CITER IMMO
ActiveCITER IMMO has been active since 2007 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €28k and a net result of €0. Equity remains stable across the filed fiscal years (±0.5% per year). The computed 12-month bankruptcy probability is 0.9% (low).
Checked score
Score 2025
72
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability38▼-62
Solvency89=
Growth35▼-17
Track record100
Bankruptcy probability, 12 months
0.9%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €2k at 30 days acceptable
Liquidity ample (current ratio 3.59 against 3.59 in 2024; short-term debt: 27.8% and cash: 88.5% of total assets), and 36.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
63.8%
Return on assets
0%
Age of the figures
9 mo
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year €28k
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
31 d late
2024
31 d late
2023
29 d late
2022
30 d late
2021
30 d late
2020
30 d late
2019
91 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
19-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, full schema
Turnover
€0▼ 100%
2024 · €4k
2018: €22k
2019: €22k
2020: €18k
2021: €21k
2022: €25k
2023: €8k
2024: €4k
2018 → 2025
EBIT margin
19.6%▼ 25.4pp
2023 · 45.0%
2018: 86.4%
2019: 20.7%
2020: 74.3%
2021: 14.8%
2022: 23.9%
2023: 45.0%
2018 → 2024
Net result
€0▼ 100%
2024 · €16k
2018: €9k
2019: €-5k
2020: €4k
2021: €-5k
2022: €-2k
2023: €-4k
2024: €16k
2018 → 2025
Working capital
€32k=
2024 · €32k
2018: €-10k
2019: €-7k
2020: €-13k
2021: €-13k
2022: €-10k
2023: €-22k
2024: €32k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Turnover€21k-€25k▲ 16.6%€8k▼ 67.5%€4k▼ 50.0%€0▼ 100%
Equity€18k-€16k▼ 11.4%€12k▼ 24.4%€28k▲ 134%€28k=
Operating result€3k-€6k▲ 88.6%€4k▼ 38.9%€788▼ 78.2%€0▼ 100%
Net result€-5k-€-2k▲ 61.4%€-4k▼ 89.1%€16k€0▼ 100%
Result per fiscal year
Operating resultNet result
The operating result is zero in 2025, compared with €788 in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Equity and liabilities €44k
Equity
€28k=
Debt
€16k=
The debt ratio stays at 36.2%.
Key figures and ratios
Solvency
63.8%=
2024 · 63.8%
Current ratio
3.59=
2024 · 3.59
Quick ratio
3.59=
2024 · 3.59
Debt / equity
0.57=
2024 · 0.57
ROE
0.0%▼
2024 · 57.2%
ROA
0.0%▼
2024 · 36.5%
Debt
€16k=
2024 · €16k
Debt ≤ 1 year
€12k=
2024 · €12k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€44k€44k=
Fixed assets21/28€0€0=
Tangible fixed assets22/27€0€0=
Land and buildings22€0€0=
Current assets29/58€44k€44k=
Cash at bank and in hand54/58€39k€39k=
Deferred charges and accrued income490/1€5k€5k=
Equity and liabilities
Total equity and liabilities10/49€44k€44k=
Equity10/15€28k€28k=
Contributions10/11€25k€25k=
Capital10-€25k
Issued capital100-€25k
Profit (loss) carried forward14€3k€3k=
Amounts payable17/49€16k€16k=
Amounts payable within one year42/48€12k€12k=
Other amounts payable47/48€12k€12k=
Accrued charges and deferred income492/3€4k€4k=
Income statement
Code20242025
Turnover70€4k€0▼
Goods, raw materials, services and sundry goods60/61€930€0▼
Other operating charges640/8€2k€0▼
Gross operating margin9900€3k€0▼
Operating profit (loss)9901€788€0▼
Financial income75/76B€19k€0▼
Recurring financial income75€0€0▼
Non-recurring financial income76B€19k€0▼
Financial charges65/66B€4k€0▼
Recurring financial charges65€4k€0▼
Profit (loss) for the period before taxes9903€16k€0▼
Profit (loss) for the period9904€16k€0▼
Profit (loss) for the period to be appropriated9905€16k€0▼
Appropriation of the result
Profit (loss) to be appropriated9906€3k€3k=
Profit (loss) brought forward from the previous period14P€-13k€3k▲
The notes to these accounts (3 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · full schema · 31 days late
2025
31-08
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema · 31 days late
2024
31-12
Financial
Back to profitnet €16k
Net result €16k after 3 loss-making years.
31-12
Financial
Liquidity times 21current ratio 3.59
Current ratio from 0.17 to 3.59; short-term debt falls from €27k to €12k.
29-08
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema · 29 days late
2023
30-08
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema · 30 days late
2022
30-08
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema · 30 days late
2021
31-12
Financial
Weakest financial yearnet €-5k ▼221%
Net result drops to €-5k, the lowest in the series; recovery starts the following year.
30-08
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 30 days late
2020
31-12
Financial
Back to profitnet €4k
Net result €4k after one loss-making year.
30-10
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 91 days late
2019
26-08
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema · 26 days late
2018
23-08
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema · 23 days late
2017
30-08
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 30 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Hasselt · 1 establishment unit since 2007
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Edith Jansstraat 73724 HasseltGround area
1,460 m²
Building footprint
166 m²
Volume, LiDAR
1,100 m³
2 parcels, Flanders · tallest building 10.6 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
CITER IMMO
since 20072.162.868.188
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 73090D0165/00D000 | Flanders | 1,143 m² | 1 · 166 m² | 10.6 m · 2 fl. |
| 73090D0253/00M000 | Flanders | 317 m² | - | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded01-03-2007
Fiscal year end31-12
Sources
Crossroads Bank for EnterprisesNational Bank · 18 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.