Equity
€259,717 ▼ 3.9%
Comptoir Général de la Photographie paid out €20,000 in dividends. That is 212% of the 2025 profit.
Comptoir Général de la Photographie
Lifetime
20 annual accounts with figures on one time axis, 49 filings since 1977peak €390,923 (2009)
€144,028▲ 19.1%
peak €86,032 (2021)
€9,427▼ 62.6%
peak €614,270 (2015)
€259,717▼ 3.9%
€39,894▼ 12.5%
peak 6.8 FTE (2006)
-not published
Board2 names since 2024
2 directorsCédric GRANDJEAN and 1 other
Owners
100%POTAME
Documentsfilings and deeds
31-08-202631 days late
2025abbreviated format
Gross margin from €120,887 to €144,028Result from €25,189 to €9,427Dividend €20,000Investments €18,948
Key points
from the 2025 annual accountsInvestments
€18,948 2.9 × depreciation
Green is investment, beige is depreciation. Machinery stands 66.3% higher than in 2024.
Filings
49 annual accounts since 1977
Nine of the last ten came late. The 2016 accounts came latest: 420 days after the end of the period.
Checked score
96
Excellent
Financially stronger than 65% of micro companies in other professional activities (NACE 74)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.2% across 5,430 companies (NACE 74, micro).
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: < 0.1%lowest value
01-2025: 0.1%▲ +0.1 percentage points vs 12-2024
02-2025: 0.1%● unchanged vs 01-2025
03-2025: 0.1%● unchanged vs 02-2025
04-2025: 0.1%● unchanged vs 03-2025
05-2025: 0.1%● unchanged vs 04-2025
06-2025: 0.1%● unchanged vs 05-2025
07-2025: 0.1%● unchanged vs 06-2025
08-2025: 0.2%▲ +0.1 percentage points vs 07-2025highest value
09-2025: 0.1%▼ -0.1 percentage points vs 08-2025
10-2025: 0.1%● unchanged vs 09-2025
11-2025: 0.1%● unchanged vs 10-2025
12-2025: 0.1%● unchanged vs 11-2025
01-2026: 0.1%● unchanged vs 12-2025
02-2026: 0.1%● unchanged vs 01-2026
03-2026: 0.1%● unchanged vs 02-2026
04-2026: 0.1%● unchanged vs 03-2026
05-2026: 0.1%● unchanged vs 04-2026
06-2026: 0.1%● unchanged vs 05-2026
07-2026: 0.1%● unchanged vs 06-2026
08-2026: 0.1%● unchanged vs 07-2026
09-2026: 0.1%● unchanged vs 08-2026
10-2026: 0.1%● unchanged vs 09-2026
11-2026: 0.1%● unchanged vs 10-2026
Financial strengthStrong
Score breakdown
raises risk
1 change of registered office in 24 months
Last filed accounts filed 31 days late; 1 of the last 3 accounts late
lowers risk
Liquidity: current ratio 6.73, cash €191,763
Equity €259,717 (86.7% of total assets)
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 74, micro). It does better than 88% of them on solvency, 92% on liquidity, 43% on profitability and 36% on growth.
The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 17,041 companies had the same profile as Comptoir Général de la Photographie has now. Each dot stands for 43 companies, two years later.
94.4%
were still trading
4.9%
stopped another way
0.5%
went bankrupt
Another 0.2% stopped without a precise date, possibly only after those two years.
That fits the bankruptcy probability of Comptoir Général de la Photographie itself: 0.1% within 12 months.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 17,041 companies, not a prediction for Comptoir Général de la Photographie. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €24,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 6.73 (6.52 in 2024), above the usual 1.5. Short-term debt is 13.3% and cash 64% of total assets. 13.3% of the assets are financed with debt and provisions.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
lowers riskraises risk
raises risk · 2025 accounts filed 31 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 10 filingsDeviation from the deadline
2025
31 days late
2024
7 days late
2023
28 days late
2022
61 days late
2021
61 days late
2020
91 days late
2019
8 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 39 days after the deadline. In the sector (NACE 74), the median for financial year 2024 was 3 days before the deadline, and 38% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 31 August (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
10-11-2026 today31-12-2026 year end31-07-2027 deadline
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0402352634
Registered office moved to Liège
New registered office: Boulevard d’Avroy 63, 4000 Liège · Reappointments: POTAME (director) and Cédric GRANDJEAN (director) · Permanent representative: Cédric GRANDJEAN · General meeting of 28-11-2024 · Gazette deed
First establishment
Rue Bonne-Fortune 15, Liège
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| Comptoir Général de la Photographie Liège | €299,611 | €144,028 | 86.7% | - |
| Photo Flameng Ciné Saint-Ghislain | €313,141 | €89,010 | 87.5% | - |
| FOTOGRAFIE VERGAUWE Eeklo | €445,222 | €178,999 | 30.0% | - |
| FOTO DELRO Sint-Niklaas | €212,912 | €92,538 | 91.6% | - |
| SHIMERA Woluwe-Saint-Pierre | €179,858 | €116,806 | -17.8% | - |
| FIT IN Vaux-sur-Sûre | €330,039 | €216,688 | 70.6% | - |
| OMER VAN WELDEN Maarkedal | €526,698 | €172,451 | 72.3% | 2.4 |
These companies have the same main activity as Comptoir Général de la Photographie: photography, excluding press photography (NACE 74201). They are comparable in size and age: total assets between €180,000 and €527,000, founded between 1971 and 1992.
Official details
Source: KBO- Status
- Active since 22-11-1958Normal situation
- Activity
- Photography, excluding press photographyNACE 74201and 1 other
- Establishment unit
- 2.009.768.2394000 Liège, since 01-12-1958
- Financial year end
- 31 December
- Peppol
- Reachable since 23-12-2025
Annual accounts 2025
- ≈ €370,000estimated
- €299,611▼ 5.1%
- ≈ 2.1 FTEestimated
- Filing
- Filed on 31-08-2026
Insights on Comptoir Général de la Photographie
Comptoir Général de la Photographie files the abbreviated format. That format states no turnover. The gross margin fell from €352,868 in 2006 to €144,028 in 2025.
POTAME holds all the shares.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about Comptoir Général de la Photographie
- What is the company number of Comptoir Général de la Photographie?
- The company number of Comptoir Général de la Photographie is 0402.352.634. The VAT number is the same number with BE in front: BE 0402.352.634.
- Where is Comptoir Général de la Photographie based?
- The registered office is at Boulevard d'Avroy 63, 4000 Liège.Company details
- What does Comptoir Général de la Photographie do?
- According to the KBO register, the main activity is photography, excluding press photography (NACE 74201).
- What is the legal form of Comptoir Général de la Photographie?
- Comptoir Général de la Photographie is a public limited company (NV).
- When was Comptoir Général de la Photographie founded?
- Comptoir Général de la Photographie was founded on 22-11-1958.
- Is Comptoir Général de la Photographie still active?
- Yes, Comptoir Général de la Photographie is an active enterprise in the KBO register.
- How many employees does Comptoir Général de la Photographie have?
- Comptoir Général de la Photographie had an average of 1 full-time equivalents in financial year 2021, according to the filed annual accounts.Financials
- What is the turnover of Comptoir Général de la Photographie?
- The turnover in financial year 2025 is ≈ €370,000. This figure is estimated from the gross margin of €144,028 and 1,647 comparable companies of the same size. It probably lies between €220,000 and €690,000. It is a rough estimate.
- Is Comptoir Général de la Photographie profitable?
- In financial year 2025, Comptoir Général de la Photographie made a profit of €9,427.
- Where can I find the annual accounts of Comptoir Général de la Photographie?
- Comptoir Général de la Photographie filed 49 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of Comptoir Général de la Photographie due?
- Comptoir Général de la Photographie must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
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