CoffeeX
ActiveCoffeeX has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €5k and a net result of €10k. Equity is shrinking by ~7.8% per year across the filed fiscal years. Its solvency ranks better than 10% of 17007 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (low).
Checked score
Score 2025
54
/ 100
Fair
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability77▼-17
Solvency28▼-38
Growth32▼-46
Track record94
Bankruptcy probability, 12 months
0.5%
Low
0%0.5%1.5%4%10%≥ 25%
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
3.3%
Return on assets
7%
Age of the figures
9 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 10% of 17007 sector peers (2025).
NBB · sector comparisonPosition among 17007 sector peers
Solvency
better than 10%
← weakest
strongest →
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 24-08-2026, 24 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 5 filingsDeviation from the deadline
2025
24 d late
2024
40 d late
2023
22 d late
2022
14 d late
2021
67 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
21-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€5k▼ 94.4%
2024 · €84k
2021: €36k
2022: €95k
2023: €110k
2024: €84k
2021 → 2025
Total assets
€142k▼ 30.8%
2024 · €205k
2021: €73k
2022: €145k
2023: €206k
2024: €205k
2021 → 2025
Net result
€10k▼ 76.0%
2024 · €41k
2021: €34k
2022: €59k
2023: €15k
2024: €41k
2021 → 2025
Working capital
€484▼ 99.3%
2024 · €74k
2021: €28k
2022: €89k
2023: €89k
2024: €74k
2021 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€36k-€95k▲ 162%€110k▲ 15.4%€84k▼ 23.1%€5k▼ 94.4%
Operating result€42k-€74k▲ 74.9%€19k▼ 74.2%€56k▲ 192%€11k▼ 80.2%
Net result€34k-€59k▲ 74.1%€15k▼ 75.1%€41k▲ 182%€10k▼ 76.0%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 80% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €142k
Fixed assets
€18k▼ 41.3%
Current assets
€124k▼ 29.0%
Equity and liabilities €142k
Equity
€5k▼ 94.4%
Debt
€137k▲ 13.4%
The debt ratio rises from 59.0% to 96.7%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€25k▼
2024 · €71k
Cash flow
€24k▼
2024 · €57k
Solvency
3.3%▼
2024 · 41.0%
Current ratio
1.00▼
2024 · 1.73
Quick ratio
1.00▼
2024 · 1.73
Debt / equity
29.11▲
2024 · 1.44
ROE
210.1%▲
2024 · 49.0%
ROA
7.0%▼
2024 · 20.1%
Interest coverage
13.08▼
2024 · 46.22
Debt
€137k▲
2024 · €121k
Debt ≤ 1 year
€124k▲
2024 · €101k
Debt > 1 year
€14k▼
2024 · €20k
Income taxes
€3k▼
2024 · €15k
Staff costs
€11k▲
2024 · €0
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€205k€142k▼
Fixed assets21/28€31k€18k▼
Intangible fixed assets21€21k€11k▼
Tangible fixed assets22/27€9k€7k▼
Furniture and vehicles24€9k€7k▼
Current assets29/58€175k€124k▼
Amounts receivable within one year40/41€92k€92k▼
Trade receivables40€36k€13k▼
Other amounts receivable41€57k€79k▲
Cash at bank and in hand54/58€80k€30k▼
Deferred charges and accrued income490/1€2k€2k▼
Equity and liabilities
Total equity and liabilities10/49€205k€142k▼
Equity10/15€84k€5k▼
Contributions10/11€3k€3k=
Profit (loss) carried forward14€82k€2k▼
Amounts payable17/49€121k€137k▲
Amounts payable after more than one year17€20k€14k▼
Financial debts170/4€20k€14k▼
Amounts payable within one year42/48€101k€124k▲
Current portion of amounts payable after more than one year42€6k€6k▲
Trade debts44€5k€12k▲
Suppliers440/4€5k€12k▲
Taxes, remuneration and social security45€24k€16k▼
Taxes450/3€24k€14k▼
Remuneration and social security454/9€0€2k▲
Other amounts payable47/48€67k€89k▲
Income statement
Code20242025
Remuneration, social security and pensions62€0€11k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€16k€14k▼
Other operating charges640/8€372€385▲
Gross operating margin9900€72k€36k▼
Operating profit (loss)9901€56k€11k▼
Financial income75/76B€3k€4k▲
Recurring financial income75€3k€4k▲
Financial charges65/66B€2k€2k▲
Recurring financial charges65€2k€2k▲
Profit (loss) for the period before taxes9903€57k€13k▼
Income taxes67/77€15k€3k▼
Profit (loss) for the period9904€41k€10k▼
Profit (loss) for the period to be appropriated9905€41k€10k▼
Appropriation of the result
Profit (loss) to be appropriated9906€148k€92k▼
Profit (loss) brought forward from the previous period14P€107k€82k▼
Profit to be distributed694/7€67k€89k▲
Return on contributions (dividend)694€67k€89k▲
The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
24-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 24 days late
2025
31-12
Financial
Weakest financial yearnet €10k ▼76%
Net result drops to €10k, the lowest in the series.
09-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 40 days late
2024
22-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 22 days late
2023
31-12
Financial
Equity above €100kEq €110k ▲15.4%
3 profitable years in a row build equity to €110k.
14-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 14 days late
2022
31-12
Financial
Highest result since 2021net €59k ▲74.1%
Operating result €74k, net result €59k, both a record.
06-10
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 67 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Nivelles · 1 establishment unit since 2021
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue Saint-André 21400 NivellesGround area
285 m²
Building footprint
89 m²
Volume, LiDAR
861 m³
Parcel 25782D0066/00F000, Wallonia · tallest building 12.5 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
CoffeeX
since 20212.320.759.840
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25782D0066/00F000 | Wallonia | 285 m² | 1 · 89 m² | 12.5 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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BE 0802.593.737
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MANU LAMERS
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Of 16,886 companies in sector 62100 we hold annual accounts for 8,777. 2,891 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded11-08-2021
Fiscal year end31-12
Activities, NACEBEL
62010Computer programming, consultancy and related activities
62100Computer programming
62200Computer consultancy and computer facilities management
70210Activities of head offices; management consultancy activities
73300Public relations and communication consultancy
Sources
Crossroads Bank for EnterprisesNational Bank · 5 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.