Equity
€10,850 from €408,246 in 2024
Equity fell by 97% in 1 year.
CONVENT ADVICE
Lifetime
4 annual accounts with figures on one time axispeak €511,090 (2024)
€196,211▼ 61.6%
peak €315,998 (2024)
€102,604▼ 67.5%
peak €408,246 (2024)
€10,850▼ 97.3%
€1.0m▲ 87.6%
peak 0 FTE (2024)
0 FTE
Board1 name since 2022
1 directorDAMS Klaas Marcel Jacob
Documentsfilings and deeds
29-05-202663 days before the deadline
2025abbreviated format
Gross margin from €511,090 to €196,211Result from €315,998 to €102,604Dividend €500,000Equity from €408,246 to €10,850Debts from €552,261 to €1.0mInvestments €123,083
Key points
from the 2025 annual accountsDebts
€1.0m 99% of the balance sheet
Financial debts 41%Suppliers 5%Taxes and wages 16%Other 39%
Of this, €614,619 falls due within a year.
Securities
€425,000
Mortgage mandates, new in 2025. 39.2 times equity · not in the 2024 accounts.
Investments
€123,083 2.8 × depreciation
Green is investment, beige is depreciation. Land and buildings stand 13.7% higher than in 2024.
Liquidity
0.60 was 2.42 in 2024
Short-term debts rose from €148,439 to €614,619.
Position in the sector
1.0%
Lower solvency than 90% of companies in head offices and management consultancy. Sector median 52.4% · 10,858 companies.
Checked score
91
Excellent
Financially stronger than 25% of micro companies in head offices and management consultancy (NACE 70)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.1% across 48,570 companies (NACE 70, micro).
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: < 0.1%
01-2025: < 0.1%● unchanged vs 12-2024
02-2025: < 0.1%● unchanged vs 01-2025
03-2025: < 0.1%● unchanged vs 02-2025
04-2025: < 0.1%● unchanged vs 03-2025
05-2025: < 0.1%● unchanged vs 04-2025
06-2025: < 0.1%● unchanged vs 05-2025
07-2025: < 0.1%● unchanged vs 06-2025
08-2025: < 0.1%● unchanged vs 07-2025
09-2025: < 0.1%● unchanged vs 08-2025
10-2025: < 0.1%● unchanged vs 09-2025
11-2025: < 0.1%● unchanged vs 10-2025
12-2025: < 0.1%● unchanged vs 11-2025
01-2026: < 0.1%● unchanged vs 12-2025
02-2026: < 0.1%● unchanged vs 01-2026
03-2026: < 0.1%● unchanged vs 02-2026
04-2026: < 0.1%● unchanged vs 03-2026
05-2026: < 0.1%● unchanged vs 04-2026lowest value
06-2026: < 0.1%● unchanged vs 05-2026
07-2026: 0.1%▲ +0.1 percentage points vs 06-2026highest value
08-2026: 0.1%● unchanged vs 07-2026highest value
09-2026: 0.1%● unchanged vs 08-2026
10-2026: 0.1%● unchanged vs 09-2026
11-2026: 0.1%● unchanged vs 10-2026
Financial strengthAverage
Score breakdown
raises risk
Equity €10,850 (1.0% of total assets)
lowers risk
Sector: Activities of head offices; management consultancy activities (NACE 70)
Size: total assets €1.0m
Figures for financial year 2025 (filed on 02-06-2026)
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 70, micro). It does better than 10% of them on solvency, 37% on liquidity, 48% on profitability and 4% on growth.
The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 513 companies had the same profile as CONVENT ADVICE has now. Each dot stands for 2 companies, two years later.
96.3%
were still trading
1.4%
stopped another way
2.3%
went bankrupt
The bankruptcy probability of CONVENT ADVICE itself is lower: 0.1% within 12 months. It rests on far more data about CONVENT ADVICE than the profile alone.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 513 companies, not a prediction for CONVENT ADVICE. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €500 on 30-day terms is acceptable
Liquidity is insufficient, with a current ratio of 0.6 (2.42 in 2024), below 1. Short-term debt is 58.7% and cash 24.9% of total assets. 99% of the assets are financed with debt and provisions.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Six signals.
lowers riskraises riskneutral
raises risk · Weak solvency compared with the sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 10% of 10858 sector peers (2025).
NBB · sector comparisonPosition among 10858 sector peers
Solvency
better than 10%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-05-2026, 63 days ahead of the deadline.
NBB · 4 filingsDeviation from the deadline
2025
63 days early
2024
66 days early
2023
49 days early
2022
4 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 4 accounts on average 46 days before the deadline. In the sector (NACE 70), the median for financial year 2024 was 9 days before the deadline, and 32% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 6 June (3 of the last 4 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
10-11-2026 today31-12-2026 year end31-07-2027 deadline
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0790277806
Incorporation
Founding capital of €5,000, 100 shares · Founder: DAMS Klaas Marcel Jacob · Appointment: DAMS Klaas Marcel Jacob (director) · published on 02-09-2022 · Gazette deed
First establishment
Begijnhof 1, Bertem
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| CONVENT ADVICE Bertem | €1.0m | €196,211 | 1.0% | 0 |
| SN CONSULT Overijse | €1.0m | €198,274 | 0.3% | 0 |
| Altosim Leuven | €0.8m | €249,506 | 1.2% | 0 |
| AD-FIX Grimbergen | €1.8m | €152,657 | 9.2% | 0 |
| A&C Retail Oostrozebeke | €1.1m | €141,528 | 28.0% | 0 |
| BOSMANS - BRAEKEN MANAGEMENT Hechtel-Eksel | €1.4m | €195,004 | 13.5% | 0 |
| DE ESSENTIE Schelle | €1.2m | €137,096 | 92.2% | 0 |
These companies have the same main activity as CONVENT ADVICE: business and other management consultancy (NACE 70200). They are comparable in size and age: total assets between €815,000 and €1.8m, founded between 2021 and 2023.
Official details
Source: KBO- Status
- Active since 31-08-2022Normal situation
- Activity
- Business and other management consultancyNACE 70200and 2 others
- Establishment unit
- 2.335.018.4443060 Bertem, since 31-08-2022
- Financial year end
- 31 December
- Peppol
- Reachable since 27-03-2026
Annual accounts 2025
- ≈ €310,000estimated
- €1.0m▲ 9.0%
- Filing
- Filed on 29-05-2026, 63 days before the end of the filing period
Insights on CONVENT ADVICE
CONVENT ADVICE files the abbreviated format. That format states no turnover. The gross margin rose from €16,946 in 2022 to €196,211 in 2025.
The balance sheet grew most from 2023 to 2025 through fixed assets.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about CONVENT ADVICE
- What is the company number of CONVENT ADVICE?
- The company number of CONVENT ADVICE is 0790.277.806. The VAT number is the same number with BE in front: BE 0790.277.806.
- Where is CONVENT ADVICE based?
- The registered office is at Begijnhof 1, 3060 Bertem.Company details
- What does CONVENT ADVICE do?
- According to the KBO register, the main activity is business and other management consultancy (NACE 70200).
- What is the legal form of CONVENT ADVICE?
- CONVENT ADVICE is a private limited company (BV).
- When was CONVENT ADVICE founded?
- CONVENT ADVICE was founded on 31-08-2022.
- Is CONVENT ADVICE still active?
- Yes, CONVENT ADVICE is an active enterprise in the KBO register.
- What is the turnover of CONVENT ADVICE?
- The turnover in financial year 2025 is ≈ €310,000. This figure is estimated from the gross margin of €196,211 and 93 comparable companies (NACE 70200). It probably lies between €250,000 and €410,000.Financials
- Is CONVENT ADVICE profitable?
- In financial year 2025, CONVENT ADVICE made a profit of €102,604.
- Where can I find the annual accounts of CONVENT ADVICE?
- CONVENT ADVICE filed 4 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of CONVENT ADVICE due?
- CONVENT ADVICE must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
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