CAFE KOER
ActiveThe computed 12-month bankruptcy probability of CAFE KOER is 1.7% (moderate). The 2025 annual accounts show equity of €7k and a net result of €-3k. Equity is shrinking by ~28.4% per year across the filed fiscal years. Its solvency ranks better than 73% of 13270 sector peers (fiscal year 2025). The company has been active since 2004 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
53
/ 100
Fair
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability0=
Solvency82▼-5
Growth58▲+26
Track record100
Bankruptcy probability, 12 months
1.7%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Sector 56
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
57.3%
Return on assets
-28.5%
Age of the figures
12 mo
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
18202122232425
2018 to 2025 · latest year €-3k
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 30-04-2026, 0 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
on the day
2024
15 d late
2023
29 d late
2022
2 d early
2021
31 d late
2020
11 d late
2018
3 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
22-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€7k▼ 33.2%
2024 · €10k
2018: €63k
2020: €51k
2021: €44k
2022: €26k
2023: €28k
2024: €10k
2018 → 2025
Total assets
€12k▼ 27.4%
2024 · €16k
2018: €104k
2020: €73k
2021: €71k
2022: €49k
2023: €40k
2024: €16k
2018 → 2025
Net result
€-3k▲ 81.2%
2024 · €-18k
2018: €-6k
2020: €-12k
2021: €-7k
2022: €-18k
2023: €2k
2024: €-18k
2018 → 2025
Working capital
€7k▼ 33.2%
2024 · €10k
2018: €61k
2020: €51k
2021: €44k
2022: €26k
2023: €28k
2024: €10k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€44k-€26k▼ 40.4%€28k▲ 7.0%€10k▼ 63.9%€7k▼ 33.2%
Operating result€-7k-€-18k▼ 149%€2k€-18k€-3k▲ 80.7%
Net result€-7k-€-18k▼ 148%€2k€-18k€-3k▲ 81.2%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €3k in 2025 against €18k in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Equity and liabilities €12k
Equity
€7k▼ 33.2%
Debt
€5k▼ 17.9%
The debt ratio rises from 37.7% to 42.7%. Equity and debt are lower.
Key figures and ratios
Solvency
57.3%▼
2024 · 62.3%
Current ratio
2.34▼
2024 · 2.65
Quick ratio
2.34▼
2024 · 2.65
Debt / equity
0.75▲
2024 · 0.61
ROE
-49.8%▲
2024 · -176.8%
ROA
-28.5%▲
2024 · -110.1%
Debt
€5k▼
2024 · €6k
Debt ≤ 1 year
€5k▼
2024 · €6k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€16k€12k▼
Current assets29/58€16k€12k▼
Amounts receivable within one year40/41€229€1k▲
Other amounts receivable41€229€1k▲
Cash at bank and in hand54/58€16k€11k▼
Equity and liabilities
Total equity and liabilities10/49€16k€12k▼
Equity10/15€10k€7k▼
Contributions10/11€19k€19k=
Capital10€19k€19k=
Issued capital100€19k€19k=
Reserves13€10k€10k=
Non-distributable reserves130/1€2k€2k=
Legal reserve130€2k€2k=
Distributable reserves133€8k€8k=
Profit (loss) carried forward14€-18k€-22k▼
Amounts payable17/49€6k€5k▼
Amounts payable within one year42/48€6k€5k▼
Trade debts44€378€276▼
Suppliers440/4€378€276▼
Taxes, remuneration and social security45€1k-
Remuneration and social security454/9€1k-
Other amounts payable47/48€5k€5k=
Income statement
Code20242025
Other operating charges640/8€502€507▲
Gross operating margin9900€-17k€-3k▲
Operating profit (loss)9901€-18k€-3k▲
Financial income75/76B€116€68▼
Recurring financial income75€116€68▼
Financial charges65/66B€497€44▼
Recurring financial charges65€35€44▲
Non-recurring financial charges66B€462-
Profit (loss) for the period before taxes9903€-18k€-3k▲
Profit (loss) for the period9904€-18k€-3k▲
Profit (loss) for the period to be appropriated9905€-18k€-3k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-23k€-22k▲
Profit (loss) brought forward from the previous period14P€-5k€-18k▼
Transfer from equity791/2€4k-
The notes to these accounts (2 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-04
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
15-05
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 15 days late
2024
30-09
Financial
Weakest financial yearnet €-18k ▼1074%
Net result drops to €-18k, the lowest in the series; recovery starts the following year.
29-05
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 29 days late
2023
30-09
Financial
Back to profitnet €2k
Net result €2k after 4 loss-making years.
28-04
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-05
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 31 days late
2021
11-05
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 11 days late
2019
03-05
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 3 days late
2018
08-05
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema · 8 days late
2017
28-04
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
2016
22-03
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Heist-op-den-Berg · 1 establishment unit since 2004
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Bergstraat 1192220 Heist-op-den-BergGround area
81 m²
Building footprint
57 m²
Volume, LiDAR
635 m³
Parcel 12014K0653/00B002, Flanders · tallest building 13.2 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
CAFE KOER
since 20042.144.001.589
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 12014K0653/00B002 | Flanders | 81 m² | 1 · 57 m² | 13.2 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteHeist-op-den-Berg2.144.001.589
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Queenz
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CUCHILLO 2.0
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AB GRANDE PIAZZA
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Of 20,495 companies in sector 56111 we hold annual accounts for 11,458. 5,904 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded15-10-2004
Fiscal year end30-09
Legal name NL
Nara Thai
Activities, NACEBEL
56111Full-service restaurants
56112Limited-service restaurants, excluding mobile food services
Sources
Crossroads Bank for EnterprisesNational Bank · 20 filingsAddress and cadastre registers
Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.