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COORDINATION BRUXELLOISE L'EMPLOI, LA FORMATION ET L'INSERTION SOCIALE DES FEMMES PEU QUALIFIEES

Active Non-profit associationfounded 1992active for 34 yearsPhilomènestraat 39, 1030 SchaerbeekKBO/BCE: BE 0447.443.974
COORDINATION BRUXELLOISE L'EMPLOI, LA FORMATION ET L'INSERTION SOCIALE DES FEMMES PEU QUALIFIEES
Financial year 2025

Lifetime

17 annual accounts with figures on one time axis, 20 filings since 2006
peak €1.7m (2023)
€1.6m▲ 1.7%
lowest -€238,260 (2022)
€5,754▲ 24×
peak €276,217 (2025)
€276,217▲ 2.1%
€272,046▲ 3.1%
peak 29.9 FTE (2018)
23.5 FTE▲ 0.4%
Board18 names since 2013all names
5 directorsMilena Stragiotto and 4 others
Documentsfilings and deeds
23-06-202638 days before the deadline
2025financial year
Result from €241 to €5,7541 director appointed, 2 reappointments 14-07Resignation: Virginie Turc (director) 26-02Investments €44,528

Key points

from the 2025 annual accounts

Equity

€276,217 ▲ 2.1%

COORDINATION BRUXELLOISE L'EMPLOI, LA FORMATION ET L'INSERTION SOCIALE DES FEMMES PEU QUALIFIEES has made a profit without a break since 2023.

Investments

€44,528 12.0 × depreciation
202120222025

Green is investment, beige is depreciation. Machinery stands 231.3% higher than in 2024.

Staff

42 employees on 31-12-2025
1514202118222022171720231013202412112025

In 2025, 12 people joined and 11 left.

Payment terms

58 days to suppliers
Suppliers
12 to 58
Customers
434 to 383

COORDINATION BRUXELLOISE L'EMPLOI, LA FORMATION ET L'INSERTION SOCIALE DES FEMMES PEU QUALIFIEES pays its suppliers 46 days later than in 2024. Customers pay 51 days earlier.

Filings

20 annual accounts since 2006
AprilJune31 JulyOctober2010201520202025

The 2019 accounts came 74 days late. The other nine of the last ten were filed on time.

Board

1 left

A director left. Latest change 12-06-2026 · 4 in office.

Checked score

33
Weak
Financially stronger than 51% of small companies in education (NACE 85)
Probability in this band: 4.2% to 15.0%
Bankruptcy probability within 12 months
10.0% High
0%0.5%1.5%4%10%≥ 25%

The dashed line is the sector median: < 0.1% across 623 companies (NACE 85, small).

About 1 in 10 comparable companies go bankrupt within 12 months (an estimate).

Last 24 months 12-2024: 14.6%highest value 01-2025: 14.6%● unchanged vs 12-2024highest value 02-2025: 14.6%● unchanged vs 01-2025highest value 03-2025: 14.6%● unchanged vs 02-2025highest value 04-2025: 14.6%● unchanged vs 03-2025highest value 05-2025: 14.6%● unchanged vs 04-2025highest value 06-2025: 10.0%▼ -4.6 percentage points vs 05-2025lowest value 07-2025: 10.0%● unchanged vs 06-2025lowest value 08-2025: 10.0%● unchanged vs 07-2025lowest value 09-2025: 10.0%● unchanged vs 08-2025lowest value 10-2025: 10.0%● unchanged vs 09-2025lowest value 11-2025: 10.0%● unchanged vs 10-2025lowest value 12-2025: 10.0%● unchanged vs 11-2025lowest value 01-2026: 10.0%● unchanged vs 12-2025lowest value 02-2026: 10.0%● unchanged vs 01-2026lowest value 03-2026: 10.0%● unchanged vs 02-2026lowest value 04-2026: 10.0%● unchanged vs 03-2026lowest value 05-2026: 10.0%● unchanged vs 04-2026lowest value 06-2026: 10.0%● unchanged vs 05-2026lowest value 07-2026: 10.0%● unchanged vs 06-2026lowest value 08-2026: 10.0%● unchanged vs 07-2026lowest value 09-2026: 10.0%● unchanged vs 08-2026lowest value 10-2026: 10.0%● unchanged vs 09-2026lowest value 11-2026: 10.0%● unchanged vs 10-2026lowest value

Financial strength
Strong

56-2equity 30.7% of total assets
58-2short-term debt 30.2% · cash 16.3%
80+26return on assets 0.6%

Score breakdown

raises risk
Reorganisation plan being carried out (approved, Gazette 29-05-2024)
Size: turnover €9,854, 23.5 FTE, total assets €900,128
lowers risk
Legal form: non-profit association
Liquidity: current ratio 3.05, cash €146,645
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 85, small). It does better than 28% of them on solvency, 38% on liquidity, 74% on profitability and 64% on growth.

The bankruptcy probability was computed on 08-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

The probability rests on the annual accounts with balance sheet date 31-12-2025.

Of the companies with a bankruptcy probability in the high class on 30-06-2025, 14.6% went bankrupt within twelve months.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

Comparable companies, two years later

In July 2024, 14,766 companies had the same profile as COORDINATION BRUXELLOISE L'EMPLOI, LA FORMATION ET L'INSERTION SOCIALE DES FEMMES PEU QUALIFIEES has now. Each dot stands for 37 companies, two years later.

96.2%
were still trading
3.5%
stopped another way
0.2%
went bankrupt
  • Small
  • 20 years or older
  • solvency 30% or more
  • a profit under 5% of the balance sheet

Another 0.1% stopped without a precise date, possibly only after those two years.

The bankruptcy probability of COORDINATION BRUXELLOISE L'EMPLOI, LA FORMATION ET L'INSERTION SOCIALE DES FEMMES PEU QUALIFIEES itself is higher: 10.0% within 12 months. It rests on far more data about COORDINATION BRUXELLOISE L'EMPLOI, LA FORMATION ET L'INSERTION SOCIALE DES FEMMES PEU QUALIFIEES than the profile alone.

Test of the method

The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.

The companies in ten equal groups, from the lowest to the highest expected share
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 0.9%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.

This is an observation about 14,766 companies, not a prediction for COORDINATION BRUXELLOISE L'EMPLOI, LA FORMATION ET L'INSERTION SOCIALE DES FEMMES PEU QUALIFIEES. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.

Credit verdict

Credit of up to €500 on 30-day terms, only on tighter conditions: judicial reorganisation (WER Book XX) on file

Liquidity is ample, with a current ratio of 3.05 (3.03 in 2024), above the usual 1.5. Short-term debt is 30.2% and cash 16.3% of total assets. However, 69.3% of the assets are financed with debt and provisions.

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
lowers riskraises riskneutral
lowers risk · Legal form: non-profit association
KBO
raises risk · Reorganisation plan being carried out (approved, Gazette 29-05-2024)
While the plan runs, the probability is at least 10.0%. That is the share of companies with a plan of that age that went bankrupt.
Belgian Official Gazette
lowers risk · Liquidity: current ratio 3.05, cash €146,645
NBB · annual accounts
raises risk · Size: turnover €9,854, 23.5 FTE, total assets €900,128
Companies of this size fail more often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 23-06-2026, 38 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
38 days early
2024
24 days early
2023
12 days early
2022
28 days early
2021
13 days early
2020
38 days early
2019
74 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 11 days before the deadline. In the sector (NACE 85), the median for financial year 2024 was 16 days before the deadline, and 32% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 7 July (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
09-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Recent changes

Resignation: Anne-Laure Culot Dit Demarcy (director) Withdrawal: Anne-Laure Culot Dit Demarcy (member) · General meeting of 12-06-2026 · Gazette deed
1 director appointed, 2 reappointments Reappointments: Milena Stragiotto and Agnès Derynck · Admission: Julie Eva M Laloo (member) · Appointment: Julie Eva M Laloo · General meeting of 20-06-2025 · Gazette deed
Resignation: Virginie Turc (director) Withdrawal: Virginie Turc (member) · General meeting of 31-01-2025 · Gazette deed
2 directors appointed, 1 reappointment Appointments: Alessandro Guarrata and Anne-Laure Culot Dit Demarcy · Admissions: Alessandro Guarrata (member) and Anne-Laure Culot Dit Demarcy (member) · Reappointment: Virginie Turc · General meeting of 21-06-2024 · Gazette deed
All 37 events

Comparable companies

same main activity, similar in size and age
Company
COORDINATION BRUXELLOISE L'EMPLOI, LA FORMATION ET L'INSERTION SOCIALE DES FEMMES PEU QUALIFIEES Schaerbeek €9,854 60.7% 30.7% 23.5
IDEE 53 Anderlecht €196,505 16.3% 74.0% 22.1
Grijkoort - Begeleid Werk Ronse €573,569 -5.9% 40.5% 26.9
Lire et Ecrire Liège-Huy-Waremme Liège €3,330 - 11.4% 24.5
AID - La Trêve Bastogne - - 6.3% 23.2
Actions intégrées de Développement Hainaut Centre - Organisme d'insertion socio-professionnelle Mons €279,885 2.9% 27.6% 24.9
Interface 3 Schaerbeek €21,471 - -13.4% 24
-10%0%10%20%€10,000€100,000€1m€10m€100mCOORDINATION BRUXELLOISE L'EMPLOI, LA FORMATION ET L'INSERTION SOCIALE DES FEMMES PEU QUALIFIEESEBIT margin

Grey: the largest companies of the sector (education (NACE 85)), without their names. Blue: the sector peers from the table.

These companies have the same main activity as COORDINATION BRUXELLOISE L'EMPLOI, LA FORMATION ET L'INSERTION SOCIALE DES FEMMES PEU QUALIFIEES: vocational training (NACE 85592). They are comparable in size and age: total assets between €831,000 and €1.1m, founded between 1987 and 1998.

Official details

Source: KBO
Status
Active since 28-02-1992Normal situation
Activity
Vocational trainingNACE 85592
Joint committee
329.02Socio-cultural sector · annual accounts 2022
Establishment unit
2.155.502.5241030 Schaerbeek, since 28-02-1992
Financial year end
31 December
Peppol
Not found in the Peppol Directory
Company details

Annual accounts 2025

€900,128▲ 10.0%
Employeeson 31-12-2025
42=
Filing
Filed on 23-06-2026, 38 days before the end of the filing period
Financials

Insights on COORDINATION BRUXELLOISE L'EMPLOI, LA FORMATION ET L'INSERTION SOCIALE DES FEMMES PEU QUALIFIEES

COORDINATION BRUXELLOISE L'EMPLOI, LA FORMATION ET L'INSERTION SOCIALE DES FEMMES PEU QUALIFIEES has existed since 1992. The gross margin grew from €1.3m in 2009 to €1.6m in 2025.

Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.

Key facts about COORDINATION BRUXELLOISE L'EMPLOI, LA FORMATION ET L'INSERTION SOCIALE DES FEMMES PEU QUALIFIEES

What is the company number of COORDINATION BRUXELLOISE L'EMPLOI, LA FORMATION ET L'INSERTION SOCIALE DES FEMMES PEU QUALIFIEES?
The company number of COORDINATION BRUXELLOISE L'EMPLOI, LA FORMATION ET L'INSERTION SOCIALE DES FEMMES PEU QUALIFIEES is 0447.443.974. The VAT number is the same number with BE in front: BE 0447.443.974.
Where is COORDINATION BRUXELLOISE L'EMPLOI, LA FORMATION ET L'INSERTION SOCIALE DES FEMMES PEU QUALIFIEES based?
The registered office is at Philomènestraat 39, 1030 Schaerbeek.Company details
What does COORDINATION BRUXELLOISE L'EMPLOI, LA FORMATION ET L'INSERTION SOCIALE DES FEMMES PEU QUALIFIEES do?
According to the KBO register, the main activity is vocational training (NACE 85592).
What is the legal form of COORDINATION BRUXELLOISE L'EMPLOI, LA FORMATION ET L'INSERTION SOCIALE DES FEMMES PEU QUALIFIEES?
COORDINATION BRUXELLOISE L'EMPLOI, LA FORMATION ET L'INSERTION SOCIALE DES FEMMES PEU QUALIFIEES is a non-profit association (VZW).
When was COORDINATION BRUXELLOISE L'EMPLOI, LA FORMATION ET L'INSERTION SOCIALE DES FEMMES PEU QUALIFIEES founded?
COORDINATION BRUXELLOISE L'EMPLOI, LA FORMATION ET L'INSERTION SOCIALE DES FEMMES PEU QUALIFIEES was founded on 28-02-1992.
Is COORDINATION BRUXELLOISE L'EMPLOI, LA FORMATION ET L'INSERTION SOCIALE DES FEMMES PEU QUALIFIEES still active?
Yes, COORDINATION BRUXELLOISE L'EMPLOI, LA FORMATION ET L'INSERTION SOCIALE DES FEMMES PEU QUALIFIEES is an active enterprise in the KBO register.
How many employees does COORDINATION BRUXELLOISE L'EMPLOI, LA FORMATION ET L'INSERTION SOCIALE DES FEMMES PEU QUALIFIEES have?
COORDINATION BRUXELLOISE L'EMPLOI, LA FORMATION ET L'INSERTION SOCIALE DES FEMMES PEU QUALIFIEES had an average of 23.5 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
Which joint committee does COORDINATION BRUXELLOISE L'EMPLOI, LA FORMATION ET L'INSERTION SOCIALE DES FEMMES PEU QUALIFIEES fall under?
In its 2022 annual accounts, COORDINATION BRUXELLOISE L'EMPLOI, LA FORMATION ET L'INSERTION SOCIALE DES FEMMES PEU QUALIFIEES states joint committee 329.02 (Socio-cultural sector).
What is the turnover of COORDINATION BRUXELLOISE L'EMPLOI, LA FORMATION ET L'INSERTION SOCIALE DES FEMMES PEU QUALIFIEES?
The turnover of COORDINATION BRUXELLOISE L'EMPLOI, LA FORMATION ET L'INSERTION SOCIALE DES FEMMES PEU QUALIFIEES was €9,854 in financial year 2025, according to the filed annual accounts.
Is COORDINATION BRUXELLOISE L'EMPLOI, LA FORMATION ET L'INSERTION SOCIALE DES FEMMES PEU QUALIFIEES profitable?
In financial year 2025, COORDINATION BRUXELLOISE L'EMPLOI, LA FORMATION ET L'INSERTION SOCIALE DES FEMMES PEU QUALIFIEES made a profit of €5,754.
Where can I find the annual accounts of COORDINATION BRUXELLOISE L'EMPLOI, LA FORMATION ET L'INSERTION SOCIALE DES FEMMES PEU QUALIFIEES?
COORDINATION BRUXELLOISE L'EMPLOI, LA FORMATION ET L'INSERTION SOCIALE DES FEMMES PEU QUALIFIEES filed 20 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of COORDINATION BRUXELLOISE L'EMPLOI, LA FORMATION ET L'INSERTION SOCIALE DES FEMMES PEU QUALIFIEES due?
COORDINATION BRUXELLOISE L'EMPLOI, LA FORMATION ET L'INSERTION SOCIALE DES FEMMES PEU QUALIFIEES must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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