Equity
Equity rose in 2025 from €88,200 to €148,269.
Equity rose in 2025 from €88,200 to €148,269.
The accounts state no turnover.
Of this, €185,723 falls due within a year.
In 2025, 2 people joined and 1 left.
Short-term debts fell from €253,776 to €185,723.
Nine of the last ten came late. The 2017 accounts came latest: 355 days after the end of the period.
The dashed line is the sector median: < 0.1% across 24,180 companies (NACE 86, micro).
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 86, micro). It does better than 22% of them on solvency, 72% on liquidity, 26% on profitability and 85% on growth.
The bankruptcy probability was computed on 06-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 30-06-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
In July 2024, 5,053 companies had the same profile as CENTRE DENTAIRE SPECIALISE NAMUROIS has now. Each dot stands for 13 companies, two years later.
Another 0.1% stopped without a precise date, possibly only after those two years.
The bankruptcy probability of CENTRE DENTAIRE SPECIALISE NAMUROIS itself is lower: < 0.1% within 12 months. It rests on far more data about CENTRE DENTAIRE SPECIALISE NAMUROIS than the profile alone.
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 5,053 companies, not a prediction for CENTRE DENTAIRE SPECIALISE NAMUROIS. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Liquidity is ample, with a current ratio of 2.47 (1.73 in 2024), above the usual 1.5. Short-term debt is 28.1% and cash 49.2% of total assets. However, 77.6% of the assets are financed with debt and provisions.
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
The company filed its last 7 accounts on average 10 days after the deadline. In the sector (NACE 86), the median for financial year 2024 was 7 days before the deadline, and 36% of those companies filed late.
| Company | ||||
|---|---|---|---|---|
| CENTRE DENTAIRE SPECIALISE NAMUROIS Namur | €660,592 | €472,064 | 22.4% | 7.4 |
| Benedenti Tienen Berlaar | €774,064 | €454,005 | -120.8% | 7.3 |
| DENTAL TREATMENT CENTER Brussels | €888,795 | €468,636 | 12.5% | 7.1 |
| Respire Clinic Ghent | €744,428 | €450,770 | 54.6% | 6 |
| PARODONTOLOGIE - IMPLANTOLOGIE MARC HERMANS DE HEEL Auderghem | €701,878 | €461,933 | 30.3% | 6.2 |
| O-DONTO Spa | €976,022 | €604,384 | 24.2% | 8 |
| Benedenti Rotselaar Berlaar | €502,157 | €492,612 | 22.3% | 8.7 |
These companies have the same main activity as CENTRE DENTAIRE SPECIALISE NAMUROIS: dental practice (NACE 86230). They are comparable in size and age: total assets between €502,000 and €976,000, founded between 2001 and 2012.
Solvency rose in 2025 from 12.6% to 22.4% because of the retained profit and lower debts.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
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