Equity
-€557,286
Debts exceed assets in financial year 2025.
CaliXto
Lifetime
15 annual accounts with figures on one time axispeak €580,861 (2017)
-€78,863▼ €33,055
lowest -€762,373 (2021)
-€289,107▲ €3,254
peak €1.2m (2015)
-€557,286▼ €289,107
€8.3m▲ 121%
peak 1 FTE (2019)
-not published
Board5 names since 2009
2 directorsSNAUWAERT Frederik Evariste Andrea and 1 other
Documentsfilings and deeds
30-07-20261 day before the deadline
2025abbreviated format
Gross margin from -€45,808 to -€78,863Loss of €289,107Equity from -€268,178 to -€557,286Debts from €3.7m to €8.3mInvestments €1.9mCash from €2,220 to €50,314
Key points
from the 2025 annual accountsLosses
-€643,547 in three years
Every financial year from 2023 to 2025 closed with a loss. 2024 was the heaviest.
Debts
€8.3m 107% of the balance sheet
Financial debts 27%Suppliers 0%Taxes and wages 0%Other 73%
Of this, €5.9m falls due within a year.
Turnover not published (abbreviated format)
Checked score
52
Fair
Financially stronger than 7% of small companies in real estate (NACE 68)
Probability in this band: 1.5% to 4.2%
Negative equity caps the score at 59.
Bankruptcy probability within 12 months
0.2% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.1% across 6,997 companies (NACE 68, small).
About 2 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 0.4%
01-2025: 0.4%● unchanged vs 12-2024
02-2025: 0.5%▲ +0.1 percentage points vs 01-2025
03-2025: 0.5%● unchanged vs 02-2025
04-2025: 0.5%● unchanged vs 03-2025
05-2025: 0.5%● unchanged vs 04-2025
06-2025: 0.7%▲ +0.2 percentage points vs 05-2025
07-2025: 0.8%▲ +0.1 percentage points vs 06-2025
08-2025: 1.4%▲ +0.6 percentage points vs 07-2025
09-2025: 1.4%● unchanged vs 08-2025
10-2025: 1.4%● unchanged vs 09-2025
11-2025: 1.4%● unchanged vs 10-2025
12-2025: 1.4%● unchanged vs 11-2025
01-2026: 1.4%● unchanged vs 12-2025
02-2026: 1.4%● unchanged vs 01-2026
03-2026: 1.6%▲ +0.2 percentage points vs 02-2026
04-2026: 1.6%● unchanged vs 03-2026
05-2026: 1.6%● unchanged vs 04-2026
06-2026: 1.6%● unchanged vs 05-2026highest value
07-2026: 1.6%● unchanged vs 06-2026
08-2026: 0.2%▼ -1.4 percentage points vs 07-2026lowest value
09-2026: 0.2%● unchanged vs 08-2026lowest value
10-2026: 0.2%● unchanged vs 09-2026lowest value
11-2026: 0.2%● unchanged vs 10-2026lowest value
Financial strengthWeak
Score breakdown
raises risk
Capped at 59: negative equity
Negative equity -€557,286
Liquidity: current ratio 0.44, cash €50,314
lowers risk
Size: total assets €7.7m
Figures for financial year 2025 (filed on 30-07-2026)
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 68, small). It does better than 8% of them on solvency, 10% on liquidity, 7% on profitability and 4% on growth.
The bankruptcy probability was computed on 07-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 129 companies had the same profile as CaliXto has now. Each dot is one company, two years later.
95.3%
were still trading
2.3%
stopped another way
1.6%
went bankrupt
Another 0.8% stopped without a precise date, possibly only after those two years.
The bankruptcy probability of CaliXto itself is lower: 0.2% within 12 months. It rests on far more data about CaliXto than the profile alone.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 129 companies, not a prediction for CaliXto. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
No credit on open account
Liquidity is insufficient, with a current ratio of 0.44 (0.12 in 2024), below 1. Short-term debt is 75.7% and cash 0.6% of total assets. Equity is negative.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Six signals.
lowers riskraises riskneutral
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025Equity per financial year
18192021232425
2018 to 2025 · latest year -€557,286
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-07-2026, 1 day ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
1 day early
2024
on the day
2023
on the day
2022
32 days late
2021
1 day early
2020
27 days late
2019
14 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 10 days after the deadline. In the sector (NACE 68), the median for financial year 2024 was 7 days before the deadline, and 36% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 31 July (4 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
08-11-2026 today31-12-2026 year end31-07-2027 deadline
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0811909103
Environmental permit granted
Nieuwbouw van bijgebouwen, niet-overdekte lage constructies en andere handelingen, Verbouwen en/of uitbreiden zonder functiewijziging en zonder wijziging van aantal woongelegenheden · Schilde
Merger: CaliXto takes over CHARFLO
Resignation: CaliXto (director) · Permanent representative: SNAUWAERT Frederik · Director discharge: CaliXto · General meeting of 14-12-2022 · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| CaliXto Schilde | €7.7m | -€78,863 | -7.2% | - |
| GROEP VANHEE Oostkamp | €7.7m | -€32,512 | 85.8% | - |
| MILLESIME CAPITAL Sint-Gillis (bij-Brussel) | €8.8m | -€26,869 | -1.3% | - |
| FEMAJA Waasmunster | €9.1m | €934 | 68.1% | 0.6 |
| MADININA Tournai | €7.5m | -€6,765 | 97.5% | - |
| ALIMTRA Knokke-Heist | €8.1m | -€205,814 | 14.8% | 0.5 |
| DESTAILLEUR FINANCES Mouscron | €7.2m | -€25,086 | 98.3% | - |
These companies have the same main activity as CaliXto: buying and selling of own real estate (NACE 68110). They are comparable in size and age: total assets between €7.2m and €9.1m, founded between 2007 and 2011.
Official details
Source: KBO- Status
- Active since 25-05-2009Normal situation
- Activity
- Buying and selling of own real estateNACE 68110and 3 others
- Establishment unit
- 2.178.399.9672970 Schilde, since 28-05-2009
- Financial year end
- 31 December
- Peppol
- Reachable since 15-10-2025
Annual accounts 2025
- €7.7m▲ 123%
- Filing
- Filed on 30-07-2026, 1 day before the end of the filing period
Companies linked to CaliXto
Subsidiaries and holdings
- TYCHE INVESTMENTS12.5%
Insights on CaliXto
CaliXto files the abbreviated format. That format states no turnover. The gross margin fell from -€29,560 in 2011 to -€78,863 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about CaliXto
- What is the company number of CaliXto?
- The company number of CaliXto is 0811.909.103. The VAT number is the same number with BE in front: BE 0811.909.103.
- Where is CaliXto based?
- The registered office is at Rodedreef 30, 2970 Schilde.Company details
- What does CaliXto do?
- According to the KBO register, the main activity is buying and selling of own real estate (NACE 68110).
- What is the legal form of CaliXto?
- CaliXto is a private limited company (BV).
- When was CaliXto founded?
- CaliXto was founded on 25-05-2009.
- Is CaliXto still active?
- Yes, CaliXto is an active enterprise in the KBO register.
- How many employees does CaliXto have?
- CaliXto had an average of 1 full-time equivalents in financial year 2020, according to the filed annual accounts.Financials
- What is the turnover of CaliXto?
- The annual accounts for financial year 2025 state no turnover. The abbreviated format does not require it. In financial year 2018 turnover was €0.
- Is CaliXto profitable?
- In financial year 2025, CaliXto made a loss of €289,107.
- Where can I find the annual accounts of CaliXto?
- CaliXto filed 15 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of CaliXto due?
- CaliXto must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
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