CALLIOPE
ActiveCALLIOPE has been active since 2000 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €23k and a net result of €-6k. Equity is shrinking by ~20% per year across the filed fiscal years. Its solvency ranks better than 82% of 1933 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2024
69
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability0=
Solvency100=
Growth32=
Track record100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1.5k at 30 days acceptable
Liquidity ample (current ratio 5.1 against 4.4 in 2023; short-term debt: 14.4% and cash: 26.7% of total assets), and 20.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 59
Relative position
BE, all sectors
reference
Sector 59
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
79.8%
Return on assets
-20.6%
Age of the figures
21 mo
raises risk · Persistent losses
Two consecutive loss-making years (2023 and 2024); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2024Net result per financial year
18192021222324
2018 to 2024 · latest year €-6k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 27-06-2025, 34 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
34 d early
2023
33 d early
2022
32 d early
2021
31 d early
2020
33 d early
2019
35 d early
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€23k▼ 20.5%
2023 · €29k
2018: €79k
2019: €87k
2020: €88k
2021: €62k
2022: €56k
2023: €29k
2018 → 2024
Total assets
€29k▼ 24.7%
2023 · €39k
2018: €85k
2019: €99k
2020: €92k
2021: €73k
2022: €67k
2023: €39k
2018 → 2024
Net result
€-6k▲ 51.6%
2023 · €-12k
2018: €4k
2019: €8k
2020: €737
2021: €4k
2022: €-6k
2023: €-12k
2018 → 2024
Working capital
€17k▼ 33.8%
2023 · €26k
2018: €75k
2019: €82k
2020: €81k
2021: €56k
2022: €51k
2023: €26k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€88k-€62k▼ 29.4%€56k▼ 9.4%€29k▼ 47.9%€23k▼ 20.5%
Operating result€1k-€7k▲ 428%€-5k€-11k▼ 141%€-5k▲ 55.0%
Net result€737-€4k▲ 430%€-6k€-12k▼ 113%€-6k▲ 51.6%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €5k in 2024 against €11k in 2023; the loss shrinks.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €29k
Fixed assets
€8k▲ 53.5%
Current assets
€21k▼ 36.3%
Equity and liabilities €29k
Equity
€23k▼ 20.5%
Debt
€6k▼ 37.7%
The debt ratio falls from 24.4% to 20.2%. Equity and debt are lower.
Key figures and ratios
EBITDA
€-3k▲
2023 · €-9k
Cash flow
€-4k▲
2023 · €-10k
Solvency
79.8%▲
2023 · 75.6%
Current ratio
5.10▲
2023 · 4.40
Quick ratio
4.65▲
2023 · 4.06
Debt / equity
0.25▼
2023 · 0.32
ROE
-25.8%▲
2023 · -42.4%
ROA
-20.6%▲
2023 · -32.1%
Interest coverage
-3.56▲
2023 · -9.04
Debt
€6k▼
2023 · €9k
Debt ≤ 1 year
€4k▼
2023 · €8k
Income taxes
€213▲
2023 · €207
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€39k€29k▼
Fixed assets21/28€5k€8k▲
Tangible fixed assets22/27€5k€8k▲
Land and buildings22€2k€2k▼
Furniture and vehicles24€3k€6k▲
Current assets29/58€34k€21k▼
Stocks and contracts in progress3€3k€2k▼
Stocks30/36€3k€2k▼
Amounts receivable within one year40/41€19k€11k▼
Trade receivables40€14k€6k▼
Other amounts receivable41€5k€5k▲
Cash at bank and in hand54/58€11k€8k▼
Deferred charges and accrued income490/1€1k€445▼
Equity and liabilities
Total equity and liabilities10/49€39k€29k▼
Equity10/15€29k€23k▼
Contributions10/11€7k€7k=
Reserves13€22k€17k▼
Distributable reserves133€22k€17k▼
Profit (loss) carried forward14-€-191
Amounts payable17/49€9k€6k▼
Amounts payable within one year42/48€8k€4k▼
Trade debts44€878€499▼
Suppliers440/4€878€499▼
Taxes, remuneration and social security45€6k€4k▼
Taxes450/3€6k€4k▼
Other amounts payable47/48€779-
Accrued charges and deferred income492/3€2k€2k▼
Income statement
Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k€2k▲
Other operating charges640/8€2k€1k▼
Gross operating margin9900€-7k€-1k▲
Operating profit (loss)9901€-11k€-5k▲
Financial income75/76B€1€1▼
Recurring financial income75€1€1▼
Financial charges65/66B€989€750▼
Recurring financial charges65€989€750▼
Profit (loss) for the period before taxes9903€-12k€-6k▲
Income taxes67/77€207€213▲
Profit (loss) for the period9904€-12k€-6k▲
Profit (loss) for the period to be appropriated9905€-12k€-6k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-12k€-6k▲
Transfer from equity791/2€27k€6k▼
Profit to be distributed694/7€14k-
Return on contributions (dividend)694€14k-
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
27-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
28-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Weakest financial yearnet €-12k
Net result drops to €-12k, the lowest in the series; recovery starts the following year.
29-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
30-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
28-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Liquidity triplescurrent ratio 24.72
Current ratio from 8.47 to 24.72; short-term debt falls from €11k to €3k.
26-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Highest result since 2018net €8k ▲102%
Operating result €11k, net result €8k, both a record.
27-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
28-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
28-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
2016
15-07
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Tessenderlo-Ham · 1 establishment unit since 2000
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Nijverheidsweg 93945 Tessenderlo-HamGround area
754 m²
Building footprint
255 m²
Volume, LiDAR
1,021 m³
Parcel 71046A0936/02C002, Flanders · tallest building 6.3 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
TiTaTine
since 20002.116.069.549
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 71046A0936/02C002 | Flanders | 754 m² | 1 · 255 m² | 6.3 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
LexiQ
BE 0774.270.925
Aalst · Eq €24k
STONE PROD
BE 0872.018.815
Brussel · Eq €23k
SALTVISION
BE 0786.771.552
Kruisem · Eq €24k
HOUTMAN CO
BE 1003.404.424
Ukkel · Eq €24k
SOCIETE-ECRAN
BE 0807.351.388
Linkebeek · Eq €24k
Of 1,059 companies in sector 59120 we hold annual accounts for 451. 339 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded03-08-2000
Fiscal year end31-12
Activities, NACEBEL
59120Post-production of films, video and television programmes
92114
47279Other retail sale of food
47299Retail trade
47559Retail sale of other household articles
47599Retail trade
47789Other retail sale of new goods
74111Design of textile patterns, clothing, jewellery, furniture and decorative items
90031Arts creation and performing arts activities
90111Literary creation
96022Beauty treatment
96220Beauty care and other beauty treatments
Sources
Crossroads Bank for EnterprisesNational Bank · 24 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.