CARRARA
ActiveCARRARA has been active since 1990 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €558k and a net result of €-51k. Equity is growing by ~3.9% per year across the filed fiscal years. Its solvency ranks better than 71% of 501 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2024
Axes · tick = 2023
Profitability0▼-70
Solvency100=
Growth52▼-26
Stability100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €23k at 30 days only on tighter terms
Liquidity ample (current ratio 2.18 against 2.31 in 2023), and 32.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 23
Relative position
BE, all sectors
reference
Sector 23
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
67.8%
Return on assets
-6.2%
Age of the figures
20 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 03-07-2025, 28 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
28 d early
2023
13 d early
2022
27 d early
2021
20 d early
2020
31 d early
2019
45 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€558k▼ 8.4%
2023 · €609k
2018: €520k
2019: €461k
2020: €384k
2021: €448k
2022: €524k
2023: €609k
2018 → 2024
Total assets
€824k▼ 6.7%
2023 · €883k
2018: €1.01M
2019: €975k
2020: €830k
2021: €811k
2022: €855k
2023: €883k
2018 → 2024
Net result
€-51k
2023 · €85k
2018: €-19k
2019: €-59k
2020: €-77k
2021: €63k
2022: €77k
2023: €85k
2018 → 2024
Working capital
€312k▼ 12.7%
2023 · €358k
2018: €265k
2019: €229k
2020: €154k
2021: €217k
2022: €276k
2023: €358k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€384k-€448k▲ 16.5%€524k▲ 17.1%€609k▲ 16.2%€558k▼ 8.4%
Operating result€-64k-€75k€86k▲ 14.1%€97k▲ 13.0%€-41k
Net result€-77k-€63k€77k▲ 20.9%€85k▲ 10.9%€-51k
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2024: a loss of €41k after €97k in 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €824k
Fixed assets
€246k▼ 2.6%
Current assets
€578k▼ 8.3%
Equity and liabilities €824k
Equity
€558k▼ 8.4%
Debt
€266k▼ 2.8%
The debt ratio rises from 31.0% to 32.2%: equity shrinks faster than debt is paid down.
Key figures and ratios
EBITDA
€-27k▼
2023 · €123k
Cash flow
€-37k▼
2023 · €112k
Solvency
67.8%▼
2023 · 69.0%
Current ratio
2.18▼
2023 · 2.31
Quick ratio
0.32▼
2023 · 0.59
Debt / equity
0.48▲
2023 · 0.45
ROE
-9.2%▼
2023 · 13.9%
ROA
-6.2%▼
2023 · 9.6%
Interest coverage
-2.69▼
2023 · 10.41
Debt
€266k▼
2023 · €273k
Debt ≤ 1 year
€266k▼
2023 · €272k
Staff costs
€297k▼
2023 · €306k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€883k€824k▼
Fixed assets21/28€252k€246k▼
Tangible fixed assets22/27€252k€246k▼
Land and buildings22€162k€161k▼
Plant, machinery and equipment23€91k€85k▼
Financial fixed assets28€0-
Current assets29/58€630k€578k▼
Stocks and contracts in progress3€468k€494k▲
Stocks30/36€450k€461k▲
Contracts in progress37€19k€32k▲
Amounts receivable within one year40/41€113k€62k▼
Trade receivables40€112k€59k▼
Other amounts receivable41€728€3k▲
Current investments50/53€111€111=
Cash at bank and in hand54/58€40k€16k▼
Deferred charges and accrued income490/1€9k€6k▼
Equity and liabilities
Total equity and liabilities10/49€883k€824k▼
Equity10/15€609k€558k▼
Contributions10/11€711k€711k=
Profit (loss) carried forward14€-102k€-153k▼
Amounts payable17/49€273k€266k▼
Amounts payable after more than one year17€0-
Financial debts170/4€0-
Amounts payable within one year42/48€272k€266k▼
Current portion of amounts payable after more than one year42€23k€0▼
Financial debts43€135k€125k▼
Credit institutions430/8€135k€125k▼
Trade debts44€82k€110k▲
Suppliers440/4€82k€110k▲
Taxes, remuneration and social security45€33k€31k▼
Taxes450/3€7k€4k▼
Remuneration and social security454/9€26k€27k▲
Other amounts payable47/48€65€0▼
Accrued charges and deferred income492/3€814€0▼
Income statement
Code20232024
Remuneration, social security and pensions62€306k€297k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€27k€14k▼
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€0-
Other operating charges640/8€15k€13k▼
Gross operating margin9900€445k€283k▼
Operating profit (loss)9901€97k€-41k▼
Financial income75/76B€103€43▼
Recurring financial income75€103€43▼
Financial charges65/66B€12k€10k▼
Recurring financial charges65€12k€10k▼
Profit (loss) for the period before taxes9903€85k€-51k▼
Profit (loss) for the period9904€85k€-51k▼
Profit (loss) for the period to be appropriated9905€85k€-51k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-102k€-153k▼
Profit (loss) brought forward from the previous period14P€-187k€-102k▲
Social balance
Average headcount (FTE)90874.0-
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
03-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
18-07
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
31-12
Financial
Highest result since 2018net €85k ▲10.9%
Operating result €97k, net result €85k, both a record.
04-07
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
31-12
Financial
Equity above €500kEq €524k ▲17.1%
2 profitable years in a row build equity to €524k.
11-07
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
31-12
Financial
Back to profitnet €63k
Net result €63k after 3 loss-making years.
30-06
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
31-12
Financial
Weakest financial yearnet €-77k
Net result drops to €-77k, the lowest in the series; recovery starts the following year.
14-09
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 45 days late
2019
26-07
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
11-07
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
05-07
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
2016
18-07
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
no sitting director, no change since 2025
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
20-10-2025
V&O SERVICE MANAGEMENT: Resigned as Director
18-01-2024
V&O SERVICE MANAGEMENT: Resigned as Director
30-06-2018
Patrick Luckx: Resigned as Manager
Location & real-estate footprint
Registered office, Sint-Gillis-Waas · 1 establishment unit since 1991
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Kluizenhof(SGW) 299170 Sint-Gillis-WaasGround area
8,085 m²
Building footprint
1,982 m²
Volume, LiDAR
13,002 m³
Parcel 46020C1765/00A000, Flanders · tallest building 7.7 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
CARRARA
since 19912.051.622.650
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 46020C1765/00A000 | Flanders | 8,085 m² | 1 · 1,982 m² | 7.7 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
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FREDDY CARTON
BE 0436.888.988
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DGJ Pierres
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MARCEL ZIEMONS STEINBILDHAUEREI
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Of 736 companies in sector 23700 we hold annual accounts for 489. 387 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded14-11-1990
Fiscal year end31-12
Legal name NL
Maarten Construct KH29
Activities, NACEBEL
23700Cutting, shaping and finishing of stone
26700
Sources
Crossroads Bank for EnterprisesNational Bank · 34 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.