CATI
ActiveCATI has been active since 1990 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €2.09M and a net result of €74k. Equity remains stable across the filed fiscal years (±2.4% per year). Its solvency ranks better than 30% of 31584 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
68
/ 100
Healthy
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability70▲+1
Solvency54▼-5
Growth78▲+26
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €140k at 30 days acceptable
Liquidity short (current ratio 0.38 against 0.36 in 2024; short-term debt: 28.2% and cash: 0.1% of total assets), and 70.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
29.1%
Return on assets
1%
Age of the figures
12 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 29-04-2026, 1 day ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
1 d early
2024
on the day
2023
on the day
2022
2 d early
2021
31 d early
2020
7 d late
2019
2 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
18-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€2.09M▲ 3.6%
2024 · €2.02M
2018: €1.79M
2019: €1.81M
2020: €1.83M
2021: €1.90M
2022: €1.95M
2023: €2.01M
2024: €2.02M
2018 → 2025
Total assets
€7.20M▲ 21.8%
2024 · €5.91M
2018: €3.54M
2019: €4.05M
2020: €4.53M
2021: €5.19M
2022: €5.38M
2023: €5.87M
2024: €5.91M
2018 → 2025
Net result
€74k▲ 270%
2024 · €20k
2018: €52k
2019: €12k
2020: €26k
2021: €72k
2022: €50k
2023: €58k
2024: €20k
2018 → 2025
Working capital
€-1.25M▼ 127%
2024 · €-554k
2018: €-574k
2019: €-1.24M
2020: €-1.63M
2021: €-2.19M
2022: €-2.17M
2023: €-432k
2024: €-554k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€1.90M-€1.95M▲ 2.6%€2.01M▲ 2.9%€2.02M▲ 0.5%€2.09M▲ 3.6%
Operating result€101k-€83k▼ 17.9%€90k▲ 8.2%€50k▼ 44.2%€139k▲ 176%
Net result€72k-€50k▼ 30.6%€58k▲ 14.7%€20k▼ 65.2%€74k▲ 270%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 176% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €7.20M
Fixed assets
€6.43M▲ 14.6%
Current assets
€773k▲ 152%
Equity and liabilities €7.20M
Equity
€2.09M▲ 3.6%
Provisions
€56k▲ 71.9%
Debt
€5.05M▲ 30.9%
The debt ratio rises from 65.2% to 70.1%. Equity and debt are higher.
Key figures and ratios
EBITDA
€379k▲
2024 · €305k
Cash flow
€315k▲
2024 · €275k
Solvency
29.1%▼
2024 · 34.2%
Current ratio
0.38▲
2024 · 0.36
Quick ratio
0.38▲
2024 · 0.36
Debt / equity
2.41▲
2024 · 1.91
ROE
3.5%▲
2024 · 1.0%
ROA
1.0%▲
2024 · 0.3%
Interest coverage
15.92▲
2024 · 13.95
Debt
€5.05M▲
2024 · €3.86M
Debt ≤ 1 year
€2.03M▲
2024 · €861k
Debt > 1 year
€2.81M▼
2024 · €2.82M
Income taxes
€9k▲
2024 · €8k
Staff costs
€153k▼
2024 · €166k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€5.91M€7.20M▲
Fixed assets21/28€5.61M€6.43M▲
Tangible fixed assets22/27€5.60M€6.42M▲
Land and buildings22€4.99M€4.95M▼
Plant, machinery and equipment23€273k€399k▲
Furniture and vehicles24€82k€52k▼
Other tangible fixed assets26€246k€1.01M▲
Financial fixed assets28€9k€9k=
Current assets29/58€307k€773k▲
Amounts receivable within one year40/41€233k€762k▲
Trade receivables40€230k€736k▲
Other amounts receivable41€3k€26k▲
Current investments50/53-€239
Cash at bank and in hand54/58€74k€11k▼
Equity and liabilities
Total equity and liabilities10/49€5.91M€7.20M▲
Equity10/15€2.02M€2.09M▲
Contributions10/11€166k€166k=
Reserves13€315k€385k▲
Non-distributable reserves130/1€17k€17k=
Reserves not available under the articles1311€17k€17k=
Tax-exempt reserves132€38k€70k▲
Distributable reserves133€261k€298k▲
Profit (loss) carried forward14€1.54M€1.54M▲
Provisions and deferred taxes16€33k€56k▲
Provisions for liabilities and charges160/5€33k€33k=
Environmental obligations163€13k€13k=
Other liabilities and charges164/5€20k€20k=
Deferred taxes168-€23k
Amounts payable17/49€3.86M€5.05M▲
Amounts payable after more than one year17€2.82M€2.81M▼
Financial debts170/4€2.81M€2.81M=
Other amounts payable178/9€14k€4k▼
Amounts payable within one year42/48€861k€2.03M▲
Trade debts44€178k€55k▼
Suppliers440/4€178k€55k▼
Taxes, remuneration and social security45€49k€39k▼
Taxes450/3€4k€8k▲
Remuneration and social security454/9€44k€31k▼
Other amounts payable47/48€634k€1.93M▲
Accrued charges and deferred income492/3€172k€207k▲
Income statement
Code20242025
Non-recurring operating income76A-€196k
Remuneration, social security and pensions62€166k€153k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€255k€240k▼
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€485€1k▲
Other operating charges640/8€76k€35k▼
Gross operating margin9900€547k€568k▲
Operating profit (loss)9901€50k€139k▲
Financial income75/76B-€4k
Recurring financial income75-€4k
Financial charges65/66B€22k€36k▲
Recurring financial charges65€22k€24k▲
Non-recurring financial charges66B-€12k
Profit (loss) for the period before taxes9903€28k€107k▲
Transfer from deferred taxes780-€393
Transfer to deferred taxes680-€24k
Income taxes67/77€8k€9k▲
Profit (loss) for the period9904€20k€74k▲
Transfer from tax-exempt reserves789-€1k
Transfer to tax-exempt reserves689-€71k
Profit (loss) for the period to be appropriated9905€20k€4k▼
Appropriation of the result
Profit (loss) to be appropriated9906€1.55M€1.55M▼
Profit (loss) brought forward from the previous period14P€1.53M€1.54M▲
Profit to be distributed694/7€10k€3k▼
Other beneficiaries697€10k€3k▼
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
29-04
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-09
Financial
Highest result since 2018net €74k ▲270%
Operating result €139k, net result €74k, both a record.
30-04
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
30-04
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
30-09
Financial
Equity above €2MEq €2.01M ▲2.9%
6 profitable years in a row build equity to €2.01M.
28-04
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
30-03
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
07-05
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 7 days late
2020
28-04
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
30-09
Financial
Weakest financial yearnet €12k ▼76.9%
Net result drops to €12k, the lowest in the series; recovery starts the following year.
02-04
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
03-04
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
29-03
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
7 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Londerzeel · 1 establishment unit since 1990
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Heide 251840 LonderzeelGround area
4,747 m²
Building footprint
510 m²
Volume, LiDAR
3,245 m³
Parcel 23080A0076/00C002, Flanders · tallest building 10.2 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
CATI BVBA
since 19902.049.335.826
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23080A0076/00C002 | Flanders | 4,747 m² | 1 · 510 m² | 10.2 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2023 to 2025 · 2 entries · 3,911 EUR awarded · 3,911 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 3,591 EUR | 3,591 EUR |
| 2023 | 1 | 320 EUR | 320 EUR |
Schemes
Investeringssteun voor land- en tuinbouwers
Subsidie voor de bedrijfseigen teelt van plantaardige eiwitbronnen (vlinderbloemigen) - stopgezet
Recognitions · licences · registrations
Food safety, FASFC
1 siteLonderzeel2.049.335.826
Similar companies · same sector, comparable size
RALEX
BE 0865.702.828
Mechelen · Eq €2.09M
EPMF, European Precious Metals Federation
BE 0821.614.645
Sint-Pieters-Woluwe · Eq €2.09M
LAUWERS & PARTNERS
BE 0417.783.750
Kapellen · Eq €2.09M
RISEHUB
BE 0804.460.293
Elsene · Eq €2.10M
GROUP SD
BE 0874.640.288
Balen · Eq €2.10M
Of 82,554 companies in sector 70200 we hold annual accounts for 52,570. 19,625 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded14-06-1990
Fiscal year end30-09
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
74142
01110Growing of cereals (except rice), leguminous crops and oil seeds
01130Growing of vegetables, melons, roots and tubers
01450Raising of sheep and goats
Sources
Crossroads Bank for EnterprisesNational Bank · 35 filingsAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.