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CLTHome

Active
Private limited companyfounded 2022active for 4 yearsMeyerode,Rodescht 13, 4770 Amel, BelgiumKBO/BCE: BE 0785.583.105
Summary

CLTHome has been active since 2022 and the Belgian Official Gazette contains no insolvency or warning signals. The 2026 annual accounts show equity of €762,786 and a net result of €194,250. Equity has been growing by about 43% per year since 2023. Its solvency ranks better than 94% of 381 sector peers (NACE 46, financial year 2026). The computed 12-month bankruptcy probability is 0.1% (very low).

Overview

Official details

Source: KBO
Status
Active since 29-04-2022 Normal situation
Activity
Agents in the wholesale of timber and building materials NACE 46130and 5 others
Establishment unit
2.333.534.740 4770 Amel, since 29-04-2022
Financial year end
31 March
Peppol
Reachable since 09-02-2026

Board and ownership

Shareholders
  • WOODIMMO· score 4831-03-2025 annual accounts of WOODIMMO

Financial position

98 Excellent Checked score 2026
Bankruptcy probabilitywithin 12 months
0.1%
Annual accounts to 31-03-2026
Gross margin
€258,832
▲ 47.0%
Turnover
≈ €1.3m
estimated
Profit
€194,250
▲ 55.3%
Equity
€762,786
▲ 34.2%
Total assets
€798,893
▲ 27.6%
Filed on 26-10-2026, 5 days before the deadline
Score breakdownraises riskFounded in 2022lowers riskLiquidity: current ratio 7.75, cash €207,259Figures for financial year 2026 (filed on 27-10-2026)Equity €762,786 (95.5% of total assets)Show the evidence

Checked score

Score 2026
98 / 100
Excellent
Probability in this band: under 0.55%
Financially stronger than 87% of micro companies in wholesale trade (NACE 46)
Financial strength · tick: 2025
Strong
Solvency 100=
equity 95.5% of total assets
Liquidity 82+6
short-term debt 4.5% · cash 25.9%
Profitability 99+5
return on assets 24.3%
Bankruptcy probability within 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.4% (26,899 companies, NACE 46, micro)
Last 24 months 12-2024: 0.4% 01-2025: 0.4%● unchanged vs 12-2024 02-2025: 0.4%● unchanged vs 01-2025 03-2025: 0.4%● unchanged vs 02-2025 04-2025: 0.4%● unchanged vs 03-2025 05-2025: 0.4%● unchanged vs 04-2025 06-2025: 0.4%● unchanged vs 05-2025 07-2025: 0.4%● unchanged vs 06-2025 08-2025: 0.4%● unchanged vs 07-2025 09-2025: 0.5%▲ +0.1 percentage points vs 08-2025 10-2025: 0.5%● unchanged vs 09-2025highest value 11-2025: 0.2%▼ -0.3 percentage points vs 10-2025 12-2025: 0.2%● unchanged vs 11-2025 01-2026: 0.1%▼ -0.1 percentage points vs 12-2025 02-2026: 0.1%● unchanged vs 01-2026 03-2026: 0.1%● unchanged vs 02-2026 04-2026: 0.1%● unchanged vs 03-2026 05-2026: 0.1%● unchanged vs 04-2026 06-2026: 0.1%● unchanged vs 05-2026 07-2026: 0.1%● unchanged vs 06-2026 08-2026: 0.1%● unchanged vs 07-2026 09-2026: 0.2%▲ +0.1 percentage points vs 08-2026 10-2026: 0.1%▼ -0.1 percentage points vs 09-2026lowest value 11-2026: 0.1%● unchanged vs 10-2026lowest value
Credit of up to €70,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 7.75 (2.67 in 2025), above the usual 1.5. Short-term debt is 4.5% and cash 25.9% of total assets. 4.5% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 46, micro). It does better than 90% of them on solvency, 84% on liquidity, 90% on profitability and 83% on growth.

The bankruptcy probability was computed on 01-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
lowers riskraises riskneutral
lowers risk · Liquidity: current ratio 7.75, cash €207,259
NBB · annual accounts
raises risk · Founded in 2022
Companies of this age fail more often than older ones. How much that weighs depends on the rest of the company's profile.
KBO
lowers risk · Figures for financial year 2026 (filed on 27-10-2026)
NBB · annual accounts
lowers risk · Equity €762,786 (95.5% of total assets)
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2026 was due by 31-10-2026 and was filed on 26-10-2026, 5 days ahead of the deadline.
NBB · 4 filings
Deviation from the deadline
2026
5 days early
2025
1 day early
2024
on the day
2023
4 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 4 accounts on average 3 days before the deadline. In the sector (NACE 46), the median for financial year 2024 was 3 days before the deadline, and 39% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-03-2027 and is due by 31-10-2027. Nothing is late today. The company usually files around 29 October (4 of the last 4 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
02-11-2026 today31-03-2027 year end31-10-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since incorporation in 2022.
KBO publications

Key points

  • Positive: Higher solvency than 94% of companies in wholesale tradesector median 40.9% · 381 companies 95.5% View
  • Positive: Result rose in 2026from €125,058 to €194,250 ▲ 55.3% View
  • Positive: Always filed on timeaccounts within the deadline every year 4 years View

Recent changes

  1. · Gazette deed IncorporationAppointments: PAUELS Patrick (nichtsatzungsmäßiger verwalter) and MAASSEN Ramona (nichtsatzungsmäßiger verwalter) · Permanent representative: PAUELS Patrick
All 10 events

Comparable companies

These companies have the same main activity as CLTHome: agents in the wholesale of timber and building materials (NACE 46130). They are comparable in size and age: total assets between €518,000 and €969,000, founded between 2021 and 2022.

CompanyTotal assetsGross margin
CLTHome Amel€798,893€258,832
Vector 3 Braine-le-Château€969,139€272,631
GABLOK Belgium Thimister-Clermont€532,742€286,264
NELIAMAX Herstal€709,447€436,553
THIJS dak partner Putte€693,059€219,884
BENSUN SOLUTIONS Lier€534,641€190,206
CUORE Lier€517,701€148,962
Full comparison

Key facts about CLTHome

What is the company number of CLTHome?
The company number of CLTHome is 0785.583.105. The VAT number is the same number with BE in front: BE 0785.583.105.
Where is CLTHome based?
The registered office is at Meyerode,Rodescht 13, 4770 Amel.Company details
What does CLTHome do?
According to the KBO register, the main activity is agents in the wholesale of timber and building materials (NACE 46130).
What is the legal form of CLTHome?
The legal form of CLTHome is Private limited company (BV).
When was CLTHome founded?
CLTHome was founded on 29-04-2022.
Is CLTHome still active?
Yes, CLTHome is an active enterprise in the KBO register.
What is the turnover of CLTHome?
The turnover in financial year 2026 is ≈ €1.3m. This figure is estimated from the gross margin of €258,832 and 141 comparable companies (NACE 46). It probably lies between €840,000 and €2.2m.Financials
Is CLTHome profitable?
In financial year 2026, CLTHome made a profit of €194,250.
Where can I find the annual accounts of CLTHome?
CLTHome filed 4 annual accounts with the National Bank of Belgium, the latest for financial year 2026.
When are the next annual accounts of CLTHome due?
CLTHome must file the annual accounts for financial year 2027 by 31-10-2027.Timeline

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