CHANGE4BETTER
ActiveCHANGE4BETTER has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €236k and a net result of €69k. Equity is growing by ~48.4% per year across the filed fiscal years. Its solvency ranks better than 95% of 11615 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.5% (low).
Checked score
Score 2024
93
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability100=
Solvency100=
Growth52▼-26
Track record94
Bankruptcy probability, 12 months
0.5%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €21k at 30 days acceptable
Liquidity ample (current ratio 17.34 against 16.87 in 2023; short-term debt: 5.8% and cash: 49.6% of total assets), and 5.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 71
Relative position
BE, all sectors
reference
Sector 71
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
94.1%
Return on assets
27.3%
Age of the figures
21 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 27-06-2025, 34 days ahead of the deadline.
NBB · 3 filingsDeviation from the deadline
2025
not confirmed
2024
34 d early
2023
33 d early
2022
4 d early
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€236k▲ 40.8%
2023 · €168k
2022: €74k
2023: €168k
2022 → 2024
Total assets
€251k▲ 40.9%
2023 · €178k
2022: €78k
2023: €178k
2022 → 2024
Net result
€69k▼ 27.1%
2023 · €94k
2022: €71k
2023: €94k
2022 → 2024
Working capital
€236k▲ 41.3%
2023 · €167k
2022: €73k
2023: €167k
2022 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202220232024Trend
Equity€74k-€168k▲ 128%€236k▲ 40.8%
Operating result€89k-€119k▲ 32.9%€85k▼ 28.7%
Net result€71k-€94k▲ 32.0%€69k▼ 27.1%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2024; 2024 is 29% below 2023 and is the lowest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €251k
Fixed assets
€264▼ 25.9%
Current assets
€251k▲ 41.0%
Equity and liabilities €251k
Equity
€236k▲ 40.8%
Debt
€15k▲ 41.7%
The debt ratio stays at 5.9%.
Key figures and ratios
EBITDA
€85k▼
2023 · €119k
Cash flow
€69k▼
2023 · €94k
Solvency
94.1%=
2023 · 94.1%
Current ratio
17.34▲
2023 · 16.87
Quick ratio
17.34▲
2023 · 16.87
Debt / equity
0.06▲
2023 · 0.06
ROE
29.0%▼
2023 · 56.0%
ROA
27.3%▼
2023 · 52.7%
Interest coverage
1981.97▲
2023 · 1765.76
Debt
€15k▲
2023 · €11k
Debt ≤ 1 year
€14k▲
2023 · €11k
Income taxes
€18k▼
2023 · €26k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€178k€251k▲
Fixed assets21/28€356€264▼
Tangible fixed assets22/27€356€264▼
Furniture and vehicles24€356€264▼
Current assets29/58€178k€251k▲
Amounts receivable within one year40/41€24k€38k▲
Trade receivables40€15k€29k▲
Other amounts receivable41€9k€9k=
Current investments50/53€85k€87k▲
Cash at bank and in hand54/58€67k€125k▲
Deferred charges and accrued income490/1€2k€1k▼
Equity and liabilities
Total equity and liabilities10/49€178k€251k▲
Equity10/15€168k€236k▲
Contributions10/11€3k€3k=
Profit (loss) carried forward14€165k€234k▲
Amounts payable17/49€11k€15k▲
Amounts payable within one year42/48€11k€14k▲
Trade debts44€2k€43▼
Suppliers440/4€2k€43▼
Taxes, remuneration and social security45€8k€13k▲
Taxes450/3€8k€13k▲
Other amounts payable47/48€570€1k▲
Accrued charges and deferred income492/3-€477
Income statement
Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€92€92=
Other operating charges640/8€172€623▲
Gross operating margin9900€119k€86k▼
Operating profit (loss)9901€119k€85k▼
Financial income75/76B€1k€1k▲
Recurring financial income75€1k€1k▲
Financial charges65/66B€67€43▼
Recurring financial charges65€67€43▼
Profit (loss) for the period before taxes9903€120k€86k▼
Income taxes67/77€26k€18k▼
Profit (loss) for the period9904€94k€69k▼
Profit (loss) for the period to be appropriated9905€94k€69k▼
Appropriation of the result
Profit (loss) to be appropriated9906€165k€234k▲
Profit (loss) brought forward from the previous period14P€71k€165k▲
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
27-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Weakest financial yearnet €69k ▼27.1%
Net result drops to €69k, the lowest in the series.
31-12
Financial
Equity above €200kEq €236k ▲40.8%
3 profitable years in a row build equity to €236k.
28-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Highest result since 2022net €94k ▲32%
Operating result €119k, net result €94k, both a record.
31-12
Financial
Equity above €150kEq €168k ▲128%
2 profitable years in a row build equity to €168k.
27-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Aarschot · 1 establishment unit since 2021
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Braekepoort 483200 AarschotGround area
252 m²
Building footprint
252 m²
Volume, LiDAR
1,631 m³
Parcel 24001C0146/00N003, Flanders · tallest building 10.4 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
CHANGE4BETTER
since 20212.315.702.873
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 24001C0146/00N003 | Flanders | 252 m² | 1 · 252 m² | 10.4 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
ELIRON
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GRIGNARD
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EXILIS
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MAKING IT HAPPEN
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ORGANISATION FOR THE LINK OF DEVELOPMENT OF APPLICATIONS IN THE YIELDS OF SYNTHETICS
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Of 11,553 companies in sector 71121 we hold annual accounts for 6,558. 5,029 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded02-04-2021
Fiscal year end31-12
Abbreviation NL
C4B
Activities, NACEBEL
71121Engineering and related technical consultancy, excluding land surveyors
62020IT consultancy
62200Computer consultancy and computer facilities management
64200Holdings
64210Activities of holding companies
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.