UNIQUE CRAFTING SOLUTIONS Roeselare | €1.4m | €0.7m | 7.0% | 11 |
| MURAPACK Gembloux | €1.3m | €0.7m | 45.4% | 10.7 |
| PUBLI LETTRAL Ardooie | €0.9m | €1.0m | 57.6% | 13.1 |
| VANO Security Mouscron | €0.9m | €0.8m | 73.6% | 9.6 |
| GESSO Nivelles | €2.2m | €0.6m | 24.2% | 11.9 |
| POSTHUMUS Baelen | €1.0m | €1.0m | 8.0% | 12.3 |
| L en D Jet Techniek Diest | €1.5m | €1.1m | 23.4% | 14.5 |
These companies have the same main activity as CRAFT - UNIQUE CRAFTING SOLUTIONS: other manufacturing not elsewhere classified (NACE 32990). They are comparable in size and age: total assets between €857,000 and €2.2m, founded between 1967 and 1994.
Official details
Source: KBO- Status
- Active since 29-12-1976Normal situation
- Activity
- Other manufacturing not elsewhere classifiedNACE 32990
- Joint committees
- 100Auxiliary committee for blue-collar workers
- 200Auxiliary committee for white-collar workers · annual accounts 2023
- Establishment unit
- 2.102.202.8068800 Roeselare, since 28-10-1998
- Financial year end
- 31 December
- Peppol
- Reachable since 24-11-2023
Annual accounts 2025
- ≈ €1.7mestimated
- €1.4m▲ 2.2%
- Employeeson 31-12-2025
- 12▼ 14.3%
- Filing
- Filed on 23-07-2026, 8 days before the end of the filing period
Insights on CRAFT - UNIQUE CRAFTING SOLUTIONS
CRAFT - UNIQUE CRAFTING SOLUTIONS has existed since 1976. The gross margin grew from €247,694 in 2006 to €738,109 in 2025 and staff from 4.2 to 11 full-time equivalents.
O-mar holds all the shares.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about CRAFT - UNIQUE CRAFTING SOLUTIONS
- What is the company number of CRAFT - UNIQUE CRAFTING SOLUTIONS?
- The company number of CRAFT - UNIQUE CRAFTING SOLUTIONS is 0416.745.058. The VAT number is the same number with BE in front: BE 0416.745.058.
- Where is CRAFT - UNIQUE CRAFTING SOLUTIONS based?
- The registered office is at Populierstraat 73, 8800 Roeselare.Company details
- What does CRAFT - UNIQUE CRAFTING SOLUTIONS do?
- According to the KBO register, the main activity is other manufacturing not elsewhere classified (NACE 32990).
- What is the legal form of CRAFT - UNIQUE CRAFTING SOLUTIONS?
- CRAFT - UNIQUE CRAFTING SOLUTIONS is a public limited company (NV).
- When was CRAFT - UNIQUE CRAFTING SOLUTIONS founded?
- CRAFT - UNIQUE CRAFTING SOLUTIONS was founded on 29-12-1976.
- Is CRAFT - UNIQUE CRAFTING SOLUTIONS still active?
- Yes, CRAFT - UNIQUE CRAFTING SOLUTIONS is an active enterprise in the KBO register.
- How many employees does CRAFT - UNIQUE CRAFTING SOLUTIONS have?
- CRAFT - UNIQUE CRAFTING SOLUTIONS had an average of 11 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
- Which joint committee does CRAFT - UNIQUE CRAFTING SOLUTIONS fall under?
- In its 2023 annual accounts, CRAFT - UNIQUE CRAFTING SOLUTIONS states joint committees 100 (Auxiliary committee for blue-collar workers) and 200 (Auxiliary committee for white-collar workers).
- What is the turnover of CRAFT - UNIQUE CRAFTING SOLUTIONS?
- The turnover in financial year 2025 is ≈ €1.7m. This figure is estimated from the gross margin of €738,109 and 2,275 comparable companies of the same size. It probably lies between €1.0m and €3.0m. It is a rough estimate.
- Is CRAFT - UNIQUE CRAFTING SOLUTIONS profitable?
- In financial year 2025, CRAFT - UNIQUE CRAFTING SOLUTIONS made a loss of €61,331.
- Where can I find the annual accounts of CRAFT - UNIQUE CRAFTING SOLUTIONS?
- CRAFT - UNIQUE CRAFTING SOLUTIONS filed 49 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of CRAFT - UNIQUE CRAFTING SOLUTIONS due?
- CRAFT - UNIQUE CRAFTING SOLUTIONS must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
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