Equity
€8.1m ▼ 2.9%
COBOX paid out €101,745 in dividends in a year with a loss of €144,241.
COBOX
Lifetime
6 annual accounts with figures on one time axispeak €111,079 (2023)
€17,854▲ 31.2%
lowest -€1.9m (2022)
-€144,241▼ €505,259
peak €9.4m (2021)
€8.1m▼ 2.9%
€4.1m▲ 60.0%
Board3 names since 2019
Documentsfilings and deeds
31-08-202631 days late
2025abbreviated format
Gross margin from €13,607 to €17,854Loss of €144,241Dividend €101,745Debts from €2.5m to €4.1mInvestments €1.4mCash from €137,358 to €259,264
Key points
from the 2025 annual accountsResult
-€144,241 -€144,241
From profit to loss in 2025, after a profit of €361,018 in 2024.
Turnover
≈ €71,000 estimated
The abbreviated format states no turnover.
Investments
€1.4m 10.1 × depreciation
Green is investment, beige is depreciation. Land and buildings stand 101.7% higher than in 2024.
Filings
6 annual accounts 6 late
The 2022 accounts came latest: 143 days after the end of the period.
Position in the sector
-€144,241
Lower net result than 95% of companies in head offices and management consultancy. Sector median €37,473 · 10,847 companies.
Checked score
92
Excellent
Financially stronger than 39% of medium-sized companies in head offices and management consultancy (NACE 70)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.1% across 801 companies (NACE 70, medium-sized).
About 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 0.2%
01-2025: 0.2%● unchanged vs 12-2024
02-2025: 0.2%● unchanged vs 01-2025
03-2025: 0.2%● unchanged vs 02-2025
04-2025: 0.2%● unchanged vs 03-2025
05-2025: 0.2%● unchanged vs 04-2025
06-2025: 0.2%● unchanged vs 05-2025
07-2025: 0.2%● unchanged vs 06-2025
08-2025: 0.4%▲ +0.2 percentage points vs 07-2025highest value
09-2025: 0.1%▼ -0.3 percentage points vs 08-2025lowest value
10-2025: 0.1%● unchanged vs 09-2025lowest value
11-2025: 0.1%● unchanged vs 10-2025lowest value
12-2025: 0.1%● unchanged vs 11-2025
01-2026: 0.1%● unchanged vs 12-2025
02-2026: 0.1%● unchanged vs 01-2026
03-2026: 0.1%● unchanged vs 02-2026
04-2026: 0.1%● unchanged vs 03-2026
05-2026: 0.1%● unchanged vs 04-2026
06-2026: 0.1%● unchanged vs 05-2026
07-2026: 0.2%▲ +0.1 percentage points vs 06-2026
08-2026: 0.3%▲ +0.1 percentage points vs 07-2026
09-2026: 0.1%▼ -0.2 percentage points vs 08-2026
10-2026: 0.1%● unchanged vs 09-2026
11-2026: 0.1%● unchanged vs 10-2026
Financial strengthAverage
Score breakdown
raises risk
Last filed accounts filed 31 days late; 2 of the last 3 accounts late
Liquidity: current ratio 5.30, cash €259,264
lowers risk
Size: total assets €12.2m
Sector: Activities of head offices; management consultancy activities (NACE 70)
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 70, medium-sized). It does better than 57% of them on solvency, 71% on liquidity, 8% on profitability and 20% on growth.
The bankruptcy probability was computed on 06-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Credit verdict
Credit of up to €700,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 5.3 (7.64 in 2024), above the usual 1.5. Short-term debt is 3.6% and cash 2.1% of total assets. 33.3% of the assets are financed with debt and provisions.
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
lowers riskraises risk
raises risk · 2025 accounts filed 31 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 6 filingsDeviation from the deadline
2025
31 days late
2024
22 days late
2023
61 days late
2022
143 days late
2021
25 days late
2020
61 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 6 accounts on average 57 days after the deadline. In the sector (NACE 70), the median for financial year 2024 was 9 days before the deadline, and 32% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 31 August (4 of the last 5 accounts filed within 31 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
07-11-2026 today31-12-2026 year end31-07-2027 deadline
Board and ownership
CB
Conscius Bedrijfsrevisoren BV
Auditor, Georges Koslowski
- Joachim Ronaldus Werner Maria van der Lugt all the sharesdeed of 24-11-2020
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0684793175
Merger: COBOX takes over NICOV
“1. Het deelnemen in en het financieren van andere ondernemingen van welke aard ook,het instaan voor schuiden…” (deed in Dutch) · Gazette deed
Appointment: Evelien van Waardhuizen (director)
General meeting of 12-05-2022 · Gazette deed
Merger proposal: COBOX takes over NICOV
Gazette deed
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| COBOX Kapellen | €12.2m | €17,854 | 66.7% | - |
| TEMMINCK Brasschaat | €13.6m | €23,374 | 89.2% | 0 |
| ILD Fund Lochristi | €15.8m | €21,733 | 31.9% | - |
| KAPIAN Beveren-Kruibeke-Zwijndrecht | €9.9m | €27,056 | 64.0% | - |
| Hof Beheer Hoogstraten | €15.7m | €29,422 | 94.3% | - |
| EYECARE OPTICIANS VLAANDEREN ZW Sint-Truiden | €8.2m | €23,288 | 41.6% | - |
| UpcircleS Namur | €17.5m | €12,245 | 32.2% | - |
These companies have the same main activity as COBOX: business and other management consultancy (NACE 70200). They are comparable in size and age: total assets between €8.2m and €18m, founded between 2014 and 2020.
Official details
Source: KBO- Status
- Active since 03-11-2017Normal situation
- Activity
- Business and other management consultancyNACE 70200and 1 other
- Establishment unit
- 2.310.428.9442950 Kapellen, since 17-11-2017
- Financial year end
- 31 December
- Peppol
- Reachable since 26-01-2026
Insights on COBOX
COBOX files the abbreviated format. That format states no turnover. The gross margin fell from €109,771 in 2020 to €17,854 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about COBOX
- What is the company number of COBOX?
- The company number of COBOX is 0684.793.175. The VAT number is the same number with BE in front: BE 0684.793.175.
- Where is COBOX based?
- The registered office is at Franselei 14, 2950 Kapellen.Company details
- What does COBOX do?
- According to the KBO register, the main activity is business and other management consultancy (NACE 70200).
- What is the legal form of COBOX?
- COBOX is a private limited company (BV).
- When was COBOX founded?
- COBOX was founded on 03-11-2017.
- Is COBOX still active?
- Yes, COBOX is an active enterprise in the KBO register.
- What is the turnover of COBOX?
- The turnover in financial year 2025 is ≈ €71,000. This figure is estimated from the gross margin of €17,854 and 139 comparable companies (NACE 70200). It probably lies between €31,000 and €180,000. It is a rough estimate.Financials
- Is COBOX profitable?
- In financial year 2025, COBOX made a loss of €144,241.
- Where can I find the annual accounts of COBOX?
- COBOX filed 6 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of COBOX due?
- COBOX must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
Work out how much credit to give this customer and on what payment terms.Credit check Check what to know before you do business with this company.Supplier due diligence Check whether you can accept this company as a client under the anti-money-laundering law.AML client file Check which of your other customers you can e-invoice via Peppol.Peppol check Compare this company with its sector.Sector benchmark See what changed in the latest annual accounts.What changed
See how customers, suppliers and banks see your own company and what to improve first.