CENTRABEL
ActiveCENTRABEL has been active since 1968 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €720k and a net result of €132k. Equity remains stable across the filed fiscal years (±0.1% per year). Its solvency ranks better than 92% of 15866 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.5% (very low).
Checked score
Score 2024
100
/ 100
Excellent▲ +24 vs 2023
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability92▲+57
Solvency100=
Growth58=
Stability100
Bankruptcy probability, 12 months
0.5%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €70k at 30 days acceptable
Liquidity ample (current ratio 12.14 against 8.6 in 2023), and 8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
92%
Return on assets
16.9%
Age of the figures
20 mo
lowers risk · Growing equity
Equity grew over 2022-2024. Profits are largely retained rather than distributed.
NBB · annual accounts 2024Equity per financial year
18192021222324
2018 to 2024 · latest year €720k
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 20-08-2025, 20 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
20 d late
2023
20 d late
2022
3 d early
2021
27 d late
2020
30 d early
2019
9 d early
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€720k▲ 20.5%
2023 · €597k
2018: €978k
2019: €585k
2020: €599k
2021: €534k
2022: €555k
2023: €597k
2018 → 2024
Total assets
€782k▲ 16.5%
2023 · €671k
2018: €994k
2019: €611k
2020: €629k
2021: €558k
2022: €589k
2023: €671k
2018 → 2024
Net result
€132k▲ 213%
2023 · €42k
2018: €6k
2019: €57k
2020: €14k
2021: €27k
2022: €21k
2023: €42k
2018 → 2024
Working capital
€693k▲ 23.1%
2023 · €563k
2018: €812k
2019: €442k
2020: €489k
2021: €453k
2022: €507k
2023: €563k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€599k-€534k▼ 10.9%€555k▲ 3.9%€597k▲ 7.6%€720k▲ 20.5%
Operating result€24k-€43k▲ 76.3%€34k▼ 20.0%€65k▲ 88.7%€188k▲ 191%
Net result€14k-€27k▲ 90.7%€21k▼ 22.0%€42k▲ 101%€132k▲ 213%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2022 the operating result has climbed two years in a row; 2024 is 191% above 2023 and is the highest year so far.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €782k
Fixed assets
€27k▼ 20.6%
Current assets
€755k▲ 18.5%
Equity and liabilities €782k
Equity
€720k▲ 20.5%
Debt
€63k▼ 15.2%
The debt ratio falls from 11.0% to 8.0%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€195k▲
2023 · €78k
Cash flow
€139k▲
2023 · €56k
Solvency
92.0%▲
2023 · 89.0%
Current ratio
12.14▲
2023 · 8.60
Quick ratio
12.01▲
2023 · 8.33
Debt / equity
0.09▼
2023 · 0.12
ROE
18.4%▲
2023 · 7.1%
ROA
16.9%▲
2023 · 6.3%
Interest coverage
411.83▲
2023 · -2121.32
Debt
€63k▼
2023 · €74k
Debt ≤ 1 year
€62k▼
2023 · €74k
Income taxes
€67k▲
2023 · €23k
Staff costs
€35k▲
2023 · €31k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€671k€782k▲
Fixed assets21/28€35k€27k▼
Tangible fixed assets22/27€35k€27k▼
Plant, machinery and equipment23€317-
Other tangible fixed assets26€34k€27k▼
Current assets29/58€637k€755k▲
Stocks and contracts in progress3€20k€8k▼
Stocks30/36€20k€8k▼
Amounts receivable within one year40/41€120k€100k▼
Trade receivables40€115k€98k▼
Other amounts receivable41€5k€2k▼
Cash at bank and in hand54/58€497k€647k▲
Equity and liabilities
Total equity and liabilities10/49€671k€782k▲
Equity10/15€597k€720k▲
Contributions10/11€25k€25k=
Reserves13€573k€695k▲
Non-distributable reserves130/1€7k€7k=
Reserves not available under the articles1311€7k€7k=
Tax-exempt reserves132€108k€108k=
Distributable reserves133€457k€579k▲
Amounts payable17/49€74k€63k▼
Amounts payable within one year42/48€74k€62k▼
Trade debts44€67k€8k▼
Suppliers440/4€67k€8k▼
Taxes, remuneration and social security45€7k€55k▲
Taxes450/3€5k€51k▲
Remuneration and social security454/9€2k€3k▲
Accrued charges and deferred income492/3-€644
Income statement
Code20232024
Remuneration, social security and pensions62€31k€35k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€14k€7k▼
Other operating charges640/8€4k€5k▲
Gross operating margin9900€114k€235k▲
Operating profit (loss)9901€65k€188k▲
Financial income75/76B€77€12k▲
Recurring financial income75€77€12k▲
Financial charges65/66B€-37€475▲
Recurring financial charges65€-37€475▲
Profit (loss) for the period before taxes9903€65k€200k▲
Income taxes67/77€23k€67k▲
Profit (loss) for the period9904€42k€132k▲
Profit (loss) for the period to be appropriated9905€42k€132k▲
Appropriation of the result
Profit (loss) to be appropriated9906€42k€132k▲
Transfer from equity791/2-€10k
Transfer to equity691/2€42k€132k▲
To other reserves6921€42k€132k▲
Profit to be distributed694/7-€10k
Return on contributions (dividend)694-€10k
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
20-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 20 days late
2024
31-12
Financial
Highest result since 2018net €132k ▲213%
Operating result €188k, net result €132k, both a record.
20-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 20 days late
2023
28-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
27-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 27 days late
2021
01-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
22-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
17-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
30-05
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
12-06
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
2016
31-05
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Dilbeek · 1 establishment unit since 1953
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Breedveld 33-351702 DilbeekGround area
1,331 m²
Building footprint
484 m²
Volume, LiDAR
1,616 m³
Parcel 23026B0159/00V000, Flanders · tallest building 14.6 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
Breedveld 33-35, 1702 Dilbeek
since 19532.005.407.494
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23026B0159/00V000 | Flanders | 1,331 m² | 1 · 484 m² | 14.6 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
VAN DEURSEN DOMOTICS
BE 0863.530.127
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BE 0801.384.306
Marche-en-Famenne · Eq €719k
SPARK
BE 0445.492.294
Charleroi · Eq €720k
DNP ELECTRICITE
BE 0668.853.305
Courcelles · Eq €720k
SPANS
BE 0432.278.025
Overijse · Eq €719k
Of 22,740 companies in sector 43211 we hold annual accounts for 10,275. 5,555 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded01-01-1968
Fiscal year end31-12
Activities, NACEBEL
43211General electrical installation work
46900Non-specialised wholesale trade
51900
Sources
Crossroads Bank for EnterprisesNational Bank · 48 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryWebsite:www.centrabel.be