Equity
€6.9m ▲ 2.4%
CLERIM has made a profit in every financial year since 2006.
CLERIM
Lifetime
20 annual accounts with figures on one time axis, 37 filings since 1989peak €1.9m (2023)
€1.9m▼ 0.9%
peak €512,005 (2010)
€163,256▼ 47.9%
peak €6.9m (2025)
€6.9m▲ 2.4%
€337,834▲ 8.7%
peak 24 FTE (2024)
24 FTEunchanged
Board5 names since 2015
3 directorsE & M and 2 others
Owners
100%E & M
Documentsfilings and deeds
31-08-202631 days late
2025financial year
Result from €313,199 to €163,2562 directors appointed 07-07
Key points
from the 2025 annual accountsResult
€163,256 ▼ 47.9%
The result fell in 2025 from €313,199 to €163,256.
Turnover
≈ €2.3m estimated
The accounts state no turnover.
Staff
40 employees on 31-12-2025
In 2025, 33 people joined and 31 left.
Filings
37 annual accounts since 1989
Eight of the last ten came late. The 2023 accounts came latest: 121 days after the end of the period.
Position in the sector
95.4%
Higher solvency than 95% of companies in residential care. Sector median 46.0% · 702 companies.
Checked score
95
Excellent
Financially stronger than 62% of small companies in residential care (NACE 87)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: < 0.1% across 613 companies (NACE 87, small).
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 0.1%
01-2025: 0.1%● unchanged vs 12-2024
02-2025: 0.1%● unchanged vs 01-2025
03-2025: 0.1%● unchanged vs 02-2025
04-2025: 0.1%● unchanged vs 03-2025
05-2025: 0.1%● unchanged vs 04-2025
06-2025: 0.1%● unchanged vs 05-2025
07-2025: 0.1%● unchanged vs 06-2025
08-2025: 0.2%▲ +0.1 percentage points vs 07-2025
09-2025: 0.2%● unchanged vs 08-2025highest value
10-2025: < 0.1%▼ -0.2 percentage points vs 09-2025
11-2025: < 0.1%● unchanged vs 10-2025
12-2025: < 0.1%● unchanged vs 11-2025
01-2026: < 0.1%● unchanged vs 12-2025lowest value
02-2026: < 0.1%● unchanged vs 01-2026lowest value
03-2026: < 0.1%● unchanged vs 02-2026
04-2026: < 0.1%● unchanged vs 03-2026
05-2026: < 0.1%● unchanged vs 04-2026
06-2026: < 0.1%● unchanged vs 05-2026
07-2026: < 0.1%● unchanged vs 06-2026
08-2026: 0.1%▲ +0.1 percentage points vs 07-2026
09-2026: 0.1%● unchanged vs 08-2026
10-2026: 0.1%● unchanged vs 09-2026
11-2026: 0.1%● unchanged vs 10-2026
Financial strengthStrong
Score breakdown
raises risk
Last filed accounts filed 31 days late; 2 of the last 3 accounts late
lowers risk
Sector: Residential care activities (NACE 87)
Founded in 1988
Equity €6.9m (95.4% of total assets)
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 87, small). It does better than 91% of them on solvency, 46% on liquidity, 60% on profitability and 50% on growth.
The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 14,766 companies had the same profile as CLERIM has now. Each dot stands for 37 companies, two years later.
96.2%
were still trading
3.5%
stopped another way
0.2%
went bankrupt
Another 0.1% stopped without a precise date, possibly only after those two years.
That fits the bankruptcy probability of CLERIM itself: 0.1% within 12 months.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 14,766 companies, not a prediction for CLERIM. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €650,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 18.77 (20.38 in 2024), above the usual 1.5. Short-term debt is 4.5% and cash 4.5% of total assets. 4.6% of the assets are financed with debt and provisions.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
lowers riskraises risk
raises risk · 2025 accounts filed 31 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 10 filingsDeviation from the deadline
2025
31 days late
2024
28 days late
2023
121 days late
2022
31 days late
2021
74 days late
2020
31 days late
2019
42 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 51 days after the deadline. In the sector (NACE 87), the median for financial year 2024 was 27 days before the deadline, and 25% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 31 August (4 of the last 5 accounts filed within 43 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
10-11-2026 today31-12-2026 year end31-07-2027 deadline
Recent changes
2 directors appointed
E & M (managing director) and JACOBS Eric Henri Charles · Permanent representative: JACOBS Michel Firmin Julien · General meeting of 12-06-2025 · Gazette deed
1 director appointed, 2 resignations, 2 reappointments
Resignations: Jacobs Michel and Jacobs Charles (managing director) · Reappointments: Jacobs Charles and Jacobs Eric · Appointment: E&M SA (managing director) · General meeting of 21-05-2021 · Gazette deed
First establishment
COCOON SENIOR RESIDENCE, Oorlogskruisenlaan 173, Brussels
Incorporation
published on 15-10-1988 · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| CLERIM Brussels | €7.3m | €1.9m | 95.4% | 24 |
| SENIORIE DE L'ENCLOS Etalle | €3.7m | €1.9m | 17.2% | 18.8 |
| DOVER Menen | €6.8m | €2.9m | 14.7% | 35.2 |
| De Rote Menen | €3.3m | €2.2m | 6.4% | 35.3 |
| LE CHEMIN DES MIMOSAS Vaux-sur-Sûre | €3.5m | €2.0m | 59.2% | 27.6 |
| GHIMAR Middelkerke | €13.3m | €2.4m | 15.7% | 35.3 |
| Woonzorgcentrum De Verlosser Dilbeek | €2.4m | €2.2m | 70.7% | 31 |
These companies have the same main activity as CLERIM: residential care activities (NACE 87101). They are comparable in size and age: total assets between €2.4m and €13m, founded between 1983 and 2002.
Official details
Source: KBO- Status
- Active since 28-09-1988Normal situation
- Activity
- Residential care activitiesNACE 87101and 1 other
- Joint committee
- 330.01Health institutions and services · annual accounts 2025
- Establishment unit
- 2.076.318.4541120 Brussels, since 26-04-1996
- Financial year end
- 31 December
- Peppol
- Reachable
Insights on CLERIM
CLERIM has existed since 1988. The gross margin grew from €1.2m in 2006 to €1.9m in 2025.
E & M holds all the shares. In February 2022, the Official Gazette published the appointment of E & M as managing director.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about CLERIM
- What is the company number of CLERIM?
- The company number of CLERIM is 0435.369.355. The VAT number is the same number with BE in front: BE 0435.369.355.
- Where is CLERIM based?
- The registered office is at Oorlogskruisenlaan 173, 1120 Brussels.Company details
- What does CLERIM do?
- According to the KBO register, the main activity is residential care activities (NACE 87101).
- What is the legal form of CLERIM?
- CLERIM is a public limited company (NV).
- When was CLERIM founded?
- CLERIM was founded on 28-09-1988.
- Is CLERIM still active?
- Yes, CLERIM is an active enterprise in the KBO register.
- How many employees does CLERIM have?
- CLERIM had an average of 24 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
- Which joint committee does CLERIM fall under?
- In its 2025 annual accounts, CLERIM states joint committee 330.01 (Health institutions and services).
- What is the turnover of CLERIM?
- The turnover in financial year 2025 is ≈ €2.3m. This figure is estimated from the gross margin of €1.9m and 103 comparable companies (NACE 87). It probably lies between €1.9m and €2.5m.
- Is CLERIM profitable?
- In financial year 2025, CLERIM made a profit of €163,256.
- Where can I find the annual accounts of CLERIM?
- CLERIM filed 37 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of CLERIM due?
- CLERIM must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
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