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COR & CO

Active Private limited companyfounded 2009active for 17 yearsHeivelden 5, 2861 Sint-Katelijne-WaverKBO/BCE: BE 0819.532.115

Lifetime

16 annual accounts with figures on one time axis
peak €2.3m (2025)
€2.3m▲ 13×
lowest -€10,655 (2020)
€2.3m▲ 35×
peak €3.1m (2025)
€3.1m▲ 272%
€649,922▼ 4.7%
Board1 name since 2021
Documentsfilings and deeds
28-08-202628 days late
2025abbreviated format
Gross margin from €172,801 to €2.3mResult from €65,023 to €2.3mEquity from €835,473 to €3.1mCash from €22,594 to €805,692

Key points

from the 2025 annual accounts

Equity

€3.1m ▲ 272%

COR & CO has made a profit without a break since 2021.

Result

€2.3m ▲ 35×
€65,0002024€2.3m2025

The result rose in 2025 from €65,023 to €2.3m.

Turnover

≈ €4.4m estimated

The accounts state no turnover.

Liquidity

28.58 was 0.58 in 2024

Short-term debts rose from €90,643 to €119,277.

Filings

16 annual accounts since 2010
AprilJune31 JulyOctober2010201520202025

The 2025 accounts came 28 days late. The other nine of the last ten were filed on time.

Position in the sector

€2.3m

Higher net result than 95% of companies in head offices and management consultancy. Sector median €37,500 · 10,856 companies.

Checked score

99
Excellent
Financially stronger than 93% of small companies in head offices and management consultancy (NACE 70)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%

The dashed line is the sector median: 0.1% across 4,522 companies (NACE 70, small).

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Last 24 months 12-2024: < 0.1% 01-2025: < 0.1%● unchanged vs 12-2024 02-2025: < 0.1%● unchanged vs 01-2025 03-2025: < 0.1%● unchanged vs 02-2025 04-2025: < 0.1%● unchanged vs 03-2025 05-2025: < 0.1%● unchanged vs 04-2025 06-2025: 0.1%▲ +0.1 percentage points vs 05-2025 07-2025: 0.1%● unchanged vs 06-2025 08-2025: 0.1%● unchanged vs 07-2025 09-2025: 0.1%● unchanged vs 08-2025 10-2025: 0.1%● unchanged vs 09-2025 11-2025: 0.1%● unchanged vs 10-2025 12-2025: 0.1%● unchanged vs 11-2025 01-2026: 0.1%● unchanged vs 12-2025 02-2026: 0.1%● unchanged vs 01-2026 03-2026: 0.1%● unchanged vs 02-2026 04-2026: 0.1%● unchanged vs 03-2026 05-2026: 0.1%● unchanged vs 04-2026 06-2026: 0.1%● unchanged vs 05-2026 07-2026: 0.1%● unchanged vs 06-2026 08-2026: 0.2%▲ +0.1 percentage points vs 07-2026highest value 09-2026: < 0.1%▼ -0.2 percentage points vs 08-2026lowest value 10-2026: < 0.1%● unchanged vs 09-2026lowest value 11-2026: < 0.1%● unchanged vs 10-2026lowest value

Financial strength
Strong

100+20equity 82.7% of total assets
77+25short-term debt 3.2% · cash 21.5%
100+26return on assets 60.4%

Score breakdown

lowers risk
Size: total assets €3.8m
Figures for financial year 2025 (filed on 29-08-2026)
Liquidity: current ratio 28.58, cash €805,692
Equity €3.1m (82.7% of total assets)
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 70, small). It does better than 85% of them on solvency, 92% on liquidity, 97% on profitability and 97% on growth.

The bankruptcy probability was computed on 08-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

The probability rests on the annual accounts with balance sheet date 31-12-2025.

Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

Comparable companies, two years later

In July 2024, 17,811 companies had the same profile as COR & CO has now. Each dot stands for 45 companies, two years later.

96.5%
were still trading
3.2%
stopped another way
0.3%
went bankrupt
  • Small
  • 10 to 20 years old
  • solvency 30% or more
  • a profit of 5% of the balance sheet or more

That fits the bankruptcy probability of COR & CO itself: < 0.1% within 12 months.

Test of the method

The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.

The companies in ten equal groups, from the lowest to the highest expected share
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 0.9%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.

This is an observation about 17,811 companies, not a prediction for COR & CO. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.

Credit verdict

Credit of up to €300,000 on 30-day terms is acceptable

Liquidity is ample, with a current ratio of 28.58 (0.58 in 2024), above the usual 1.5. Short-term debt is 3.2% and cash 21.5% of total assets. 17.3% of the assets are financed with debt and provisions.

Credit check for an amount and term of your choice

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

5 signals, none raises the risk
Five signals.
lowers riskneutral
lowers risk · Size: total assets €3.8m
Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
lowers risk · Figures for financial year 2025 (filed on 29-08-2026)
NBB · annual accounts
lowers risk · Liquidity: current ratio 28.58, cash €805,692
NBB · annual accounts
lowers risk · Equity €3.1m (82.7% of total assets)
NBB · annual accounts
neutral · A punctual record breaks
This company filed 9 consecutive financial years on time. The year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-08-2026, 28 days late. Weigh it accordingly: of the companies that move to filing 1 to 90 days late, 1.41% are now bankrupt, dissolved or in another special legal status, below the 1.66% of all filers. It is a change in behaviour, not evidence of elevated risk.
NBB · 10 filings
Deviation from the deadline
2025
28 days late
2024
23 days early
2023
47 days early
2022
41 days early
2021
39 days early
2020
46 days early
2019
39 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 30 days before the deadline. In the sector (NACE 70), the median for financial year 2024 was 9 days before the deadline, and 32% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 22 June (4 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
09-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Recent changes

Heivelden 5 2861 O.L.V.-Waver (Sint-Katelijne-Waver) “Managementvennootschappen; Het verlenen van advies en praktische hulp aan bedrijven en personen in verband met…” · A shareholder holds all the shares · General meeting of 23-12-2025 · Gazette deed
Registered in the Peppol Directory Reachable for e-invoices through 0208:0819532115
Change of role: CORENS Katrien Elisabeth Gerda Maria, from sole director to director Legal-form conversion: to private limited company · Director discharge: CORENS Katrien Elisabeth Gerda Maria · General meeting of 22-12-2023 · Gazette deed
Incorporation published on 21-10-2009 · Gazette deed
All 28 events

Comparable companies

same main activity, similar in size and age
Company
COR & CO Sint-Katelijne-Waver €3.8m €2.3m 82.7% -
TRUCKSTOP 26 BIS Heusden-Zolder €3.6m €3.3m 61.6% 41.8
Groupe Terre asbl Herstal €6.4m €2.8m 65.3% 41.8
BECHTLE MANAGEMENT Pelt €2.3m €2.3m 51.7% 21.9
WPS BELGIUM Zaventem €5.1m €2.3m 13.2% 11.3
MindCapture Antwerp €3.2m €3.8m 75.5% 36.7
HUGO BOSS BELGIUM Antwerp €6.3m €2.6m 65.0% 5.2

These companies have the same main activity as COR & CO: activities of head offices (NACE 70100). They are comparable in size and age: total assets between €2.3m and €6.4m, founded between 2002 and 2013.

Official details

Source: KBO
Status
Active since 21-09-2009Normal situation
Activity
Activities of head officesNACE 70100and 1 other
Establishment unit
2.182.431.4072861 Sint-Katelijne-Waver, since 21-09-2009
Financial year end
31 December
Peppol
Reachable since 10-12-2025
Company details

Annual accounts 2025

€3.8m▲ 147%
Filing
Filed on 28-08-2026
Financials

Insights on COR & CO

COR & CO files the abbreviated format. That format states no turnover. The gross margin rose from €47,763 in 2010 to €2.3m in 2025.

Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.

Key facts about COR & CO

What is the company number of COR & CO?
The company number of COR & CO is 0819.532.115. The VAT number is the same number with BE in front: BE 0819.532.115.
Where is COR & CO based?
The registered office is at Heivelden 5, 2861 Sint-Katelijne-Waver.Company details
What does COR & CO do?
According to the KBO register, the main activity is activities of head offices (NACE 70100).
What is the legal form of COR & CO?
COR & CO is a private limited company (BV).
When was COR & CO founded?
COR & CO was founded on 21-09-2009.
Is COR & CO still active?
Yes, COR & CO is an active enterprise in the KBO register.
What is the turnover of COR & CO?
The turnover in financial year 2025 is ≈ €4.4m. This figure is estimated from the gross margin of €2.3m and 39 comparable companies (NACE 70). It probably lies between €3.2m and €5.6m.Financials
Is COR & CO profitable?
In financial year 2025, COR & CO made a profit of €2.3m.
Where can I find the annual accounts of COR & CO?
COR & CO filed 16 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of COR & CO due?
COR & CO must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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