CONCORDE FINANCE
ActiveFrom the official registers: KBO 24 annual accounts at the National Bank publications in the Belgian Official Gazette
Summary
CONCORDE FINANCE has been active since 2008 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €177.3m and a net result of €3.9m. Equity is growing by about 3.2% per year across the filed financial years. Its solvency ranks better than 75% of 10,789 sector peers (NACE 70, financial year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Directors
Directors
1 director, last change in 2024
ELICHA Tony Marcel
Current
Director (not named in the articles) · since 07-08-2008 · in the 2025 annual accounts, filed on 15-10-2026
Mandate history
1 person, 1 in office
- Board
- began earlier
| Name | Functions and periods |
|---|---|
| ELICHA Tony Marcel |
|
How the board is organised
Who represents it, and how
- Who signsWho may bind the company towards others, for example by signing a contract.
- Each director alone
- Board ruleHow the board is made up, meets and takes decisions.
- “Organe d'administration, nommés avec ou sans limitation de durée”“Pouvoirs de l'organe d'administration, Chaque administrateur représente la société à l'égard des tiers et en justice, soit en demandant…”“Rémunération des administrateurs, L’assemblée générale décide si le mandat d’administrateur est ou non exercé gratuitement”“L’organe d’administration détermine s’ils agissent seul ou conjointement. A défaut, ils peuvent agir seuls, Gestion journalière”“L’organe d’administration fixe les attributions et rémunérations éventuelles pour les délégués à la gestion journalière. Il peut révoquer en…”3 more provisions on this in the deed
Oversight and winding up
- Auditor ruleHow a statutory auditor is appointed and what they check, if the company has one.
- One provision in the deed
- Dissolution ruleWhen and by whom the company can be dissolved.
- One provision in the deed
- Liquidation ruleHow assets are shared after dissolution: creditors first, then shareholders.
- One provision in the deed
Articles of association, deed of 17-01-2024
Owners and capital
Owners
2 ownersOwners 2
- Georgette KOUBYnatural personSourceown accounts 31-08-201950%
- Tony ELICHAnatural personSourceown accounts 31-08-201950%
Capital and shareholders
Capital over the years
- 17-01-2024 Converted to unavailable equity · €24,200,000
Shares according to the articles of association
Capital, shares and profit
- Kind of sharesWhich classes of shares exist and what rights each class carries.
- “Titulaires peuvent prendre connaissance de ce registre relatif à leurs titres, cessions n’ont d’effet vis-à-vis de la société et des tiers…”
- Transfer restrictionWhether shareholders may sell their shares freely or need approval first.
- “Toute cession d’actions à un tiers – personne physique ou personne morale - ou au profit d'un actionnaire, le cédant doit notifier au…”1 more provision on this in the deed
- Share issue ruleHow and by whom new shares can be issued.
- 2 provisions in the deed
- Profit allocationHow profit is distributed; a BV may only pay out after a balance-sheet and liquidity test.
- One provision in the deed
deed of 17-01-2024 (in French)