Result
€163,700 €163,700
Back in profit in 2025, after a loss of €18,375 in 2024.
COMFINA
Lifetime
20 annual accounts with figures on one time axis, 37 filings since 1989peak €4.6m (2022)
€1.0m▼ 4.8%
lowest -€89,286 (2011)
€163,700▲ €182,076
peak €6.5m (2025)
€6.5m▲ 2.6%
€5.2m▼ 8.2%
peak 8 FTE (2020)
4.9 FTE▼ 2.0%
Board3 names since 2017
1 director
Documentsfilings and deeds
23-07-20268 days before the deadline
2025abbreviated format
Back to profit: €163,700 holds all the shares 30-09Investments €232,898Cash from €1,128 to €29,466
Key points
from the 2025 annual accountsTurnover
≈ €1.9m estimated
The abbreviated format states no turnover.
Investments
€232,898 1.9 × depreciation
Green is investment, beige is depreciation.
Staff
4.9 FTE from 8 in 2020
Between 2020 and 2025, 39% of the full-time equivalents disappeared.
Filings
37 annual accounts since 1989
Two of the last ten came late. The 2023 accounts came latest: 31 days after the end of the period.
Position in the sector
€6.5m
More equity than 92% of companies in head offices and management consultancy. Sector median €420,274 · 10,638 companies.
Checked score
Bankruptcy probability within 12 months
Financial strength
Score breakdown
Comparable companies, two years later
In July 2024, 17,044 companies had the same profile as COMFINA has now. Each dot stands for 43 companies, two years later.
94.3%
were still trading
5.0%
stopped another way
0.5%
went bankrupt
Another 0.2% stopped without a precise date, possibly only after those two years.
Test of the method
The method was tested on the 497,762 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 2.9% | 3.1% |
| 10 | 5.6% | 6.1% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 17,044 companies, not a prediction for COMFINA. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Board and ownership
Director, since 31-01-2020
- 100%score equity €416,922 (2025) · deed of 30-09-2025
Recent changes
holds all the shares
Gazette deed
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0434859710
Merger: COMFINA takes over SUNROOM
Resignations: (director) and (managing director) · Permanent representative: · Reappointment: (sole director) · General meeting of 31-01-2020 · Gazette deed
Merger proposal: COMFINA takes over SUNROOM
Gazette deed
Comparable companies
same main activity, similar in size and ageThese companies have the same main activity as COMFINA: business and other management consultancy (NACE 70200). They are comparable in size and age: total assets between €9.3m and €15m, founded between 1979 and 1997.
Official details
Source: KBO- Status
- Active since 14-07-1988Normal situation
- Activity
- Business and other management consultancyNACE 70200and 1 other
- Joint committee
- 200Auxiliary committee for white-collar workers · annual accounts 2025
- Establishment unit
- 2.041.325.9032220 Heist-op-den-Berg, since 21-12-1988
- Financial year end
- 31 December
- Peppol
- Reachable since 11-02-2025
Annual accounts 2025
- €12.1m▼ 2.4%
- Employeeson 31-12-2025
- 4▼ 20.0%
- Filing
- Filed on 23-07-2026, 8 days before the end of the filing period
Companies linked to COMFINA
Parent and group
Insights on COMFINA
COMFINA files the abbreviated format. That format states no turnover. The gross margin rose from €207,144 in 2006 to €1.0m in 2025.
The balance sheet grew most in 2023 through fixed assets, financed with long-term debt.
holds all the shares.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about COMFINA
- What is the company number of COMFINA?
- The company number of COMFINA is 0434.859.710. The VAT number is the same number with BE in front: BE 0434.859.710.
- Where is COMFINA based?
- The registered office is at Broekstraat 8, 2220 Heist-op-den-Berg.Company details
- What does COMFINA do?
- According to the KBO register, the main activity is business and other management consultancy (NACE 70200).
- What is the legal form of COMFINA?
- COMFINA is a public limited company (NV).
- When was COMFINA founded?
- COMFINA was founded on 14-07-1988.
- Is COMFINA still active?
- Yes, COMFINA is an active enterprise in the KBO register.
- How many employees does COMFINA have?
- COMFINA had an average of 4.9 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
- Which joint committee does COMFINA fall under?
- In its 2025 annual accounts, COMFINA states joint committee 200 (Auxiliary committee for white-collar workers).
- What is the turnover of COMFINA?
- The turnover in financial year 2025 is ≈ €1.9m. This figure is estimated from the gross margin of €1.0m and 36 comparable companies (NACE 70200). It probably lies between €1.3m and €2.5m.
- Is COMFINA profitable?
- In financial year 2025, COMFINA made a profit of €163,700.
- Where can I find the annual accounts of COMFINA?
- COMFINA filed 37 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of COMFINA due?
- COMFINA must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
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