Debts
€1.2m ▲ 51.5%
Debts rose by €408,599 in 2025.
COMED
Lifetime
20 annual accounts with figures on one time axis, 43 filings since 1983peak €889,638 (2021)
€95,507▼ 21.9%
lowest -€320,630 (2017)
€16,588▲ 96.0%
peak €2.0m (2021)
€1.7m▲ 1.0%
€1.2m▲ 51.5%
peak 7.9 FTE (2022)
0 FTE
Board7 names since 2020
4 directorsJean-Louis Jorissen and 3 others
Documentsfilings and deeds
27-07-20264 days before the deadline
2025financial year
Gross margin from €122,348 to €95,507Result from €8,462 to €16,588Registered office moved from Hoeselt to Bilzen-Hoeselt 16-04Debts from €792,864 to €1.2mInvestments €561,587Cash from €273,545 to €166,951
Key points
from the 2025 annual accountsSecurities
€1.2m
Mortgage mandates, new in 2025. 70.1% of equity · not in the 2024 accounts.
Investments
€561,523 5.8 × depreciation
Green is investment, beige is depreciation. Land and buildings stand 65.2% higher than in 2024.
Checked score
93
Excellent
Financially stronger than 43% of small companies in office administrative support (NACE 82)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.1% across 1,123 companies (NACE 82, small).
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 0.1%
01-2025: 0.1%● unchanged vs 12-2024
02-2025: 0.1%● unchanged vs 01-2025
03-2025: 0.1%● unchanged vs 02-2025
04-2025: 0.1%● unchanged vs 03-2025
05-2025: 0.3%▲ +0.2 percentage points vs 04-2025
06-2025: 0.3%● unchanged vs 05-2025
07-2025: 0.3%● unchanged vs 06-2025
08-2025: 0.5%▲ +0.2 percentage points vs 07-2025highest value
09-2025: 0.1%▼ -0.4 percentage points vs 08-2025lowest value
10-2025: 0.1%● unchanged vs 09-2025lowest value
11-2025: 0.1%● unchanged vs 10-2025lowest value
12-2025: 0.1%● unchanged vs 11-2025lowest value
01-2026: 0.1%● unchanged vs 12-2025lowest value
02-2026: 0.1%● unchanged vs 01-2026
03-2026: 0.1%● unchanged vs 02-2026
04-2026: 0.1%● unchanged vs 03-2026
05-2026: 0.1%● unchanged vs 04-2026
06-2026: 0.1%● unchanged vs 05-2026
07-2026: 0.1%● unchanged vs 06-2026
08-2026: 0.1%● unchanged vs 07-2026
09-2026: 0.1%● unchanged vs 08-2026
10-2026: 0.1%● unchanged vs 09-2026
11-2026: 0.1%● unchanged vs 10-2026
Financial strengthAverage
Score breakdown
raises risk
1 change of registered office in 24 months
lowers risk
Size: total assets €2.9m
Figures for financial year 2025 (filed on 27-07-2026)
Legal form: public limited company
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 82, small). It does better than 64% of them on solvency, 40% on liquidity, 30% on profitability and 37% on growth.
The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 14,766 companies had the same profile as COMED has now. Each dot stands for 37 companies, two years later.
96.2%
were still trading
3.5%
stopped another way
0.2%
went bankrupt
Another 0.1% stopped without a precise date, possibly only after those two years.
That fits the bankruptcy probability of COMED itself: 0.1% within 12 months.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 14,766 companies, not a prediction for COMED. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €150,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 2.18 (2.55 in 2024), above the usual 1.5. Short-term debt is 25.6% and cash 5.8% of total assets. 41.5% of the assets are financed with debt and provisions.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
lowers riskraises riskneutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-07-2026, 4 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
4 days early
2024
7 days late
2023
1 day early
2022
1 day early
2021
28 days late
2020
5 days early
2019
101 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 18 days after the deadline. In the sector (NACE 82), the median for financial year 2024 was 7 days before the deadline, and 35% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 31 July (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
10-11-2026 today31-12-2026 year end31-07-2027 deadline
Recent changes
Environmental permit granted
Bouwen of herbouwen, Functiewijziging, Het reliëf van de bodem aanmerkelijk wijzigen and 6 more · Bilzen-Hoeselt
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0424463486
Registered office moved from Hoeselt to Bilzen-Hoeselt
New registered office: Boeleberg 2, 3730 Bilzen-Hoeselt · Previous registered office: O.-L.-Vrouwstraat 2, 3730 Hoeselt · General meeting of 01-03-2025 · Gazette deed
Environmental permit granted
Bouwen of herbouwen, Het reliëf van de bodem aanmerkelijk wijzigen, Nieuwbouw of aanleggen and 1 more · Bilzen-Hoeselt
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| COMED Bilzen-Hoeselt | €2.9m | €95,507 | 58.5% | 0 |
| Vennootschap voor Distributiebevordering van Meubelen Nazareth-De Pinte | €2.0m | €75,952 | 22.5% | 0 |
| HAMA Genk | €3.3m | €145,379 | 8.3% | 0 |
| ABCO Mechelen | €4.2m | €150,201 | 42.2% | 0 |
| SCAX Ghent | €1.7m | €84,789 | 18.0% | 0 |
| DEJORA Antwerp | €2.8m | €125,656 | 10.0% | 0 |
| K - 2 Oostrozebeke | €2.6m | €179,896 | 96.8% | 0 |
These companies have the same main activity as COMED: other business support services (NACE 82990). They are comparable in size and age: total assets between €1.7m and €4.2m, founded between 1970 and 2001.
Official details
Source: KBO- Status
- Active since 13-05-1983Normal situation
- Activity
- Other business support servicesNACE 82990and 4 others
- Establishment unit
- 2.022.859.7743730 Bilzen-Hoeselt, since 14-05-1983
- Financial year end
- 31 December
- Peppol
- Reachable since 23-02-2026
Annual accounts 2025
- ≈ €190,000estimated
- €2.9m▲ 17.2%
- Filing
- Filed on 27-07-2026, 4 days before the end of the filing period
Insights on COMED
COMED has existed since 1983. The gross margin fell from €538,082 in 2023 to €122,348 in 2024.
Solvency fell in 2025 from 67.9% to 58.5% because of higher long-term debts.
In April 2023, the Official Gazette published the appointment of JORISSEN Jean Louis Marie Catherine as managing director.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about COMED
- What is the company number of COMED?
- The company number of COMED is 0424.463.486. The VAT number is the same number with BE in front: BE 0424.463.486.
- Where is COMED based?
- The registered office is at Boeleberg 2, 3730 Bilzen-Hoeselt.Company details
- What does COMED do?
- According to the KBO register, the main activity is other business support services (NACE 82990).
- What is the legal form of COMED?
- COMED is a public limited company (NV).
- When was COMED founded?
- COMED was founded on 13-05-1983.
- Is COMED still active?
- Yes, COMED is an active enterprise in the KBO register.
- How many employees does COMED have?
- COMED had an average of 7.5 full-time equivalents in financial year 2023, according to the filed annual accounts.Financials
- What is the turnover of COMED?
- The turnover in financial year 2025 is ≈ €190,000. This figure is estimated from the gross margin of €95,507 and 51 comparable companies (NACE 82). It probably lies between €150,000 and €260,000.
- Is COMED profitable?
- In financial year 2025, COMED made a profit of €16,588.
- Where can I find the annual accounts of COMED?
- COMED filed 43 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of COMED due?
- COMED must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
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