Celine Robijn
ActiveThe computed 12-month bankruptcy probability of Celine Robijn is 3.4% (moderate). The 2025 annual accounts show equity of €66k and a net result of €18k. Equity is growing by ~41.6% per year across the filed fiscal years. The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
76
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability92▼-8
Solvency93▲+2
Growth52=
Track record94
Bankruptcy probability, 12 months
3.4%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €5k at 30 days acceptable
Liquidity ample (current ratio 3.54 against 5.72 in 2024; short-term debt: 20% and cash: 56.2% of total assets), and 32.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
67.9%
Return on assets
18.5%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 13-02-2026, 168 days ahead of the deadline.
NBB · 3 filingsDeviation from the deadline
2025
168 d early
2024
136 d early
2023
134 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
21-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€66k▲ 37.5%
2024 · €48k
2023: €26k
2024: €48k
2023 → 2025
Total assets
€98k▲ 34.4%
2024 · €73k
2023: €74k
2024: €73k
2023 → 2025
Net result
€18k▼ 18.1%
2024 · €22k
2023: €24k
2024: €22k
2023 → 2025
Working capital
€50k▲ 25.2%
2024 · €40k
2023: €20k
2024: €40k
2023 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202320242025Trend
Equity€26k-€48k▲ 84.3%€66k▲ 37.5%
Operating result€32k-€30k▼ 5.2%€26k▼ 15.6%
Net result€24k-€22k▼ 8.7%€18k▼ 18.1%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 16% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €98k
Fixed assets
€29k▲ 15.8%
Current assets
€69k▲ 44.0%
Equity and liabilities €98k
Equity
€66k▲ 37.5%
Debt
€31k▲ 28.4%
The debt ratio falls from 33.6% to 32.1%. Equity and debt are higher.
Key figures and ratios
EBITDA
€34k▼
2024 · €38k
Cash flow
€26k▼
2024 · €29k
Solvency
67.9%▲
2024 · 66.4%
Current ratio
3.54▼
2024 · 5.72
Quick ratio
3.54▼
2024 · 5.72
Debt / equity
0.47▼
2024 · 0.51
ROE
27.2%▼
2024 · 45.7%
ROA
18.5%▼
2024 · 30.4%
Interest coverage
22.33▼
2024 · 23.26
Debt
€31k▲
2024 · €24k
Debt ≤ 1 year
€20k▲
2024 · €8k
Debt > 1 year
€12k▼
2024 · €16k
Income taxes
€6k▼
2024 · €7k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€73k€98k▲
Fixed assets21/28€25k€29k▲
Tangible fixed assets22/27€25k€29k▲
Land and buildings22-€6k
Plant, machinery and equipment23€748€332▼
Furniture and vehicles24€24k€22k▼
Current assets29/58€48k€69k▲
Amounts receivable within one year40/41€11k€14k▲
Trade receivables40€11k€14k▲
Other amounts receivable41-€519
Cash at bank and in hand54/58€37k€55k▲
Deferred charges and accrued income490/1€670€196▼
Equity and liabilities
Total equity and liabilities10/49€73k€98k▲
Equity10/15€48k€66k▲
Contributions10/11€2k€2k=
Reserves13€46k€64k▲
Distributable reserves133€46k€64k▲
Amounts payable17/49€24k€31k▲
Amounts payable after more than one year17€16k€12k▼
Financial debts170/4€16k€12k▼
Amounts payable within one year42/48€8k€20k▲
Current portion of amounts payable after more than one year42€6k€8k▲
Trade debts44€47€9k▲
Suppliers440/4€47€9k▲
Taxes, remuneration and social security45€2k€2k▼
Taxes450/3€97€0▼
Remuneration and social security454/9€2k€2k=
Other amounts payable47/48€0-
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€7k€8k▲
Other operating charges640/8€476€888▲
Gross operating margin9900€38k€35k▼
Operating profit (loss)9901€30k€26k▼
Financial income75/76B€0€0▼
Recurring financial income75€0€0▼
Financial charges65/66B€2k€2k▼
Recurring financial charges65€2k€2k▼
Profit (loss) for the period before taxes9903€29k€24k▼
Income taxes67/77€7k€6k▼
Profit (loss) for the period9904€22k€18k▼
Profit (loss) for the period to be appropriated9905€22k€18k▼
Appropriation of the result
Profit (loss) to be appropriated9906€22k€18k▼
Transfer to equity691/2€22k€18k▼
To other reserves6921€22k€18k▼
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
13-02
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Weakest financial yearnet €18k ▼18.1%
Net result drops to €18k, the lowest in the series.
17-03
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Liquidity triplescurrent ratio 5.72
Current ratio from 1.79 to 5.72; short-term debt falls from €25k to €8k.
19-03
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Balen · 2 establishment units since 2022
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Scheps 702490 BalenGround area
2,449 m²
Building footprint
320 m²
Volume, LiDAR
2,228 m³
2 parcels, Flanders · tallest building 10.0 m, ±2 floors. Linked by address, not a title deed.
2 establishment units
Celine Robijn
since 20222.338.631.101
Celine Robijn
since 20222.338.631.297
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 13003D0688/00L002 | Flanders | 1,462 m² | 1 · 176 m² | 10.0 m · 2 fl. |
| 13432B2177/00P060 | Flanders | 986 m² | 1 · 144 m² | 9.2 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2023 to 2024 · 2 entries · 1,666 EUR awarded · 1,666 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2024 | 1 | 889 EUR | 889 EUR |
| 2023 | 1 | 777 EUR | 777 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded31-08-2022
Fiscal year end31-12
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.