Equity
€46.8m ▲ 0.3%
DEBOFIN has made a profit without a break since 2014.
DEBOFIN
Lifetime
19 annual accounts with figures on one time axis, 31 filings since 1995peak €4.4m (2020)
€72,594▼ 94.6%
lowest -€238,306 (2013)
€124,357▼ 95.5%
peak €46.8m (2025)
€46.8m▲ 0.3%
€7.5m▼ 10.6%
peak 1.7 FTE (2009)
1 FTEunchanged
Board4 names since 2022
3 directorsEvelien Declercq and 2 others
Documentsfilings and deeds
26-01-20265 days before the deadline
2025abbreviated format
Gross margin from €1.4m to €72,594Result from €2.8m to €124,357Investments €966,716Cash from €2.1m to €1.0m
Key points
from the 2025 annual accountsResult
€124,357 ▼ 95.5%
The result fell in 2025 from €2.8m to €124,357.
Investments
€39,168 0.2 × depreciation
Green is investment, beige is depreciation.
Filings
31 annual accounts since 1995
The last five annual accounts were filed 3 to 47 days before the end of the period.
Group
4 companies controlled
Heads a group.
Position in the sector
€46.8m
More equity than 95% of companies in head offices and management consultancy. Sector median €323,494 · 10,865 companies.
Checked score
93
Excellent
Financially stronger than 45% of micro companies in head offices and management consultancy (NACE 70)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.1% across 48,568 companies (NACE 70, micro).
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 0.1%
01-2025: 0.1%● unchanged vs 12-2024highest value
02-2025: < 0.1%▼ -0.1 percentage points vs 01-2025
03-2025: < 0.1%● unchanged vs 02-2025
04-2025: < 0.1%● unchanged vs 03-2025
05-2025: < 0.1%● unchanged vs 04-2025
06-2025: < 0.1%● unchanged vs 05-2025
07-2025: < 0.1%● unchanged vs 06-2025lowest value
08-2025: < 0.1%● unchanged vs 07-2025lowest value
09-2025: < 0.1%● unchanged vs 08-2025
10-2025: < 0.1%● unchanged vs 09-2025
11-2025: < 0.1%● unchanged vs 10-2025
12-2025: < 0.1%● unchanged vs 11-2025
01-2026: < 0.1%● unchanged vs 12-2025
02-2026: < 0.1%● unchanged vs 01-2026
03-2026: < 0.1%● unchanged vs 02-2026
04-2026: < 0.1%● unchanged vs 03-2026
05-2026: < 0.1%● unchanged vs 04-2026
06-2026: < 0.1%● unchanged vs 05-2026
07-2026: < 0.1%● unchanged vs 06-2026
08-2026: < 0.1%● unchanged vs 07-2026
09-2026: < 0.1%● unchanged vs 08-2026
10-2026: 0.1%▲ +0.1 percentage points vs 09-2026
11-2026: < 0.1%▼ -0.1 percentage points vs 10-2026
Financial strengthAverage
Score breakdown
raises risk
Liquidity: current ratio 2.31, cash €1.0m, halved
lowers risk
Size: 1 FTE, total assets €54.8m
Founded in 1993
Equity €46.8m (85.4% of total assets)
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 70, micro). It does better than 86% of them on solvency, 39% on liquidity, 14% on profitability and 42% on growth.
The bankruptcy probability was computed on 07-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 30-06-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Credit verdict
Credit of up to €4,350,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 2.31 (2.17 in 2024), above the usual 1.5. Short-term debt is 11.1% and cash 1.9% of total assets. 14.6% of the assets are financed with debt and provisions.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
lowers riskraises riskneutral
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 26-01-2026, 5 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
5 days early
2024
3 days early
2023
6 days early
2022
47 days early
2021
42 days early
2020
74 days early
2019
4 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 26 days before the deadline. In the sector (NACE 70), the median for financial year 2024 was 9 days before the deadline, and 32% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The financial year that closed on 30-06-2026 is due by 31-01-2027. Nothing is late today. The company usually files around 25 January (4 of the last 5 accounts filed within 36 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
30-06-2026 year end08-11-2026 today31-01-2027 deadline
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0451797492
Merger: DEBOFIN takes over NATIONAAL BAANWINKEL FONDS
Capital increase of €30,256 to €340,256 · Capital from €310,000 to €340,256, 366 new shares · “as restated in U21-U29” (deed in Dutch) · General meeting of 19-01-2023 · Gazette deed
Merger proposal: DEBOFIN takes over Nationaal Baanwinkel Fonds
Permanent representative: Rosalie Declercq · Gazette deed
2 directors appointed, 1 manager resigning
Change of role: Guido Declercq, from statutairezaakvoerdervandecommanditairevennootschapopaandelen to managing director · Resignation: Rita De Ryck (manager) · Appointments: Evelien Declercq and Laloba Investing · Board meeting of 26-04-2022 · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| DEBOFIN Koksijde | €54.8m | €72,594 | 85.4% | 1 |
| VEKO Wetteren | €41.4m | €113,946 | 89.9% | 0.6 |
| BERCOM INTERNATIONAL Uccle | €98.4m | €62,132 | 27.4% | 1.5 |
| PARPIMO Etterbeek | €78.9m | €137,795 | 82.0% | 1.1 |
| Lavaux Invest Nandrin | €63.1m | €46,608 | 55.5% | 0 |
| MAHOLD Kuurne | €43.1m | €38,423 | 80.4% | 0.9 |
| Pates Consulting Pelt | €41.8m | €163,631 | 97.7% | 1.4 |
These companies have the same main activity as DEBOFIN: business and other management consultancy (NACE 70200). They are comparable in size and age: total assets between €41m and €98m, founded between 1990 and 2005.
Official details
Source: KBO- Status
- Active since 29-12-1993Normal situation
- Registered office
- 12 active companies are registered at this addressSource: KBO register, as of 8 November 2026.
- Activity
- Business and other management consultancyNACE 70200
- Joint committee
- 200Auxiliary committee for white-collar workers · annual accounts 30-06-2025
- Establishment unit
- 2.065.446.9328670 Koksijde, since 07-02-1994
- Financial year end
- 30 June
- Peppol
- Reachable since 21-10-2026
Annual accounts to 30-06-2025
- ≈ €140,000estimated
- €54.8m▼ 1.4%
- Employeeson 30-06-2025
- 1=
- Filing
- Filed on 26-01-2026, 5 days before the end of the filing period
Companies linked to DEBOFIN
Subsidiaries and holdings
- ETHOS OCEAN90%
- FARADAY INVEST50%
- Populus Nigra Partners50%
- OMEGA PROPERTIES45%
- Biskwi30.11%
- FERMEDICS12.5%
- FLOWSPARKS10.1%
- ANNA PAULOWNA10%
Insights on DEBOFIN
DEBOFIN files the abbreviated format. That format states no turnover. The gross margin rose from -€870,909 in 2007 to €72,594 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about DEBOFIN
- What is the company number of DEBOFIN?
- The company number of DEBOFIN is 0451.797.492. The VAT number is the same number with BE in front: BE 0451.797.492.
- Where is DEBOFIN based?
- The registered office is at Gen. Notermanlaan 22, 8670 Koksijde.Company details
- What does DEBOFIN do?
- According to the KBO register, the main activity is business and other management consultancy (NACE 70200).
- What is the legal form of DEBOFIN?
- DEBOFIN is a public limited company (NV).
- When was DEBOFIN founded?
- DEBOFIN was founded on 29-12-1993.
- Is DEBOFIN still active?
- Yes, DEBOFIN is an active enterprise in the KBO register.
- How many employees does DEBOFIN have?
- DEBOFIN had an average of 1 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
- Which joint committee does DEBOFIN fall under?
- In its 30-06-2025 annual accounts, DEBOFIN states joint committee 200 (Auxiliary committee for white-collar workers).
- What is the turnover of DEBOFIN?
- The turnover in financial year 2025 is ≈ €140,000. This figure is estimated from the gross margin of €72,594 and 65 comparable companies (NACE 70200). It probably lies between €100,000 and €220,000.
- Is DEBOFIN profitable?
- In financial year 2025, DEBOFIN made a profit of €124,357.
- Where can I find the annual accounts of DEBOFIN?
- DEBOFIN filed 31 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of DEBOFIN due?
- DEBOFIN must file the annual accounts for financial year 2026 by 31-01-2027.Timeline
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