COMPUTER SOFTWARE, MANAGEMENT, OPERATIONS AND SERVICES
ActiveCOMPUTER SOFTWARE, MANAGEMENT, OPERATIONS AND SERVICES has been active since 1992 and the Belgian State Gazette contains no insolvency or warning signals. The 2022 annual accounts show negative equity (€-15.59M) and a net result of €-5.69M. Equity is shrinking by ~95.9% per year across the filed fiscal years. Its solvency ranks better than 5% of 1509 sector peers (fiscal year 2022). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2022
10
/ 100
Critical▼ -12 vs 2021
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2021
Profitability33=
Solvency40▼-8
Growth53▲+23
Stability100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.82 against 1.17 in 2021), and equity is negative.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2022Solvency, return and age of the figures
Solvency
-101.7%
Return on assets
-37.1%
Age of the figures
45 mo
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Two or more financial years not filed
Since the financial year that closed on 31-12-2023, 3 financial years are missing at the National Bank. A company this far behind goes bankrupt within the year nineteen times as often as a punctual filer.
NBB · 10 filingsPosition against the passed deadline
31-12-2023 close31-07-2024 deadline16-09-2026 today
raises risk · Filed more than 90 days late
The financial year that closed on 31-12-2022 was due by 31-07-2023 and was filed on 07-11-2024, 465 days past the deadline. Measured on financial year 2023: companies more than 90 days late are in an abnormal legal state today in 5.61% of cases, against 1.66% across all filers.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
not filed
2023
not filed
2022
465 d late
2021
452 d late
2020
114 d late
2019
70 d late
← before the deadline
after the deadline →
Financials · fiscal year 2022, full schema
Turnover
€8.95M▲ 21.6%
2021 · €7.36M
2018: €7.85M
2019: €8.21M
2020: €9.28M
2021: €7.36M
2018 → 2022
EBIT margin
-56.8%▲ 29.6pp
2021 · -86.4%
2018: -80.2%
2019: -54.8%
2020: -44.6%
2021: -86.4%
2018 → 2022
Net result
€-5.69M▲ 12.9%
2021 · €-6.54M
2018: €-6.30M
2019: €-4.64M
2020: €-4.31M
2021: €-6.54M
2018 → 2022
Working capital
€-1.77M
2021 · €1.08M
2018: €-5.07M
2019: €-1.12M
2020: €5.69M
2021: €1.08M
2018 → 2022
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20182019202020212022Trend
Turnover€7.85M-€8.21M▲ 4.6%€9.28M▲ 13.1%€7.36M▼ 20.7%€8.95M▲ 21.6%
Equity€5.59M-€946k▼ 83.1%€-3.36M€-9.90M▼ 194%€-15.59M▼ 57.5%
Operating result€-6.30M-€-4.50M▲ 28.6%€-4.14M▲ 8.0%€-6.36M▼ 53.7%€-5.08M▲ 20.1%
Net result€-6.30M-€-4.64M▲ 26.3%€-4.31M▲ 7.2%€-6.54M▼ 51.7%€-5.69M▲ 12.9%
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €5.08M in 2022 against €6.36M in 2021; the loss shrinks.
Balance-sheet composition
2022 in colour, 2021 as the grey bar beneath
Assets €15.33M
Fixed assets
€7.25M▼ 21.5%
Current assets
€8.08M▲ 10.0%
Key figures and ratios
EBITDA
€-3.10M▲
2021 · €-4.27M
Cash flow
€-3.71M▲
2021 · €-4.44M
Solvency
-101.7%▼
2021 · -59.7%
Current ratio
0.82▼
2021 · 1.17
Quick ratio
0.82▼
2021 · 1.17
Debt / equity
-1.98▲
2021 · -2.67
ROE
36.5%▼
2021 · 66.0%
ROA
-37.1%▲
2021 · -39.4%
Interest coverage
-13.25▲
2021 · -24.21
Debt
€30.92M▲
2021 · €26.48M
Debt ≤ 1 year
€9.85M▲
2021 · €6.28M
Debt > 1 year
€20.01M=
2021 · €20.01M
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2022 against 2021
Balance sheet
Code20212022
Assets
Total assets20/58€16.58M€15.33M▼
Fixed assets21/28€9.23M€7.25M▼
Intangible fixed assets21€9.22M€7.24M▼
Financial fixed assets28€2k€2k=
Other financial fixed assets284/8€2k€2k=
Amounts receivable and cash guarantees285/8€2k€2k=
Current assets29/58€7.35M€8.08M▲
Amounts receivable within one year40/41€7.11M€8.08M▲
Trade receivables40€6.30M€7.46M▲
Other amounts receivable41€811k€623k▼
Deferred charges and accrued income490/1€246k-
Equity and liabilities
Total equity and liabilities10/49€16.58M€15.33M▼
Equity10/15€-9.90M€-15.59M▼
Contributions10/11€620k€620k=
Capital10€620k€620k=
Issued capital100€620k€620k=
Reserves13€62k€62k=
Non-distributable reserves130/1€62k€62k=
Legal reserve130€62k€62k=
Profit (loss) carried forward14€-10.58M€-16.27M▼
Amounts payable17/49€26.48M€30.92M▲
Amounts payable after more than one year17€20.01M€20.01M=
Financial debts170/4€20.00M€20.00M=
Other loans174€20.00M€20.00M=
Other amounts payable178/9€11k€11k=
Amounts payable within one year42/48€6.28M€9.85M▲
Trade debts44€6.28M€9.82M▲
Suppliers440/4€6.28M€9.82M▲
Taxes, remuneration and social security45-€31k
Taxes450/3-€31k
Accrued charges and deferred income492/3€191k€1.05M▲
Income statement
Code20212022
Operating income70/76A€8.45M€10.57M▲
Turnover70€7.36M€8.95M▲
Non-recurring operating income76A€1.09M€1.61M▲
Operating charges60/66A€14.81M€15.65M▲
Services and other goods61€12.68M€13.63M▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2.09M€1.98M▼
Other operating charges640/8€35k€38k▲
Operating profit (loss)9901€-6.36M€-5.08M▲
Financial income75/76B€2k€142k▲
Recurring financial income75€2k€142k▲
Income from current assets751€883€3k▲
Other financial income752/9€1k€139k▲
Financial charges65/66B€180k€753k▲
Recurring financial charges65€180k€753k▲
Debt charges650€176k€234k▲
Other financial charges652/9€4k€519k▲
Profit (loss) for the period before taxes9903€-6.54M€-5.69M▲
Profit (loss) for the period9904€-6.54M€-5.69M▲
Profit (loss) for the period to be appropriated9905€-6.54M€-5.69M▲
Appropriation of the result
Profit (loss) to be appropriated9906€-10.58M€-16.27M▼
Profit (loss) brought forward from the previous period14P€-4.04M€-10.58M▼
The notes to these accounts (28 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2026
19-08
State Gazette act
Resignations & appointmentsGeneral meeting · Auditor reappointment · Permanent representative8 facts ▸
State Gazette act
Resignations & appointments
General meeting · Auditor reappointment · Permanent representative8 facts ▸
- General meeting, 2026-06-23
- Auditor reappointment, boekjaren 2025-2026-2027 tot aan de gewone algemene vergadering der aandeelhouders die een beslissing dient te nemen omtrent de jaarrekening die eindigt op 31 d…
- Permanent representative, Frederic Poesen
- Board meeting, 2026-06-22
- General meeting, 2026-07-22
- Director resignation, Chan Vai Ngoi (bestuurder)
- Director appointment, Hu Xiaobing (bestuurder)
- Director reappointment, Ho Vee Leung (bestuurder)
2024
07-11
NBB filing
Annual accounts filed
fiscal year 2022 · full schema · 465 days late
2023
26-10
NBB filing
Annual accounts filed
fiscal year 2021 · full schema · 452 days late
2021
31-12
Financial
Weakest financial yearnet €-6.54M
Net result drops to €-6.54M, the lowest in the series; recovery starts the following year.
22-11
NBB filing
Annual accounts filed
fiscal year 2020 · full schema · 114 days late
2020
31-12
Financial
Liquidity triplescurrent ratio 2.78
Current ratio from 0.89 to 2.78; short-term debt falls from €10.18M to €3.20M.
09-10
NBB filing
Annual accounts filed
fiscal year 2019 · full schema · 70 days late
2019
31-07
NBB filing
Annual accounts filed
fiscal year 2018 · full schema
2018
21-08
NBB filing
Annual accounts filed
fiscal year 2017 · full schema · 21 days late
2017
29-08
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 29 days late
2016
27-06
NBB filing
Annual accounts filed
fiscal year 2015 · full schema
2015
08-07
NBB filing
Annual accounts filed
fiscal year 2014 · full schema
2014
18-08
NBB filing
Annual accounts filed
fiscal year 2013 · full schema · 18 days late
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
8 directors, no change since 2026
Hu Xiaobing
CurrentDirector · since 01-08-2026
Ho Vee Leung
CurrentDirector
01-08-2026
Hu Xiaobing: Appointed as Director
01-08-2026
Chan Vai Ngoi: Resigned as Director
05-07-2024
Cameron Thorpe: Resigned as Director
01-06-2024
Jon Hui Foo: Resigned as Director
16-05-2016
Johan Vandewalle: Resigned as Managing director
14-04-2011
Ong Kim Pong: Resigned as Director
30-09-2010
Jan Tijmen Udding: Resigned as Director
Location & real-estate footprint
Registered office, Antwerpen · 1 establishment unit since 1992
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Napelsstraat 792000 AntwerpenGround area
3,692 m²
Building footprint
1,008 m²
Volume, LiDAR
21,583 m³
2 parcels, Flanders · tallest building 30.9 m, ±9 floors. Linked by address, not a title deed.
1 establishment unit
COSMOS NV
since 19922.057.460.565
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11802B0059/00L002 | Flanders | 1,864 m² | 1 · 823 m² | 30.9 m · 9 fl. |
| 11802B0333/00D000 | Flanders | 1,828 m² | 1 · 184 m² | 17.0 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Statutory auditor
2 auditors| KPMG BedrijfsrevisorenCurrent Auditor · represented by Frederic Poesen | 23-06-2026 → present |
Show 1 earlier auditors
| Serge Cosijns Statutory auditor | - → 26-09-2016 |
Similar companies · same sector, comparable size
Project Management Engineering Services afgekort "PROMES"
BE 0461.209.363
Schoten · Eq €946k
Infofarm
BE 0833.198.425
Kontich · Eq €946k
Whisper
BE 0742.552.024
Kontich · Eq €946k
MONO
BE 0672.819.714
Overijse · Eq €948k
KPS Transformation
BE 0680.448.565
Antwerpen · Eq €945k
Of 29,997 companies in sector 62200 we hold annual accounts for 18,386. 8,812 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded23-04-1992
Fiscal year end31-12
Abbreviation NL
COSMOS
Activities, NACEBEL
62020IT consultancy
62200Computer consultancy and computer facilities management
72100
62010Computer programming, consultancy and related activities
62100Computer programming
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 31 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.