Equity
€555,062 ▲ 13.3%
Co.Fis.Co has made a profit in every financial year since 2012.
Co.Fis.Co
Lifetime
14 annual accounts with figures on one time axispeak €134,857 (2018)
€103,873▲ 16.8%
peak €66,170 (2025)
€66,170▲ 17.7%
peak €555,062 (2025)
€555,062▲ 13.3%
€43,118▲ 2.2%
peak 1 FTE (2020)
-not published
Board1 name since 2021
1 directorCécile COLLAERS
Owners
Documentsfilings and deeds
15-06-202646 days before the deadline
2025micro format
Gross margin from €88,952 to €103,873Dividend €833Equity from €489,724 to €555,062
Key points
from the 2025 annual accountsFilings
14 annual accounts since 2012
The last five annual accounts were filed 31 to 55 days before the end of the period.
Position in the sector
92.8%
Higher solvency than 92% of companies in legal and accounting. Sector median 56.8% · 15,820 companies.
Checked score
96
Excellent
Financially stronger than 70% of micro companies in legal and accounting (NACE 69)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: < 0.1% across 20,101 companies (NACE 69, micro).
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: < 0.1%
01-2025: < 0.1%● unchanged vs 12-2024
02-2025: < 0.1%● unchanged vs 01-2025
03-2025: < 0.1%● unchanged vs 02-2025
04-2025: < 0.1%● unchanged vs 03-2025
05-2025: < 0.1%● unchanged vs 04-2025
06-2025: < 0.1%● unchanged vs 05-2025highest value
07-2025: < 0.1%● unchanged vs 06-2025
08-2025: < 0.1%● unchanged vs 07-2025
09-2025: < 0.1%● unchanged vs 08-2025
10-2025: < 0.1%● unchanged vs 09-2025
11-2025: < 0.1%● unchanged vs 10-2025
12-2025: < 0.1%● unchanged vs 11-2025
01-2026: < 0.1%● unchanged vs 12-2025lowest value
02-2026: < 0.1%● unchanged vs 01-2026
03-2026: < 0.1%● unchanged vs 02-2026
04-2026: < 0.1%● unchanged vs 03-2026
05-2026: < 0.1%● unchanged vs 04-2026
06-2026: < 0.1%● unchanged vs 05-2026
07-2026: < 0.1%● unchanged vs 06-2026
08-2026: < 0.1%● unchanged vs 07-2026
09-2026: < 0.1%● unchanged vs 08-2026
10-2026: < 0.1%● unchanged vs 09-2026
11-2026: < 0.1%● unchanged vs 10-2026
Financial strengthStrong
Score breakdown
lowers risk
Liquidity: current ratio 11.95, cash €487,552
Sector: Legal and accounting activities (NACE 69)
Size: total assets €598,179
Equity €555,062 (92.8% of total assets)
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 69, micro). It does better than 87% of them on solvency, 97% on liquidity, 39% on profitability and 58% on growth.
The bankruptcy probability was computed on 06-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 17,811 companies had the same profile as Co.Fis.Co has now. Each dot stands for 45 companies, two years later.
96.5%
were still trading
3.1%
stopped another way
0.3%
went bankrupt
That fits the bankruptcy probability of Co.Fis.Co itself: < 0.1% within 12 months.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 17,811 companies, not a prediction for Co.Fis.Co. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €50,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 11.95 (10.33 in 2024), above the usual 1.5. Short-term debt is 7.2% and cash 81.5% of total assets. 7.2% of the assets are financed with debt and provisions.
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
5 signals, none raises the risk
Five signals.
lowers riskneutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 15-06-2026, 46 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
46 days early
2024
31 days early
2023
55 days early
2022
47 days early
2021
34 days early
2020
18 days early
2019
56 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 41 days before the deadline. In the sector (NACE 69), the median for financial year 2024 was 9 days before the deadline, and 32% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 15 June (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
07-11-2026 today31-12-2026 year end31-07-2027 deadline
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0841600605
Reappointment: Cécile COLLAERS (director)
“texte de l'article 3 modifié” (deed in French) · Legal-form conversion: to private limited company · Gazette deed
Incorporation
published on 19-12-2011 · Gazette deed
First establishment
Rue Provinciale 375, Juprelle
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| Co.Fis.Co Juprelle | €598,179 | €103,873 | 92.8% | - |
| COGEFISCO Chaudfontaine | €551,479 | €108,495 | 45.1% | - |
| Auctum Consulting Chaudfontaine | €603,615 | €87,526 | 31.6% | - |
| THG MALMEDY Malmedy | €600,703 | €126,955 | 55.3% | - |
| FINSEL Leuven | €636,047 | €106,136 | 88.0% | - |
| MOLDEW Puurs-Sint-Amands | €641,542 | €100,128 | 75.7% | - |
| WIM CLOET CONSULTING Bruges | €585,216 | €108,034 | 70.2% | - |
These companies have the same main activity as Co.Fis.Co: certified accountants and tax accountants (NACE 69201). They are comparable in size and age: total assets between €551,000 and €642,000, founded between 2010 and 2012.
Official details
Source: KBO- Status
- Active since 07-12-2011Normal situation
- Activity
- Certified accountants and tax accountantsNACE 69201
- Joint committee
- 200Auxiliary committee for white-collar workers · annual accounts 2021
- Establishment unit
- 2.272.463.1444458 Juprelle, since 07-12-2011
- Financial year end
- 31 December
- Peppol
- Reachable since 28-11-2025
Annual accounts 2025
- ≈ €200,000estimated
- €598,179▲ 12.5%
- Filing
- Filed on 15-06-2026, 46 days before the end of the filing period
Insights on Co.Fis.Co
Co.Fis.Co files the micro format. That format states no turnover. The gross margin rose from €12,360 in 2012 to €103,873 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about Co.Fis.Co
- What is the company number of Co.Fis.Co?
- The company number of Co.Fis.Co is 0841.600.605. The VAT number is the same number with BE in front: BE 0841.600.605.
- Where is Co.Fis.Co based?
- The registered office is at Rue Provinciale 375, 4458 Juprelle.Company details
- What does Co.Fis.Co do?
- According to the KBO register, the main activity is certified accountants and tax accountants (NACE 69201).
- What is the legal form of Co.Fis.Co?
- Co.Fis.Co is a private limited company (BV).
- When was Co.Fis.Co founded?
- Co.Fis.Co was founded on 07-12-2011.
- Is Co.Fis.Co still active?
- Yes, Co.Fis.Co is an active enterprise in the KBO register.
- How many employees does Co.Fis.Co have?
- Co.Fis.Co had an average of 0.7 full-time equivalents in financial year 2021, according to the filed annual accounts.Financials
- Which joint committee does Co.Fis.Co fall under?
- In its 2021 annual accounts, Co.Fis.Co states joint committee 200 (Auxiliary committee for white-collar workers).
- What is the turnover of Co.Fis.Co?
- The turnover in financial year 2025 is ≈ €200,000. This figure is estimated from the gross margin of €103,873 and 43 comparable companies (NACE 69201). It probably lies between €160,000 and €240,000.
- Is Co.Fis.Co profitable?
- In financial year 2025, Co.Fis.Co made a profit of €66,170.
- Where can I find the annual accounts of Co.Fis.Co?
- Co.Fis.Co filed 14 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of Co.Fis.Co due?
- Co.Fis.Co must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
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