Equity
€32,668 ▲ 74.6%
CHARMONY has made a profit in every financial year since 2021.
CHARMONY
Lifetime
5 annual accounts with figures on one time axispeak €25,218 (2025)
€25,218▲ 38.5%
peak €16,962 (2023)
€13,953▲ 17.7%
peak €36,269 (2023)
€32,668▲ 74.6%
€20,149▼ 17.6%
Board1 name since 2021
1 directorVAN BAVEL Charles
Documentsfilings and deeds
22-09-202653 days late
2025micro format
Gross margin from €18,211 to €25,218Equity from €18,715 to €32,668Debts from €24,460 to €20,149Investments €14,191
Key points
from the 2025 annual accountsInvestments
€14,191 18.5 × depreciation
Green is investment, beige is depreciation.
Filings
5 annual accounts 4 late
The 2025 accounts came latest: 53 days after the end of the period.
Financial institution: outside the modelBankruptcy probability: sector outside the model
Checked score
Outside the general model
Model not applicable to financial institutions
The Checked score measures liquidity, leverage and margins against the norms for trading and manufacturing companies. A bank, insurer or financial holding has a very different balance sheet. Those ratios and the score mean nothing here. So there is no financial strength either.
Bankruptcy probability within 12 months
The company is a financial institution: a bank, insurer or financial holding. Its balance sheet works differently from that of a trading or manufacturing company. A bankruptcy probability from the general model would mislead here.
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
1 signal.
raises risk
raises risk · 2025 accounts filed 53 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 22-09-2026, 53 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 5 filingsDeviation from the deadline
2025
53 days late
2024
2 days early
2023
46 days late
2022
28 days late
2021
31 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 5 accounts on average 31 days after the deadline. In the sector (NACE 64), the median for financial year 2024 was 14 days before the deadline, and 28% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 31 August (4 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
11-11-2026 today31-12-2026 year end31-07-2027 deadline
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0768582468
Incorporation
Founding capital of €5,000, 100 shares · Founder: VAN BAVEL Charles · Appointment: VAN BAVEL Charles (director) · published on 25-05-2021 · Gazette deed
First establishment
Harmoniestraat 82, Antwerp
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| CHARMONY Antwerp | €52,817 | €25,218 | 61.9% | - |
| STUDIO L3 Brecht | €47,410 | €22,074 | 11.0% | - |
| Sensus GM Aartselaar | €44,980 | €28,021 | 70.7% | - |
| DP-ELRO Heist-op-den-Berg | €46,926 | €29,728 | 6.4% | - |
| PLI Consult Brecht | €67,122 | €23,391 | 14.5% | - |
| HN MANAGEMENT Zoersel | €69,194 | €27,391 | 49.6% | - |
| T.O.M. Boechout | €43,741 | €23,533 | 71.8% | - |
These companies have the same main activity as CHARMONY: activities of holding companies (NACE 64210). They are comparable in size and age: total assets between €43,700 and €69,200, founded between 2020 and 2021.
Official details
Source: KBO- Status
- Active since 20-05-2021Normal situation
- Activity
- Activities of holding companiesNACE 64210and 2 others
- Establishment unit
- 2.317.622.4832018 Antwerp, since 20-05-2021
- Financial year end
- 31 December
- Peppol
- Reachable since 30-12-2025
Insights on CHARMONY
CHARMONY files the micro format. That format states no turnover. The gross margin rose from €6,821 in 2021 to €25,218 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about CHARMONY
- What is the company number of CHARMONY?
- The company number of CHARMONY is 0768.582.468. The VAT number is the same number with BE in front: BE 0768.582.468.
- Where is CHARMONY based?
- The registered office is at Harmoniestraat 82, 2018 Antwerp.Company details
- What does CHARMONY do?
- According to the KBO register, the main activity is activities of holding companies (NACE 64210).
- What is the legal form of CHARMONY?
- CHARMONY is a private limited company (BV).
- When was CHARMONY founded?
- CHARMONY was founded on 20-05-2021.
- Is CHARMONY still active?
- Yes, CHARMONY is an active enterprise in the KBO register.
- What is the turnover of CHARMONY?
- The turnover in financial year 2025 is ≈ €100,000. This figure is estimated from the gross margin of €25,218 and 2,936 comparable companies of the same size. It probably lies between €61,000 and €180,000. It is a rough estimate.Financials
- Is CHARMONY profitable?
- In financial year 2025, CHARMONY made a profit of €13,953.
- Where can I find the annual accounts of CHARMONY?
- CHARMONY filed 5 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of CHARMONY due?
- CHARMONY must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
Work out how much credit to give this customer and on what payment terms.Credit check Check what to know before you do business with this company.Supplier due diligence Check whether you can accept this company as a client under the anti-money-laundering law.AML client file Check which of your other customers you can e-invoice via Peppol.Peppol check See what changed in the latest annual accounts.What changed See this company's board, registered office and name on a given date.Company as of a date
See how customers, suppliers and banks see your own company and what to improve first.