Equity
Equity fell by 71% in 5 years.
Equity fell by 71% in 5 years.
The 2024 and 2025 financial years closed with a deficit. 2024 was the heaviest.
The accounts state no turnover.
Of this, €176,159 falls due within a year.
Board changed. Latest change 05-08-2026 · 14 in office.
Lower solvency than 94% of companies in membership organisations. Sector median 62.7% · 749 companies.
The dashed line is the sector median: < 0.1% across 513 companies (NACE 94, small).
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 94, small). It does better than 6% of them on solvency, 44% on liquidity, 23% on profitability and 5% on growth.
The bankruptcy probability was computed on 08-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
In July 2024, 1,104 companies had the same profile as COMITE EUROPEEN DE COORDINATION DE L'HABITAT SOCIAL has now. Each dot stands for 3 companies, two years later.
Another 0.4% stopped without a precise date, possibly only after those two years.
The bankruptcy probability of COMITE EUROPEEN DE COORDINATION DE L'HABITAT SOCIAL itself is lower: < 0.1% within 12 months. It rests on far more data about COMITE EUROPEEN DE COORDINATION DE L'HABITAT SOCIAL than the profile alone.
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 1,104 companies, not a prediction for COMITE EUROPEEN DE COORDINATION DE L'HABITAT SOCIAL. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Liquidity is ample, with a current ratio of 9.7 (10.6 in 2024), above the usual 1.5. Short-term debt is 9.8% and cash 15.9% of total assets. However, 96.8% of the assets are financed with debt and provisions.
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
The company filed its last 7 accounts on average 12 days after the deadline. In the sector (NACE 94), the median for financial year 2024 was 29 days before the deadline, and 25% of those companies filed late.
| Company | ||||
|---|---|---|---|---|
| COMITE EUROPEEN DE COORDINATION DE L'HABITAT SOCIAL Ixelles | €1.8m | €1.0m | 3.2% | 13.7 |
| FEDERATION EUROPEENNE DES AGENCES ET DES REGIONS POUR L'ENERGIE ET DE L'ENVIRONNEMENT Ixelles | €2.0m | €1.2m | 37.7% | 14.9 |
| BRUXEO Brussels | €1.5m | €1.2m | 79.5% | 13.6 |
| WALLONIE DESIGN ASBL Liège | €1.7m | €0.9m | 11.1% | 10.2 |
| GROUPEMENT DE REDEPLOIEMENT ECONOMIQUE DE LA PROVINCE DE LIEGE Liège | €2.2m | €0.9m | 16.2% | 10.1 |
| ASSOCIATION OF THE EUROPEAN HEATING INDUSTRY Ixelles | €1.3m | €1.1m | 74.5% | 10.4 |
| BIOENERGY Europe Ixelles | €1.4m | €1.5m | 70.6% | 18.1 |
These companies have the same main activity as COMITE EUROPEEN DE COORDINATION DE L'HABITAT SOCIAL: activities of business and employers' organisations (NACE 94110). They are comparable in size and age: total assets between €1.3m and €2.2m, founded between 1994 and 2005.
COMITE EUROPEEN DE COORDINATION DE L'HABITAT SOCIAL has existed since 2000. The gross margin grew from €396,321 in 2013 to €977,408 in 2025 and staff from 7.3 to 13.7 full-time equivalents.
The gross margin has grown every year since 2021.
In December 2025, five directors stepped down.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
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