COPYLAND
ActiveCOPYLAND has been active since 1987 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €188k and a net result of €-40k. Equity is growing by ~2.7% per year across the filed fiscal years. Its solvency ranks better than 84% of 2273 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2025
64
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability0▼-78
Solvency100=
Growth52=
Track record100
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €12k at 30 days acceptable
Liquidity ample (current ratio 6.67 against 5.91 in 2024; short-term debt: 14.5% and cash: 19.7% of total assets), and 15.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 82
Relative position
BE, all sectors
reference
Sector 82
lower
← fewer bankruptcies
more bankruptcies →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 12-06-2026, 49 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
49 d early
2024
31 d early
2023
34 d early
2022
49 d early
2021
19 d late
2020
2 d late
2019
31 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
21-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Source amounts without an identifiable currency are assumed to be EUR.
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€-40k
2024 · €20k
2018: €33k
2019: €20k
2020: €-6k
2021: €19k
2022: €29k
2023: €-29k
2024: €20k
2018 → 2025
Working capital
€182k▼ 14.8%
2024 · €214k
2018: €172k
2019: €190k
2020: €187k
2021: €234k
2022: €251k
2023: €198k
2024: €214k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€207k-€236k▲ 14.0%€207k▼ 12.1%€228k▲ 9.7%€188k▼ 17.5%
Operating result€19k-€34k▲ 73.7%€-34k€13k€-47k
Net result€19k-€29k▲ 56.9%€-29k€20k€-40k
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €47k after €13k in 2024, the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €222k
Fixed assets
€8k▼ 59.9%
Current assets
€214k▼ 16.7%
Equity and liabilities €222k
Equity
€188k▼ 17.5%
Debt
€35k▼ 30.5%
The debt ratio falls from 18.0% to 15.6%. Equity and debt are lower.
Key figures and ratios
EBITDA
€-38k▼
2024 · €22k
Cash flow
€-31k▼
2024 · €29k
Solvency
84.4%▲
2024 · 82.0%
Current ratio
6.67▲
2024 · 5.91
Quick ratio
6.31▲
2024 · 5.55
Debt / equity
0.19▼
2024 · 0.22
ROE
-21.3%▼
2024 · 8.9%
ROA
-17.9%▼
2024 · 7.3%
Interest coverage
-62.85▼
2024 · 16.85
Debt
€35k▼
2024 · €50k
Debt ≤ 1 year
€32k▼
2024 · €44k
Income taxes
€-675▼
2024 · €2k
Staff costs
€181k▼
2024 · €196k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€278k€222k▼
Fixed assets21/28€20k€8k▼
Tangible fixed assets22/27€17k€8k▼
Plant, machinery and equipment23€10k€1k▼
Other tangible fixed assets26€8k€7k▼
Financial fixed assets28€3k-
Current assets29/58€257k€214k▼
Stocks and contracts in progress3€16k€12k▼
Stocks30/36€16k€12k▼
Amounts receivable within one year40/41€164k€159k▼
Trade receivables40€9k€4k▼
Other amounts receivable41€156k€155k▼
Cash at bank and in hand54/58€77k€44k▼
Deferred charges and accrued income490/1€232€203▼
Equity and liabilities
Total equity and liabilities10/49€278k€222k▼
Equity10/15€228k€188k▼
Contributions10/11€19k€19k=
Reserves13€2k€2k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Profit (loss) carried forward14€207k€167k▼
Amounts payable17/49€50k€35k▼
Amounts payable after more than one year17€2k-
Financial debts170/4€2k-
Amounts payable within one year42/48€44k€32k▼
Current portion of amounts payable after more than one year42€7k€2k▼
Trade debts44€14k€10k▼
Suppliers440/4€14k€10k▼
Taxes, remuneration and social security45€20k€20k▲
Remuneration and social security454/9€20k€20k▲
Other amounts payable47/48€3k-
Accrued charges and deferred income492/3€5k€3k▼
Income statement
Code20242025
Non-recurring operating income76A-€3k
Remuneration, social security and pensions62€196k€181k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€9k€9k▲
Other operating charges640/8€1k€1k▼
Gross operating margin9900€219k€144k▼
Operating profit (loss)9901€13k€-47k▼
Financial income75/76B€10k€7k▼
Recurring financial income75€10k€7k▼
Financial charges65/66B€1k€605▼
Recurring financial charges65€1k€605▼
Profit (loss) for the period before taxes9903€22k€-41k▼
Income taxes67/77€2k€-675▼
Profit (loss) for the period9904€20k€-40k▼
Profit (loss) for the period to be appropriated9905€20k€-40k▼
Appropriation of the result
Profit (loss) to be appropriated9906€207k€167k▼
Profit (loss) brought forward from the previous period14P€187k€207k▲
Social balance
Average headcount (FTE)90875.34.2▼
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
12-06
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
31-12
Financial
Weakest financial yearnet €-40k ▼298%
Net result drops to €-40k, the lowest in the series.
30-06
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
2024
31-12
Financial
Back to profitnet €20k
Net result €20k after one loss-making year.
27-06
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
12-06
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
19-08
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema · 19 days late
2021
31-12
Financial
Back to profitnet €19k
Net result €19k after one loss-making year.
31-12
Financial
Equity above €200kEq €207k ▲9.8%
Equity rises from €188k to €207k.
02-08
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 2 days late
2020
30-06
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
05-06
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
05-06
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
24-08
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 24 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Elsene · 3 establishment units since 1987
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Generaal Jacqueslaan 1351050 ElseneGround area
3,184 m²
Building footprint
2,046 m²
Volume, LiDAR
29,193 m³
3 parcels, Brussels · tallest building 20.5 m, ±5 floors. Linked by address, not a title deed.
3 establishment units
COPYLAND
since 19872.029.968.290
COPYLAND
since 20132.239.165.816
COPYLAND
since 20132.223.601.472
3 parcels
Brussels
3
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21002A0220/00M000 | Brussels | 2,080 m² | 1 · 1,241 m² | 18.7 m · 5 fl. |
| 21372C0075/00V002 | Brussels | 889 m² | 1 · 657 m² | 17.5 m · 4 fl. |
| 21445C0236/00R003 | Brussels | 215 m² | 1 · 148 m² | 20.5 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 2
3 of 3 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 · 1 entry · 2,000 EUR awarded · 2,000 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2022 | 1 | 2,000 EUR | 2,000 EUR |
Schemes
Hinderpremie bij openbare werken
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CAMUZEO
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BABYLON ENTERPRISES
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Ukkel · Eq €188k
CENTRUM VOOR FINANCIEEL TOEZICHT
BE 0464.250.512
Heusden-Zolder · Eq €188k
Of 11,225 companies in sector 82100 we hold annual accounts for 3,511. 2,492 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded30-07-1987
Fiscal year end31-12
Activities, NACEBEL
52470
74851
82100Office administrative and support services
82190Office administrative, office support and other business support activities
47620Retail trade
47621Retail sale of newspapers and periodicals
Sources
Crossroads Bank for EnterprisesNational Bank · 38 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.