CAPIX
ActiveThe computed 12-month bankruptcy probability of CAPIX is 1.8% (moderate). The 2025 annual accounts show negative equity (€-24k) and a net result of €-17k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 14% of 13159 sector peers (fiscal year 2025). The company has been active since 1988 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
20
/ 100
Critical
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability0=
Solvency0▼-13
Growth32▼-20
Track record100
Bankruptcy probability, 12 months
1.8%
Moderate
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.36 against 0.61 in 2024; short-term debt: 151.2% and cash: 1.2% of total assets), and equity is negative.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Sector 56
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
-51.2%
Return on assets
-36.3%
Age of the figures
12 mo
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year €-24k
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 25-03-2026, 36 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
36 d early
2024
35 d late
2023
14 d early
2022
17 d early
2021
20 d early
2020
37 d early
2019
on the day
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
19-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€-24k▼ 244%
2024 · €-7k
2018: €-18k
2019: €-15k
2020: €-11k
2021: €1k
2022: €9k
2023: €3k
2024: €-7k
2018 → 2025
Total assets
€47k▼ 19.3%
2024 · €58k
2018: €70k
2019: €67k
2020: €54k
2021: €70k
2022: €71k
2023: €65k
2024: €58k
2018 → 2025
Net result
€-17k▼ 71.2%
2024 · €-10k
2018: €3k
2019: €3k
2020: €3k
2021: €12k
2022: €8k
2023: €-6k
2024: €-10k
2018 → 2025
Working capital
€-45k▼ 79.0%
2024 · €-25k
2018: €-40k
2019: €-36k
2020: €-29k
2021: €-18k
2022: €-9k
2023: €-16k
2024: €-25k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€1k-€9k▲ 649%€3k▼ 66.7%€-7k€-24k▼ 244%
Operating result€21k-€14k▼ 31.8%€-4k€-8k▼ 79.7%€-14k▼ 90.6%
Net result€12k-€8k▼ 38.0%€-6k€-10k▼ 67.3%€-17k▼ 71.2%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €14k in 2025 against €8k in 2024; the loss grows and 2025 has the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €47k
Fixed assets
€21k▲ 15.8%
Current assets
€26k▼ 35.3%
Key figures and ratios
EBITDA
€-14k▼
2024 · €-7k
Cash flow
€-17k▼
2024 · €-10k
Solvency
-51.2%▼
2024 · -12.0%
Current ratio
0.36▼
2024 · 0.61
Quick ratio
0.11▼
2024 · 0.26
Debt / equity
-2.95▲
2024 · -9.33
ROA
-36.3%▼
2024 · -17.1%
Interest coverage
-4.53▼
2024 · -3.07
Debt
€71k▲
2024 · €65k
Debt ≤ 1 year
€71k▲
2024 · €65k
Income taxes
€180▲
2024 · €168
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€58k€47k▼
Fixed assets21/28€18k€21k▲
Intangible fixed assets21-€323
Tangible fixed assets22/27€18k€20k▲
Plant, machinery and equipment23€0€3k▲
Furniture and vehicles24€18k€18k▼
Financial fixed assets28€750€750=
Current assets29/58€40k€26k▼
Stocks and contracts in progress3€23k€18k▼
Stocks30/36€23k€18k▼
Amounts receivable within one year40/41€16k€5k▼
Trade receivables40€13k€5k▼
Other amounts receivable41€3k-
Cash at bank and in hand54/58€413€561▲
Deferred charges and accrued income490/1€498€2k▲
Equity and liabilities
Total equity and liabilities10/49€58k€47k▼
Equity10/15€-7k€-24k▼
Contributions10/11€19k€19k=
Reserves13€3k€3k=
Non-distributable reserves130/1€162€162=
Reserves not available under the articles1311€162€162=
Tax-exempt reserves132€2k€2k=
Distributable reserves133€55€55=
Profit (loss) carried forward14€-28k€-45k▼
Amounts payable17/49€65k€71k▲
Amounts payable within one year42/48€65k€71k▲
Financial debts43€10k-
Credit institutions430/8€10k-
Trade debts44€4k€3k▼
Suppliers440/4€4k€3k▼
Taxes, remuneration and social security45€3k€575▼
Taxes450/3€3k€575▼
Other amounts payable47/48€49k€68k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€373€147▼
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€167-
Other operating charges640/8€819€959▲
Gross operating margin9900€-6k€-13k▼
Operating profit (loss)9901€-8k€-14k▼
Financial income75/76B€69€626▲
Recurring financial income75€69€626▲
Financial charges65/66B€2k€3k▲
Recurring financial charges65€2k€3k▲
Profit (loss) for the period before taxes9903€-10k€-17k▼
Income taxes67/77€168€180▲
Profit (loss) for the period9904€-10k€-17k▼
Profit (loss) for the period to be appropriated9905€-10k€-17k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-28k€-45k▼
Profit (loss) brought forward from the previous period14P€-18k€-28k▼
The notes to these accounts (14 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
25-03
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-09
Financial
Weakest financial yearnet €-17k
Net result drops to €-17k, the lowest in the series.
04-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 35 days late
2024
16-04
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
13-04
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
10-04
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
30-09
Financial
Highest result since 2018net €12k ▲260%
Operating result €21k, net result €12k, both a record.
24-03
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
30-04
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
24-04
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
02-02
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
11-05
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 11 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Bonheiden · 1 establishment unit since 1988
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Tinstraat 822820 BonheidenGround area
234 m²
Building footprint
234 m²
Volume, LiDAR
1,010 m³
Parcel 12031A0245/00M003, Flanders · tallest building 8.6 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
Tinstraat 82, 2820 Bonheiden
since 19882.040.590.879
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 12031A0245/00M003 | Flanders | 234 m² | 1 · 234 m² | 8.6 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
AKCESME
BE 0661.754.685
Ieper · Eq €3k
BREAKFAST VAMOS
BE 0777.628.907
Antwerpen · Eq €3k
De Bruulbak
BE 0798.731.850
Kasterlee · Eq €3k
MERCAPIZZA
BE 0665.875.009
Fontaine-l'Evêque · Eq €3k
Taspo
BE 1009.076.053
Willebroek · Eq €3k
Of 21,896 companies in sector 56112 we hold annual accounts for 9,784. 3,927 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded03-08-1988
Fiscal year end30-09
Activities, NACEBEL
55302
56102Limited-service restaurants
56112Limited-service restaurants, excluding mobile food services
70200Business and other management consultancy
70220Business consulting
74142
Sources
Crossroads Bank for EnterprisesNational Bank · 36 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.