COTH GROUP
ActiveCOTH GROUP has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €53k and a net result of €8k. Equity is growing by ~45.4% per year across the filed fiscal years. Its solvency ranks better than 35% of 3478 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2025
71
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability75▼-25
Solvency57▼-5
Growth52▼-26
Track record82
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €3.5k at 30 days acceptable
Liquidity tight (current ratio 1.49 against 1.61 in 2024; short-term debt: 27.7% and cash: 22.9% of total assets), and 67.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 74
Relative position
BE, all sectors
reference
Sector 74
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
32.3%
Return on assets
4.9%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 06-03-2026, 147 days ahead of the deadline.
NBB · 3 filingsDeviation from the deadline
2025
147 d early
2024
77 d early
2023
75 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
21-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€53k▲ 18.0%
2024 · €45k
2023: €12k
2024: €45k
2023 → 2025
Total assets
€165k▲ 33.7%
2024 · €124k
2023: €37k
2024: €124k
2023 → 2025
Net result
€8k▼ 75.3%
2024 · €33k
2023: €9k
2024: €33k
2023 → 2025
Working capital
€23k▼ 18.6%
2024 · €28k
2023: €8k
2024: €28k
2023 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202320242025Trend
Equity€12k-€45k▲ 267%€53k▲ 18.0%
Operating result€12k-€44k▲ 266%€15k▼ 66.4%
Net result€9k-€33k▲ 253%€8k▼ 75.3%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 66% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €165k
Fixed assets
€97k▲ 92.7%
Current assets
€68k▼ 6.8%
Equity and liabilities €165k
Equity
€53k▲ 18.0%
Debt
€112k▲ 42.8%
The debt ratio rises from 63.3% to 67.7%. Equity and debt are higher.
Key figures and ratios
EBITDA
€33k▼
2024 · €57k
Cash flow
€27k▼
2024 · €46k
Solvency
32.3%▼
2024 · 36.7%
Current ratio
1.49▼
2024 · 1.61
Quick ratio
1.49▼
2024 · 1.61
Debt / equity
2.09▲
2024 · 1.73
ROE
15.2%▼
2024 · 72.8%
ROA
4.9%▼
2024 · 26.7%
Interest coverage
13.68▼
2024 · 37.84
Debt
€112k▲
2024 · €78k
Debt ≤ 1 year
€46k▲
2024 · €46k
Debt > 1 year
€66k▲
2024 · €33k
Income taxes
€4k▼
2024 · €10k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€124k€165k▲
Fixed assets21/28€50k€97k▲
Intangible fixed assets21€2k€2k▼
Tangible fixed assets22/27€48k€95k▲
Land and buildings22-€48k
Furniture and vehicles24€48k€47k▼
Financial fixed assets28-€657
Current assets29/58€73k€68k▼
Amounts receivable within one year40/41€19k€27k▲
Trade receivables40€19k€14k▼
Other amounts receivable41-€13k
Cash at bank and in hand54/58€52k€38k▼
Deferred charges and accrued income490/1€2k€3k▲
Equity and liabilities
Total equity and liabilities10/49€124k€165k▲
Equity10/15€45k€53k▲
Contributions10/11€3k€3k=
Profit (loss) carried forward14€42k€50k▲
Amounts payable17/49€78k€112k▲
Amounts payable after more than one year17€33k€66k▲
Financial debts170/4€33k€66k▲
Amounts payable within one year42/48€46k€46k▲
Current portion of amounts payable after more than one year42€13k€16k▲
Trade debts44€12k€8k▼
Suppliers440/4€12k€8k▼
Taxes, remuneration and social security45€18k€22k▲
Taxes450/3€18k€22k▲
Other amounts payable47/48€3k-
Accrued charges and deferred income492/3€66€67▲
Income statement
Code20242025
Non-recurring operating income76A€380€10k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€13k€19k▲
Other operating charges640/8€327€2k▲
Non-recurring operating charges66A-€5k
Gross operating margin9900€57k€40k▼
Operating profit (loss)9901€44k€15k▼
Financial income75/76B-€78
Recurring financial income75-€78
Financial charges65/66B€2k€2k▲
Recurring financial charges65€2k€2k▲
Profit (loss) for the period before taxes9903€43k€13k▼
Income taxes67/77€10k€4k▼
Profit (loss) for the period9904€33k€8k▼
Profit (loss) for the period to be appropriated9905€33k€8k▼
Appropriation of the result
Profit (loss) to be appropriated9906€42k€50k▲
Profit (loss) brought forward from the previous period14P€9k€42k▲
The notes to these accounts (13 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
06-03
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Weakest financial yearnet €8k ▼75.3%
Net result drops to €8k, the lowest in the series.
15-05
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Highest result since 2023net €33k ▲253%
Operating result €44k, net result €33k, both a record.
17-05
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Kaprijke · 1 establishment unit since 2023
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Zuidstraat 59A9970 KaprijkeGround area
554 m²
Building footprint
101 m²
Parcel 43007C0121/00K000, Flanders. Linked by address, not a title deed.
1 establishment unit
COTH GROUP
since 20232.351.945.637
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 43007C0121/00K000 | Flanders | 554 m² | 1 · 101 m² | 0.0 m |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2024 to 2025 · 2 entries · 380 EUR awarded · 380 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 0 EUR | 66 EUR |
| 2024 | 1 | 380 EUR | 314 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
Similar companies · same sector, comparable size
AUX MARAICHERS
BE 0546.647.656
Honnelles · Eq €53k
Mylubricants Belgium
BE 0669.679.684
Liège · Eq €54k
AD LIBITUM
BE 0681.469.936
Sint-Pieters-Woluwe · Eq €54k
PAN ANIMA ET CÆTERA
BE 0802.461.796
Tournai · Eq €54k
M2GI Engineering
BE 0669.880.218
Perwez · Eq €53k
Of 4,567 companies in sector 74999 we hold annual accounts for 1,938. 1,542 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded13-11-2023
Fiscal year end31-12
Activities, NACEBEL
74909Other professional, scientific and technical activities
74999Other professional, scientific and technical activities
70200Business and other management consultancy
70220Business consulting
82990Other business support services
85599Other education
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.