Losses
-€217,989 in six years
Every financial year from 2020 to 2025 closed with a loss. 2025 was the heaviest.
SCM INVEST
Lifetime
19 annual accounts with figures on one time axispeak €87,740 (2024)
€68,146▼ 22.3%
lowest -€113,728 (2025)
-€113,728▼ €64,518
peak €2.8m (2019)
€2.2m▼ 5.2%
€1.8m▲ 16.3%
Board1 name since 2019
1 directorCarmelo Marotta
Documentsfilings and deeds
05-06-202656 days before the deadline
2025financial year
Gross margin from €87,740 to €68,146Loss of €113,728Reappointment: Carmelo Marotta (director) 31-07Debts from €1.6m to €1.8mCash from €64,981 to €39,441
Key points
from the 2025 annual accountsFilings
19 annual accounts since 2007
Two of the last ten came late. The 2019 accounts came latest: 84 days after the end of the period.
Position in the sector
-€113,728
Lower net result than 84% of companies in real estate. Sector median €20,538 · 5,811 companies.
Checked score
92
Excellent
Financially stronger than 35% of small companies in real estate (NACE 68)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.1% across 6,998 companies (NACE 68, small).
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 0.1%
01-2025: 0.1%● unchanged vs 12-2024
02-2025: 0.1%● unchanged vs 01-2025
03-2025: 0.1%● unchanged vs 02-2025
04-2025: 0.1%● unchanged vs 03-2025
05-2025: 0.2%▲ +0.1 percentage points vs 04-2025
06-2025: 0.2%● unchanged vs 05-2025
07-2025: 0.3%▲ +0.1 percentage points vs 06-2025highest value
08-2025: 0.1%▼ -0.2 percentage points vs 07-2025
09-2025: 0.1%● unchanged vs 08-2025
10-2025: 0.1%● unchanged vs 09-2025
11-2025: 0.1%● unchanged vs 10-2025
12-2025: 0.1%● unchanged vs 11-2025
01-2026: 0.1%● unchanged vs 12-2025
02-2026: < 0.1%▼ -0.1 percentage points vs 01-2026lowest value
03-2026: < 0.1%● unchanged vs 02-2026
04-2026: < 0.1%● unchanged vs 03-2026
05-2026: 0.1%▲ +0.1 percentage points vs 04-2026
06-2026: 0.1%● unchanged vs 05-2026
07-2026: < 0.1%▼ -0.1 percentage points vs 06-2026
08-2026: < 0.1%● unchanged vs 07-2026
09-2026: < 0.1%● unchanged vs 08-2026
10-2026: < 0.1%● unchanged vs 09-2026
11-2026: < 0.1%● unchanged vs 10-2026
Financial strengthWeak
Score breakdown
raises risk
Liquidity: current ratio 0.09, cash €39,441
Loss of €113,728, the second in a row (financial year 2025)
lowers risk
Size: total assets €4.0m
Figures for financial year 2025 (filed on 05-06-2026)
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 68, small). It does better than 72% of them on solvency, 24% on liquidity, 15% on profitability and 28% on growth.
The bankruptcy probability was computed on 06-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 8,617 companies had the same profile as SCM INVEST has now. Each dot stands for 22 companies, two years later.
94.2%
were still trading
5.2%
stopped another way
0.4%
went bankrupt
Another 0.2% stopped without a precise date, possibly only after those two years.
That fits the bankruptcy probability of SCM INVEST itself: < 0.1% within 12 months.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 8,617 companies, not a prediction for SCM INVEST. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €200,000 on 30-day terms is acceptable
Liquidity is insufficient, with a current ratio of 0.09 (0.06 in 2024), below 1. Short-term debt is 42.3% and cash 1% of total assets. 45.3% of the assets are financed with debt and provisions.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Six signals.
lowers riskraises riskneutral
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
1819202122232425
2018 to 2025 · latest year -€113,728
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 05-06-2026, 56 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
56 days early
2024
22 days early
2023
50 days early
2022
6 days early
2021
58 days early
2020
8 days early
2019
84 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 17 days before the deadline. In the sector (NACE 68), the median for financial year 2024 was 7 days before the deadline, and 36% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 12 June (4 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
07-11-2026 today31-12-2026 year end31-07-2027 deadline
Board and ownership
Shares in 2 companies, Société Commerciale Marotta and LA CHANCE HOTELLERIE
Board & ownershipRecent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0881157797
Reappointment: Carmelo Marotta (director)
Appointment: Carmelo Marotta (managing director) · General meeting of 05-06-2025 · Gazette deed
Registered office moved from Gosselies to Jamiolle
New registered office: Chemin d'Yves Gomezée 31, 5600 Jamiolle · Previous registered office: Avenue Mermoz, 6041 Gosselies · Board meeting of 30-11-2023 · Gazette deed
Merger: Compagnie MBM takes over MAINTENANCE HYDROPNEUMATIQUE
Company renamed from Compagnie MBM to SCM INVEST · The company holds all the shares of MAINTENANCE HYDROPNEUMATIQUE · General meeting of 24-01-2023 · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| SCM INVEST Philippeville | €4.0m | €68,146 | 54.7% | - |
| IMMO MAGALAS Knokke-Heist | €3.9m | €63,513 | 98.3% | - |
| MANTA SHIPPING Antwerp | €4.0m | €59,428 | 91.9% | 0.7 |
| Les Commerces du Vert Chasseur Uccle | €3.8m | €58,979 | -3.6% | 0 |
| HOUSES OF SOULS Tienen | €4.8m | €51,929 | 32.8% | - |
| L & C TRADING Zandhoven | €5.1m | €96,281 | 74.2% | - |
| Verbeke Zulte | €4.7m | €74,576 | 60.2% | - |
These companies have the same main activity as SCM INVEST: renting and operating of own or leased non-residential real estate, excluding land (NACE 68203). They are comparable in size and age: total assets between €3.8m and €5.1m, founded between 1999 and 2011.
Official details
Source: KBO- Status
- Active since 08-05-2006Normal situation
- Activity
- Renting and operating of own or leased non-residential real estate, excluding landNACE 68203and 3 others
- Establishment unit
- 2.153.544.0155600 Philippeville, since 17-05-2006
- Financial year end
- 31 December
- Peppol
- Reachable since 21-10-2026
Annual accounts 2025
- ≈ €88,000estimated
- €4.0m▲ 3.4%
- Filing
- Filed on 05-06-2026, 56 days before the end of the filing period
Insights on SCM INVEST
Solvency fell in 2025 from 59.8% to 54.7% because of the loss.
In July 2025, the Official Gazette published the appointment of Carmelo Marotta as managing director.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about SCM INVEST
- What is the company number of SCM INVEST?
- The company number of SCM INVEST is 0881.157.797. The VAT number is the same number with BE in front: BE 0881.157.797.
- Where is SCM INVEST based?
- The registered office is at Chemin d'Yves-Gomezée 31, 5600 Philippeville.Company details
- What does SCM INVEST do?
- According to the KBO register, the main activity is renting and operating of own or leased non-residential real estate, excluding land (NACE 68203).
- What is the legal form of SCM INVEST?
- SCM INVEST is a public limited company (NV).
- When was SCM INVEST founded?
- SCM INVEST was founded on 08-05-2006.
- Is SCM INVEST still active?
- Yes, SCM INVEST is an active enterprise in the KBO register.
- What is the turnover of SCM INVEST?
- The turnover in financial year 2025 is ≈ €88,000. This figure is estimated from the gross margin of €68,146 and 45 comparable companies (NACE 682). It probably lies between €76,000 and €110,000.Financials
- Is SCM INVEST profitable?
- In financial year 2025, SCM INVEST made a loss of €113,728.
- Where can I find the annual accounts of SCM INVEST?
- SCM INVEST filed 19 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of SCM INVEST due?
- SCM INVEST must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
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