COMFORT-PROJECTS
Open bankruptcyA bankruptcy procedure is open for COMFORT-PROJECTS according to publications in the Belgian State Gazette; curator: Arne VERSCHUERE. The 2024 annual accounts show equity of €22k and a net result of €-33k.
Signals
Four signals. The signal on the left, the evidence on the right.
+raises risk○neutral
neutral · Filed after the deadline
The financial year that closed on 30-06-2024 was due by 31-01-2025 and was filed on 17-02-2025, 17 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
not filed
2024
17 d late
2023
on the day
2022
40 d early
2021
59 d early
2020
46 d early
2019
51 d early
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€22k▼ 60.6%
2023 · €55k
2019: €4k
2020: €20k
2021: €24k
2022: €26k
2023: €55k
2019 → 2024
Total assets
€205k▼ 28.2%
2023 · €286k
2019: €200k
2020: €216k
2021: €260k
2022: €256k
2023: €286k
2019 → 2024
Net result
€-33k
2023 · €29k
2019: €2k
2020: €15k
2021: €4k
2022: €2k
2023: €29k
2019 → 2024
Working capital
€4k▼ 87.2%
2023 · €35k
2019: €38k
2020: €45k
2021: €36k
2022: €38k
2023: €35k
2019 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€20k-€24k▲ 22.9%€26k▲ 8.1%€55k▲ 112%€22k▼ 60.6%
Operating result€19k-€4k▼ 77.5%€3k▼ 27.9%€37k▲ 1,113%€-16k
Net result€15k-€4k▼ 70.5%€2k▼ 56.4%€29k▲ 1,387%€-33k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2024: a loss of €16k after €37k in 2023, the lowest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €205k
Fixed assets
€72k▼ 17.7%
Current assets
€133k▼ 32.8%
Equity and liabilities €205k
Equity
€22k▼ 60.6%
Provisions
€28k=
Debt
€155k▼ 23.3%
The debt ratio rises from 70.8% to 75.6%. Equity and debt are lower.
Key figures and ratios
EBITDA
€6k▼
2023 · €46k
Cash flow
€-11k▼
2023 · €38k
Solvency
10.6%▼
2023 · 19.3%
Current ratio
1.03▼
2023 · 1.21
Quick ratio
1.03▼
2023 · 1.21
Debt / equity
7.14▲
2023 · 3.67
ROE
-153.6%▼
2023 · 52.8%
ROA
-16.3%▼
2023 · 10.2%
Interest coverage
1.45▼
2023 · 19.22
Debt
€155k▼
2023 · €202k
Debt ≤ 1 year
€129k▼
2023 · €164k
Debt > 1 year
€26k▼
2023 · €38k
Income taxes
€13k▲
2023 · €9k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€286k€205k▼
Fixed assets21/28€87k€72k▼
Tangible fixed assets22/27€86k€71k▼
Plant, machinery and equipment23€3k€9k▲
Furniture and vehicles24€73k€55k▼
Other tangible fixed assets26€11k€7k▼
Financial fixed assets28€1k€1k=
Current assets29/58€198k€133k▼
Stocks and contracts in progress3€0-
Stocks30/36€0-
Contracts in progress37€0-
Amounts receivable within one year40/41€91k€129k▲
Trade receivables40€88k€124k▲
Other amounts receivable41€2k€5k▲
Cash at bank and in hand54/58€106k€2k▼
Deferred charges and accrued income490/1€1k€2k▲
Equity and liabilities
Total equity and liabilities10/49€286k€205k▼
Equity10/15€55k€22k▼
Contributions10/11€17k€17k=
Reserves13€39k€39k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€37k€37k=
Profit (loss) carried forward14-€-33k
Provisions and deferred taxes16€28k€28k=
Provisions for liabilities and charges160/5€28k€28k=
Other liabilities and charges164/5€28k€28k=
Amounts payable17/49€202k€155k▼
Amounts payable after more than one year17€38k€26k▼
Financial debts170/4€38k€26k▼
Amounts payable within one year42/48€164k€129k▼
Current portion of amounts payable after more than one year42€11k€11k▲
Financial debts43-€165
Credit institutions430/8-€165
Trade debts44€81k€40k▼
Suppliers440/4€81k€40k▼
Taxes, remuneration and social security45€17k€9k▼
Taxes450/3€17k€9k▼
Other amounts payable47/48€55k€68k▲
Accrued charges and deferred income492/3€748-
Income statement
Code20232024
Non-recurring operating income76A€17k-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€9k€22k▲
Other operating charges640/8€1k€15k▲
Gross operating margin9900€47k€22k▼
Operating profit (loss)9901€37k€-16k▼
Financial income75/76B€3k-
Recurring financial income75€3k-
Financial charges65/66B€2k€4k▲
Recurring financial charges65€2k€4k▲
Profit (loss) for the period before taxes9903€38k€-21k▼
Income taxes67/77€9k€13k▲
Profit (loss) for the period9904€29k€-33k▼
Profit (loss) for the period to be appropriated9905€29k€-33k▼
Appropriation of the result
Profit (loss) to be appropriated9906€29k€-33k▼
Transfer to equity691/2€29k-
To other reserves6921€29k-
The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2026
01-06
Bankruptcy
Opening
Ondernemingsrechtbank Gent, afdeling Kortrijk · COMFORT-PROJECTS BV JAKOB VAN ARTEVELDELAAN 6, 8500 KORTRIJK · event 19-05-2026
2025
17-02
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 17 days late
2024
30-06
Financial
Weakest financial yearnet €-33k ▼215%
Net result drops to €-33k, the lowest in the series.
31-01
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
30-06
Financial
Highest result since 2019net €29k ▲1387%
Operating result €37k, net result €29k, both a record.
2022
22-12
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2021
03-12
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2020
16-12
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2019
11-12
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
11-03
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 39 days late
2018
26-04
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 85 days late
2017
14-03
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 42 days late
2016
21-01
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema
SignalFinancial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
7 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Kortrijk · 1 establishment unit since 2006
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Jakob van Arteveldelaan(Kor) 68500 KortrijkGround area
203 m²
Building footprint
98 m²
Volume, LiDAR
768 m³
Parcel 34353B0091/00Z004, Flanders · tallest building 13.1 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Comfort Projects BVBA
since 20062.154.735.729
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 34353B0091/00Z004 | Flanders | 203 m² | 1 · 98 m² | 13.1 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Insolvency mandates
1 mandate| Role | Name | Tenure |
|---|---|---|
| Curator | Arne VERSCHUERE Koning Leopold I straat 8/2,
8500 KORTRIJK |
19-05-2026 → present |
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Of 700 companies in sector 80010 we hold annual accounts for 349. 214 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded28-03-2006
Fiscal year end30-06
Activities, NACEBEL
74601
80010Investigation and private security services
80100Investigation and security activities
43221Plumbing work
45332
52740
95290Repair and maintenance of other personal and household goods
Sources
Crossroads Bank for EnterprisesNational Bank · 18 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.