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CLAVER IMMO

Active
Public limited companyfounded 1946active for 80 yearsTerlindenhofstraat 36, 2170 Antwerpen, BelgiumKBO/BCE: BE 0403.708.654
Summary

CLAVER IMMO has been active since 1946 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €5.8m and a net result of €808,790, of which €717,949 non-recurring income. Equity has been stable since 2018 (±1.4% per year). Its solvency ranks better than 52% of 11,259 sector peers (NACE 68, financial year 2025). The computed 12-month bankruptcy probability is below 0.1% (very low).

Overview

Official details

Source: KBO
Status
Active since 28-02-1946 Normal situation
Registered office
16 active companies are registered at this address Source: KBO register, as of 2 November 2026.
Activity
Renting and operating of own or leased non-residential real estate, excluding land NACE 68203
Establishment unit
2.006.258.621 2170 Antwerpen, since 01-01-1946
Financial year end
31 December
Peppol
Reachable since 21-10-2026

Board and ownership

Board
  • Anne WittockDirector
  • E-Volution BVDirector · permanent representative Eve Verhoeven
Shareholders

Financial position

95 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
< 0.1%
Annual accounts 2025
Gross margin
€2.6m
▲ 67.3%
Turnover
≈ €3.2m
estimated
Profit
€808,790
▲ 429%
Equity
€5.8m
▼ 2.0%
Total assets
€17.7m
▼ 4.7%
Score breakdownraises riskLiquidity: current ratio 0.16, cash €284,862lowers riskSize: total assets €17.7mFigures for financial year 2025 (filed on 04-03-2026)Founded in 1946Show the evidence

Checked score

Score 2025
95 / 100
Excellent
Probability in this band: under 0.55%
Financially stronger than 62% of medium-sized companies in real estate (NACE 68)
Financial strength · tick: 2024
Strong
Solvency 58+1
equity 32.8% of total assets
Liquidity 52+2
short-term debt 10.5% · cash 1.6%
Profitability 74+20
return on assets 4.6%
Bankruptcy probability within 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.1% (1,720 companies, NACE 68, medium-sized)
Last 24 months 12-2024: < 0.1%lowest value 01-2025: < 0.1%● unchanged vs 12-2024lowest value 02-2025: < 0.1%● unchanged vs 01-2025 03-2025: < 0.1%● unchanged vs 02-2025 04-2025: 0.1%▲ +0.1 percentage points vs 03-2025 05-2025: 0.1%● unchanged vs 04-2025 06-2025: 0.1%● unchanged vs 05-2025 07-2025: 0.1%● unchanged vs 06-2025 08-2025: 0.1%● unchanged vs 07-2025 09-2025: 0.1%● unchanged vs 08-2025 10-2025: 0.1%● unchanged vs 09-2025 11-2025: 0.1%● unchanged vs 10-2025 12-2025: 0.1%● unchanged vs 11-2025 01-2026: 0.1%● unchanged vs 12-2025 02-2026: 0.1%● unchanged vs 01-2026 03-2026: 0.1%● unchanged vs 02-2026highest value 04-2026: < 0.1%▼ -0.1 percentage points vs 03-2026 05-2026: < 0.1%● unchanged vs 04-2026 06-2026: < 0.1%● unchanged vs 05-2026 07-2026: < 0.1%● unchanged vs 06-2026 08-2026: < 0.1%● unchanged vs 07-2026 09-2026: < 0.1%● unchanged vs 08-2026 10-2026: < 0.1%● unchanged vs 09-2026 11-2026: < 0.1%● unchanged vs 10-2026
Credit of up to €550,000 on 30-day terms is acceptable
Liquidity is insufficient, with a current ratio of 0.16 (0.07 in 2024), below 1. Short-term debt is 10.5% and cash 1.6% of total assets. 67.2% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 68, medium-sized). It does better than 56% of them on solvency, 71% on liquidity, 87% on profitability and 33% on growth.

The bankruptcy probability was computed on 02-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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Signals

Five signals.
lowers riskraises riskneutral
lowers risk · Size: total assets €17.7m
Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
raises risk · Liquidity: current ratio 0.16, cash €284,862
NBB · annual accounts
lowers risk · Figures for financial year 2025 (filed on 04-03-2026)
NBB · annual accounts
lowers risk · Founded in 1946
Companies that have existed this long fail less often. How much that weighs depends on the rest of the company's profile.
KBO
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 03-03-2026, 150 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
150 days early
2024
133 days early
2023
125 days early
2022
132 days early
2021
109 days early
2020
122 days early
2019
88 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 123 days before the deadline. In the sector (NACE 68), the median for financial year 2024 was 7 days before the deadline, and 36% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 21 March (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
02-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Caution: Board changedlatest change 11-06-2026 · 2 in office 2 joined · 2 left View
  • Result rose in 2025mostly from a one-off income of €717,949 ▲ 429% View
  • Positive: Higher net result than 95% of companies in real estatesector median €10,001 · 11,250 companies €808,790 View
  • Positive: Filed on time since financial year 2018accounts within the deadline every year 8 years View
  • Positive: 8 profitable years in a rowprofit 2025: €808,790, mostly one-off 8 years View
  • Flemish supportawarded in 2023 €267,177 View

Recent changes

  1. · Gazette deed Demerger proposal: Claver Immo NV splits off to Claver BVPermanent representative: Eve Verhoeven
  2. · Gazette deed Resignations: Tom Claessens (director) and Marc Claessens (director)Appointments: E-volution BV (class A director) and Anne Wittock (class B director) · Permanent representative: Eve Verhoeven
All 13 events

Comparable companies

These companies have the same main activity as CLAVER IMMO: renting and operating of own or leased non-residential real estate, excluding land (NACE 68203). They are comparable in size and age: total assets between €11m and €23m, founded between 1965 and 1980.

CompanyTotal assetsGross margin
CLAVER IMMO Antwerpen€17.7m€2.6m
Nobel Antwerpen€18.4m€1.6m
PLAZA Schilde€23.2m€2.4m
MEDICA Kontich€19.0m€1.2m
TRUCO Hooglede€17.3m€2.1m
WILGELOVER Waregem€11.4m€1.5m
Gifar Kortrijk€15.6m€1.1m
Full comparison

Key facts about CLAVER IMMO

What is the company number of CLAVER IMMO?
The company number of CLAVER IMMO is 0403.708.654. The VAT number is the same number with BE in front: BE 0403.708.654.
Where is CLAVER IMMO based?
The registered office is at Terlindenhofstraat 36, 2170 Antwerpen.Company details
What does CLAVER IMMO do?
According to the KBO register, the main activity is renting and operating of own or leased non-residential real estate, excluding land (NACE 68203).
What is the legal form of CLAVER IMMO?
The legal form of CLAVER IMMO is Public limited company (NV).
When was CLAVER IMMO founded?
CLAVER IMMO was founded on 28-02-1946.
Is CLAVER IMMO still active?
Yes, CLAVER IMMO is an active enterprise in the KBO register.
What is the turnover of CLAVER IMMO?
The turnover in financial year 2025 is ≈ €3.2m. This figure is estimated from the gross margin of €2.6m and 32 comparable companies (NACE 68203). It probably lies between €2.6m and €3.7m.Financials
Is CLAVER IMMO profitable?
In financial year 2025, CLAVER IMMO made a profit of €808,790.
Where can I find the annual accounts of CLAVER IMMO?
CLAVER IMMO filed 49 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of CLAVER IMMO due?
CLAVER IMMO must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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