CENJOR-INVEST
ActiveCENJOR-INVEST has been active since 1977 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1k and a net result of €19k. Equity is growing by ~24.2% per year across the filed fiscal years. Its solvency ranks better than 15% of 4501 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
68
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability85▲+14
Solvency26▲+22
Growth78=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 15% of 4501 sector peers (2025).
NBB · sector comparisonPosition among 4501 sector peers
Solvency
better than 15%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 13-07-2026, 18 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
18 d early
2024
23 d early
2023
33 d early
2022
22 d late
2021
13 d early
2020
72 d late
2019
104 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
16-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, full schema
Turnover
€42k
EBIT margin
-12.7%
Net result
€19k▲ 23.7%
2024 · €15k
2019: €-43k
2020: €5k
2021: €16k
2022: €-10k
2023: €22k
2024: €15k
2019 → 2025
Working capital
€-15k▲ 57.5%
2024 · €-34k
2019: €-105k
2020: €-90k
2021: €-65k
2022: €-74k
2023: €-51k
2024: €-34k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Turnover€42k
Equity€-45k-€-55k▼ 22.8%€-33k▲ 40.0%€-18k▲ 46.2%€1k
Operating result€19k-€-5k€31k€22k▼ 31.2%€24k▲ 13.2%
Net result€16k-€-10k€22k€15k▼ 30.6%€19k▲ 23.7%
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 13% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €82k
Fixed assets
€16k▼ 6.2%
Current assets
€66k▼ 2.3%
Equity and liabilities €82k
Equity
€1k
Debt
€81k
Debt finances 98.6% of the balance-sheet total.
Key figures and ratios
EBITDA
€25k▲
2024 · €23k
Cash flow
€20k▲
2024 · €16k
Solvency
1.4%▲
2024 · -20.9%
Current ratio
0.82▲
2024 · 0.66
Quick ratio
0.82▲
2024 · 0.66
Debt / equity
71.90▲
2024 · -5.78
ROA
23.0%▲
2024 · 18.0%
Interest coverage
4.53▲
2024 · 3.55
Debt
€81k▼
2024 · €102k
Debt ≤ 1 year
€81k▼
2024 · €102k
A ratio outside any meaningful range has been withheld (balance sheet total €82k, equity €1k).
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€84k€82k▼
Fixed assets21/28€17k€16k▼
Tangible fixed assets22/27€17k€16k▼
Land and buildings22€17k€16k▼
Current assets29/58€68k€66k▼
Amounts receivable within one year40/41€40k€23k▼
Trade receivables40€11k€3k▼
Other amounts receivable41€28k€20k▼
Cash at bank and in hand54/58€28k€43k▲
Deferred charges and accrued income490/1€0-
Equity and liabilities
Total equity and liabilities10/49€84k€82k▼
Equity10/15€-18k€1k▲
Contributions10/11€62k€62k=
Capital10€62k€62k=
Issued capital100€62k€62k=
Reserves13€124k€124k=
Non-distributable reserves130/1€14k€14k=
Legal reserve130€14k€14k=
Distributable reserves133€110k€110k=
Profit (loss) carried forward14€-203k€-184k▲
Amounts payable17/49€102k€81k▼
Amounts payable within one year42/48€102k€81k▼
Trade debts44€9k€4k▼
Suppliers440/4€9k€4k▼
Other amounts payable47/48€93k€77k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1k€1k=
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€3k€4k▲
Other operating charges640/8€3k€4k▲
Gross operating margin9900€28k€33k▲
Operating profit (loss)9901€22k€24k▲
Financial charges65/66B€6k€6k▼
Recurring financial charges65€6k€6k▼
Profit (loss) for the period before taxes9903€15k€19k▲
Profit (loss) for the period9904€15k€19k▲
Profit (loss) for the period to be appropriated9905€15k€19k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-203k€-184k▲
Profit (loss) brought forward from the previous period14P€-218k€-203k▲
The notes to these accounts (3 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
13-07
NBB filing
Annual accounts filed
fiscal year 2025 · full schema
2025
08-07
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
28-06
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
31-12
Financial
Back to profitnet €22k
Net result €22k after one loss-making year.
22-08
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema · 22 days late
2022
18-07
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
11-10
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 72 days late
2020
31-12
Financial
Back to profitnet €5k
Net result €5k after one loss-making year.
12-11
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 104 days late
03-02
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema · 552 days late
03-02
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 917 days late
2016
31-08
NBB filing
Annual accounts filed
fiscal year 2015 · full schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
11 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Zoersel · 1 establishment unit since 1988
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Halle-Velden 1092980 ZoerselGround area
743 m²
Building footprint
144 m²
Volume, LiDAR
302 m³
Parcel 11017C0373/00C000, Flanders · tallest building 10.2 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
Cenjor-invest
since 19882.016.027.511
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11017C0373/00C000 | Flanders | 742 m² | 1 · 144 m² | 10.2 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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AB INNOVATION
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Nostra Domus Development
BE 1015.080.056
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Of 9,696 companies in sector 68121 we hold annual accounts for 7,378. 881 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded14-10-1977
Fiscal year end31-12
Activities, NACEBEL
68121Development of residential building projects
70111
Sources
Crossroads Bank for EnterprisesNational Bank · 47 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.