Equity
€43,404 ▼ 39.0%
Colman Delphine paid out €68,100 in dividends. That is 169% of the 2025 profit.
Colman Delphine
Lifetime
6 annual accounts with figures on one time axispeak €56,852 (2025)
€56,852▲ 86.6%
peak €40,404 (2025)
€40,404▲ 91.5%
peak €71,100 (2024)
€43,404▼ 39.0%
€48,275▲ 286%
Board1 name since 2020
1 directorCOLMAN Delphine Annelies Kathy
Documentsfilings and deeds
08-09-202639 days late
2025micro format
Gross margin from €30,461 to €56,852Result from €21,096 to €40,404Dividend €68,100Equity from €71,100 to €43,404Debts from €12,511 to €48,275Investments €11,166
Key points
from the 2025 annual accountsInvestments
€11,166 2.5 × depreciation
Green is investment, beige is depreciation. Land and buildings stand 28.7% higher than in 2024.
Liquidity
1.13 was 4.25 in 2024
Short-term debts rose from €12,511 to €48,275.
2025 accounts filed 39 days after the deadline
Checked score
84
Excellent
Financially stronger than 45% of micro companies in office administrative support (NACE 82)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.3% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.2% across 12,672 companies (NACE 82, micro).
About 3 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: < 0.1%
01-2025: < 0.1%● unchanged vs 12-2024lowest value
02-2025: < 0.1%● unchanged vs 01-2025
03-2025: < 0.1%● unchanged vs 02-2025
04-2025: < 0.1%● unchanged vs 03-2025
05-2025: 0.1%▲ +0.1 percentage points vs 04-2025
06-2025: 0.1%● unchanged vs 05-2025
07-2025: 0.1%● unchanged vs 06-2025
08-2025: 0.1%● unchanged vs 07-2025
09-2025: 0.2%▲ +0.1 percentage points vs 08-2025
10-2025: 0.1%▼ -0.1 percentage points vs 09-2025
11-2025: 0.1%● unchanged vs 10-2025
12-2025: 0.1%● unchanged vs 11-2025
01-2026: 0.1%● unchanged vs 12-2025
02-2026: 0.1%● unchanged vs 01-2026
03-2026: 0.1%● unchanged vs 02-2026
04-2026: 0.1%● unchanged vs 03-2026
05-2026: 0.1%● unchanged vs 04-2026
06-2026: 0.1%● unchanged vs 05-2026
07-2026: 0.1%● unchanged vs 06-2026
08-2026: 0.2%▲ +0.1 percentage points vs 07-2026
09-2026: 0.2%● unchanged vs 08-2026
10-2026: 0.3%▲ +0.1 percentage points vs 09-2026highest value
11-2026: 0.3%● unchanged vs 10-2026highest value
Financial strengthStrong
Score breakdown
raises risk
Last filed accounts filed 39 days late; 2 of the last 3 accounts late
Size: total assets €91,679
lowers risk
Sector: Office administrative, office support and other business support activities (NACE 82)
Liquidity: current ratio 1.13, cash €16,005, halved
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 82, micro). It does better than 49% of them on solvency, 29% on liquidity, 87% on profitability and 15% on growth.
The bankruptcy probability was computed on 07-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 26,972 companies had the same profile as Colman Delphine has now. Each dot stands for 68 companies, two years later.
94.9%
were still trading
3.4%
stopped another way
1.6%
went bankrupt
Another 0.1% stopped without a precise date, possibly only after those two years.
That fits the bankruptcy probability of Colman Delphine itself: 0.3% within 12 months.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 26,972 companies, not a prediction for Colman Delphine. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €3,500 on 30-day terms is acceptable
Liquidity is tight, with a current ratio of 1.13 (4.25 in 2024), below the usual 1.5. Short-term debt is 52.7% and cash 17.5% of total assets. 52.7% of the assets are financed with debt and provisions.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
lowers riskraises risk
raises risk · 2025 accounts filed 39 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 08-09-2026, 39 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 6 filingsDeviation from the deadline
2025
39 days late
2024
34 days late
2023
2 days late
2022
32 days early
2021
31 days early
2020
28 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 6 accounts on average 7 days after the deadline. In the sector (NACE 82), the median for financial year 2024 was 7 days before the deadline, and 35% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 3 August (4 of the last 5 accounts filed within 35 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
08-11-2026 today31-12-2026 year end31-07-2027 deadline
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0746665517
Incorporation
Founder: COLMAN Delphine Annelies Kathy · Founding capital of €3,000, 100 shares · Appointment: COLMAN Delphine Annelies Kathy (director) · published on 06-05-2020 · Gazette deed
First establishment
Varentstraat 7, Waregem
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| Colman Delphine Waregem | €91,679 | €56,852 | 47.3% | - |
| SANJE Wingene | €80,954 | €60,433 | 36.3% | - |
| Boduco Houthulst | €102,952 | €59,397 | 15.5% | - |
| Percé Lichtervelde | €86,105 | €50,696 | 7.4% | - |
| Papers, Cats & Cars Wervik | €88,826 | €52,710 | 22.4% | - |
| Arribo Kortrijk | €103,537 | €70,382 | 28.9% | - |
| Johannes Spinnewijn Leuven | €96,851 | €52,673 | 77.1% | - |
These companies have the same main activity as Colman Delphine: other business support services (NACE 82990). They are comparable in size and age: total assets between €81,000 and €104,000, founded between 2019 and 2021.
Official details
Source: KBO- Status
- Active since 04-05-2020Normal situation
- Activity
- Other business support servicesNACE 82990and 1 other
- Establishment unit
- 2.302.177.6108791 Waregem, since 04-05-2020
- Financial year end
- 31 December
- Peppol
- Reachable since 03-10-2026
Insights on Colman Delphine
Colman Delphine files the micro format. That format states no turnover. The gross margin rose from €13,203 in 2020 to €56,852 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about Colman Delphine
- What is the company number of Colman Delphine?
- The company number of Colman Delphine is 0746.665.517. The VAT number is the same number with BE in front: BE 0746.665.517.
- Where is Colman Delphine based?
- The registered office is at Varentstraat 7, 8791 Waregem.Company details
- What does Colman Delphine do?
- According to the KBO register, the main activity is other business support services (NACE 82990).
- What is the legal form of Colman Delphine?
- Colman Delphine is a private limited company (BV).
- When was Colman Delphine founded?
- Colman Delphine was founded on 04-05-2020.
- Is Colman Delphine still active?
- Yes, Colman Delphine is an active enterprise in the KBO register.
- What is the turnover of Colman Delphine?
- The turnover in financial year 2025 is ≈ €120,000. This figure is estimated from the gross margin of €56,852 and 36 comparable companies (NACE 82). It probably lies between €94,000 and €160,000.Financials
- Is Colman Delphine profitable?
- In financial year 2025, Colman Delphine made a profit of €40,404.
- Where can I find the annual accounts of Colman Delphine?
- Colman Delphine filed 6 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of Colman Delphine due?
- Colman Delphine must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
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